1408 Lockwood Dr SW Rental: Renters Insurance Guide & What It Actually Costs

Last updated Apr 16, 2026

Thinking about renting at 1408 Lockwood Dr SW Rental in Westside Atlanta? Rent here runs From $1,950, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1408 Lockwood Dr SW, Atlanta, GA 30311

Westside Atlanta

2.6/5 ·171 reviews Google
From $1,950 /month

Monthly Cost Breakdown at 1408 Lockwood Dr SW Rental

The listed rent isn't the whole number. Here's what 1408 Lockwood Dr SW Rental actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,966
Base Rent $1,950
Est. Renters Insurance $16/mo

Renters Insurance at 1408 Lockwood Dr SW Rental

What Affects Your Premium Here

Every building is different. These factors specific to 1408 Lockwood Dr SW Rental can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Pest Issues

3 mentions in Google reviews

Vehicle Crime

1 mentions of car theft, vandalism, or break-ins in reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 3169/100K (101% above national average)

What You'll Likely Pay

$16

Est. Monthly

$192

Est. Annual

$13

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1408 Lockwood Dr SW Rental based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Georgia

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 1408 Lockwood Dr SW Rental:

Carrier Monthly Annual
Lemonade $9/mo $110/yr
USAA $10/mo $123/yr
State Farm $14/mo $165/yr
Progressive $15/mo $178/yr
Safeco $15/mo $178/yr
Travelers $16/mo $192/yr
Allstate $17/mo $206/yr
Nationwide $17/mo $206/yr
Farmers $18/mo $219/yr
Liberty Mutual $21/mo $247/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.

Atlanta property crime rate

3,169

per 100K residents

101% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
330 / 200
Larceny / theft
2,370 / 1,172
Vehicle theft
469 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area.

Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Frequent topic
Pest Issues Common topic
Water Damage Mentioned
Fire Mentioned
Vehicle Crime Mentioned

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 1408 Lockwood Dr SW Rental.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 1408 Lockwood Dr SW Rental. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Security Deposit - Refundable

Charged per unit.

$1,950

Amenities

Floor Plan Amenities

Washer/Dryer Security System Dishwasher Disposal Microwave Oven Refrigerator Freezer Hardwood Floors Furnished

About 1408 Lockwood Dr SW Rental

Phone: (404) 433-0409

From the property listing:

Property Id: 1232331 Welcome to our serene and inviting home, the perfect haven for traveling nurses seeking a peaceful retreat after demanding shifts. Nestled in a quiet neighborhood, our meticulously designed abode is thoughtfully equipped to ensure your safety, comfort, and tranquility. As you step inside, you'll immediately notice the cozy ambiance created by our tasteful decor and soft lighting. The living area beckons you to unwind and rejuvenate. In the backyard, you'll discover a charming fire pit, providing a warm and inviting atmosphere for cozy evenings under the stars.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Atlanta — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 1408 Lockwood Dr SW Rental require renters insurance?
We didn't find a public insurance requirement for 1408 Lockwood Dr SW Rental, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 1408 Lockwood Dr SW Rental?
For this zip code and building type, expect to pay around $16/month ($192/year). For context, the statewide average is $13/month, so this building is above average.
What will I actually pay per month at 1408 Lockwood Dr SW Rental?
Plan for about $1,966/month all-in. That's base rent (From $1,950), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around 1408 Lockwood Dr SW Rental?
Property crime in Atlanta runs noticeably higher than the national average — 3,169 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 330/100K here.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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