Atlanta, GA

Calibre Woods Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 16, 2026

Thinking about renting at Calibre Woods Apartments in North Druid Hills? Rent here runs $1,448 – $2,390, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2075 Lavista Rd NE, Atlanta, GA 30329

North Druid Hills

Managed by Sterling Trust Built 1989 3 stories 338 units
4/5 ·154 reviews Google
4/5 ·15 reviews Apt. Finder
$1,448 – $2,390 /month

Monthly Cost Breakdown at Calibre Woods Apartments

The listed rent isn't the whole number. Here's what Calibre Woods Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,462 – $2,404
Base Rent $1,448 – $2,390
Est. Renters Insurance $14/mo

Renters Insurance at Calibre Woods Apartments

We found a few insurance details on Calibre Woods Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

In Calibre Woods Apartments's own words:

"Renters Insurance E-Renter Plan"

"Georgia Natural Gas will be your gas company, Georgia Power will be your electric company, and call the office if you would like to get some recommendations for renter’s insurance."

What Affects Your Premium Here

Every building is different. These factors specific to Calibre Woods Apartments can push your insurance cost up or down:

Older Building

Built in 1989 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 3169/100K (101% above national average)

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$13

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Calibre Woods Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Calibre Woods Apartments:

Carrier Monthly Annual
Lemonade $8/mo $91/yr
USAA $9/mo $103/yr
State Farm $11/mo $137/yr
Progressive $12/mo $149/yr
Safeco $12/mo $149/yr
Travelers $13/mo $160/yr
Allstate $14/mo $171/yr
Nationwide $14/mo $171/yr
Farmers $15/mo $183/yr
Liberty Mutual $17/mo $206/yr

Discounts You May Qualify For

Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.

Atlanta property crime rate

3,169

per 100K residents

101% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
330 / 200
Larceny / theft
2,370 / 1,172
Vehicle theft
469 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Calibre Woods Apartments also has on-site security features (Sprinklers) that insurers recognize with discounts.

Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Sprinklers

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Calibre Woods Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Calibre Woods Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

1 Bedroom Water & Trash

Water $60 and Trash $30 Charged per unit.

Varies / mo

2 Bedroom Water & Trash

Water $70 and Trash $35 Charged per unit.

Varies / mo

Additional Deposit Requirement

Additional security deposit may be required based on credit screening. Additional deposit is equal to one month rent (in addition to standard deposit). Charged per unit.

$150

Administrative Fee

Charged per unit.

$200

Application Fee Per Applicant

Charged per applicant.

$90

Resident Access Keys/Cards/Locks/Remotes Fee

Charged per resident.

$90

Pets Fees

Pet Fee

Charged per pet.

$500

Parking Fees

Parking Fee

Charged per vehicle.

$200 / mo

Garage Detached

Garages based on availability.

Situational Fees

Late Fee

Assessed when rent has not been paid by close of business on3rd day of the month. Charged per occurrence.

$150

Amenities

Community Features

Laundry Facilities Car Wash Area Clubhouse Grill Picnic Area Pool Tennis Court Volleyball Court Walking/Biking Trails Gas Range

Floor Plan Amenities

Wi-Fi Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Fireplace Sprinkler System Dishwasher Disposal Ice Maker Stainless Steel Appliances Refrigerator Carpet Built-In Bookshelves Crown Molding Walk-In Closets Balcony Patio

Pet Policy

Bringing a pet? Here's what Calibre Woods Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$500 Fee
60 lb Weight Limit

About Calibre Woods Apartments

Year Built: 1989
Stories: 3 stories
Units: 338
Management: Sterling Trust
Phone: (470) 558-0818

From the property listing:

Located on LaVista Road just west of North Druid Hills and the Toco Hills Shopping Center, Calibre Woods is only 20 minutes from Downtown and 5 minutes from Emory, the CDC, and I-85. With a Publix grocery store right next door and Whole Foods only a mile away, the makings of an organic gourmet dinner couldn't be more accessible!

Other Options Nearby

Still weighing your choices? These communities are in the same part of Atlanta — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Calibre Woods Apartments require renters insurance?
We found specific coverage details on Calibre Woods Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Calibre Woods Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Calibre Woods Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $13/month, so this building is right around average.
What will I actually pay per month at Calibre Woods Apartments?
Plan for $1,462 to $2,404/month all-in. That's base rent ($1,448 – $2,390), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Calibre Woods Apartments allow pets?
Yes, Calibre Woods Apartments is pet-friendly. Here are the details: Cats Allowed. $500 Fee. 60 lb Weight Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Calibre Woods Apartments?
Property crime in Atlanta runs noticeably higher than the national average — 3,169 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 330/100K here. On the property itself, you'll find sprinklers — features that can qualify for premium discounts.
What floor plans does Calibre Woods Apartments offer?
There are 10 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,448 – $2,390. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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