173 Chappell Rd NW Rental: Renters Insurance Guide & What It Actually Costs

Last updated Apr 16, 2026

Thinking about renting at 173 Chappell Rd NW Rental in Westside Atlanta? Rent here runs From $950, and renters insurance adds about $17/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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173 Chappell Rd NW, Atlanta, GA 30314

Westside Atlanta

From $950 /month

Monthly Cost Breakdown at 173 Chappell Rd NW Rental

The listed rent isn't the whole number. Here's what 173 Chappell Rd NW Rental actually costs each month once you add required fees and insurance.

Total Monthly Cost $967
Base Rent $950
Est. Renters Insurance $17/mo

Renters Insurance at 173 Chappell Rd NW Rental

What Affects Your Premium Here

Every building is different. These factors specific to 173 Chappell Rd NW Rental can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 3169/100K (101% above national average)

What You'll Likely Pay

$17

Est. Monthly

$208

Est. Annual

$13

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 173 Chappell Rd NW Rental based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Georgia

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 173 Chappell Rd NW Rental:

Carrier Monthly Annual
Lemonade $10/mo $119/yr
USAA $11/mo $134/yr
State Farm $15/mo $178/yr
Progressive $16/mo $193/yr
Safeco $16/mo $193/yr
Travelers $17/mo $208/yr
Allstate $19/mo $223/yr
Nationwide $19/mo $223/yr
Farmers $20/mo $238/yr
Liberty Mutual $22/mo $267/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $17/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.

Atlanta property crime rate

3,169

per 100K residents

101% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
330 / 200
Larceny / theft
2,370 / 1,172
Vehicle theft
469 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. 173 Chappell Rd NW Rental also has on-site security features (Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)

On-Site Security

Perimeter fencing

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 173 Chappell Rd NW Rental.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 173 Chappell Rd NW Rental. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Security Deposit - Refundable

Charged per unit.

$550

Amenities

Community Features

Fenced Lot

Floor Plan Amenities

Washer/Dryer Security System Dishwasher Microwave Oven Refrigerator Vinyl Flooring Furnished Lawn

About 173 Chappell Rd NW Rental

Phone: (404) 427-9595

From the property listing:

Property Id: 1209374 ROOM FOR RENT. $900 for good size bedroom and shared bathroom. $250Wkly .Internet, Washer, Dryer and utilities included This home has a prime location to see all that Atlanta has to offer! This is the perfect place to put yourself in to enjoy southern hospitality at its finest! Minutes from Midtown Atlanta, Buckhead, Atlanta's Hartsfield-Jackson Airport, Six Flags, Mercedes Benz Stadium, Truist Park, Georgia World Congress Center, and Georgia Aquarium! It is a great room for rent. 1st come 1st serve

Other Options Nearby

Still weighing your choices? These communities are in the same part of Atlanta — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 173 Chappell Rd NW Rental require renters insurance?
We didn't find a public insurance requirement for 173 Chappell Rd NW Rental, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 173 Chappell Rd NW Rental?
For this zip code and building type, expect to pay around $17/month ($208/year). For context, the statewide average is $13/month, so this building is above average.
What will I actually pay per month at 173 Chappell Rd NW Rental?
Plan for about $967/month all-in. That's base rent (From $950), plus roughly $17/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around 173 Chappell Rd NW Rental?
Property crime in Atlanta runs noticeably higher than the national average — 3,169 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 330/100K here. On the property itself, you'll find perimeter fencing — features that can qualify for premium discounts.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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