1408 Lockwood Dr SW, Atlanta, GA 30311
Westside Atlanta
Monthly Cost Breakdown at 1408 Lockwood Dr SW Rental
The listed rent isn't the whole number. Here's what 1408 Lockwood Dr SW Rental actually costs each month once you add required fees and insurance.
Renters Insurance at 1408 Lockwood Dr SW Rental
What Affects Your Premium Here
Every building is different. These factors specific to 1408 Lockwood Dr SW Rental can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Pest Issues
3 mentions in Google reviews
Vehicle Crime
1 mentions of car theft, vandalism, or break-ins in reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 3169/100K (101% above national average)
What You'll Likely Pay
$16
Est. Monthly
$192
Est. Annual
$13
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1408 Lockwood Dr SW Rental based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Georgia
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 1408 Lockwood Dr SW Rental:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $110/yr |
| USAA | $10/mo | $123/yr |
| State Farm | $14/mo | $165/yr |
| Progressive | $15/mo | $178/yr |
| Safeco | $15/mo | $178/yr |
| Travelers | $16/mo | $192/yr |
| Allstate | $17/mo | $206/yr |
| Nationwide | $17/mo | $206/yr |
| Farmers | $18/mo | $219/yr |
| Liberty Mutual | $21/mo | $247/yr |
Discounts You May Qualify For
Next Step
See if you can beat $16/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.
Atlanta property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area.
Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 1408 Lockwood Dr SW Rental.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at 1408 Lockwood Dr SW Rental. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Security Deposit - Refundable
Charged per unit.
Amenities
Floor Plan Amenities
About 1408 Lockwood Dr SW Rental
From the property listing:
Property Id: 1232331 Welcome to our serene and inviting home, the perfect haven for traveling nurses seeking a peaceful retreat after demanding shifts. Nestled in a quiet neighborhood, our meticulously designed abode is thoughtfully equipped to ensure your safety, comfort, and tranquility. As you step inside, you'll immediately notice the cozy ambiance created by our tasteful decor and soft lighting. The living area beckons you to unwind and rejuvenate. In the backyard, you'll discover a charming fire pit, providing a warm and inviting atmosphere for cozy evenings under the stars.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Atlanta — compare rent and estimated insurance cost side by side.
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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