Atlanta, GA

Centra at North Druid Hills Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 16, 2026

Thinking about renting at Centra at North Druid Hills Apartments in North Druid Hills? Rent here runs $1,474 – $2,026, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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7 Executive Park Dr NE, Atlanta, GA 30329

North Druid Hills

Managed by Key Real Estate Company Built 2016 4 stories 310 units
4.6/5 ·510 reviews Google
Apt. Finder
$1,474 – $2,026 /month

Monthly Cost Breakdown at Centra at North Druid Hills Apartments

The listed rent isn't the whole number. Here's what Centra at North Druid Hills Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,594 – $2,146
Base Rent $1,474 – $2,026
Required Monthly Fees $108
Est. Renters Insurance $12/mo

Renters Insurance at Centra at North Druid Hills Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Centra at North Druid Hills Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 3169/100K (101% above national average)

What You'll Likely Pay

$12

Est. Monthly

$140

Est. Annual

$11

With Discounts/mo

$13

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Centra at North Druid Hills Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Centra at North Druid Hills Apartments:

Carrier Monthly Annual
Lemonade $8/mo $91/yr
USAA $9/mo $103/yr
State Farm $11/mo $137/yr
Progressive $12/mo $149/yr
Safeco $12/mo $149/yr
Travelers $13/mo $160/yr
Allstate $14/mo $171/yr
Nationwide $14/mo $171/yr
Farmers $15/mo $183/yr
Liberty Mutual $17/mo $206/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.

Atlanta property crime rate

3,169

per 100K residents

101% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
330 / 200
Larceny / theft
2,370 / 1,172
Vehicle theft
469 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Centra at North Druid Hills Apartments also has on-site security features (Controlled access, Property manager on site, Gated, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Fire Mentioned
Maintenance Issues Mentioned
Theft Mentioned
Pest Issues Mentioned

On-Site Security

Controlled access Property manager on site Gated On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Centra at North Druid Hills Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Centra at North Druid Hills Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Hauler Fee

Charged per unit.

$10 / mo

Valet Trash

Charged per unit.

$28 / mo

Amenity Fee

One bedroom $35 / Two Bedroom $45 Charged per unit.

$35 / mo

Pest Control

Charged per unit.

$5 / mo

Application Fee Per Applicant

Charged per applicant.

$60

Administrative Fee

Charged per unit.

$150

New Account Set Up Fee

Charged per unit.

$25

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$450

Monthly Pet Fee

Max of 2. Charged per pet.

$25 / mo

Parking Fees

Parking Deposit

Charged per vehicle.

Free

Surface Lot

Reserved Parking is $75/mo. Garages range from $225 - $300 depending on size.

Amenities

Special Features

BBQ Grills 12-Foot Ceilings Bark Park Juliette Balcony Corner Apartment Fitness On DemandT Generous Walk-In Closets Juliet Balcony USB Outlets Electric Car Charging Stations Undermount Sinks Central Air Conditioning Exterior View Fire Pit Oversized Patio Corporate Housing Available Floor: 3rd Pet Spa 24-Hour Emergency Maintenance Resident Lounge Terrace View: Exterior 9-Foot Ceilings Controlled Access Entry System Elevate Group Fitness Class Flexible payments with Flex. Full-Sized Washer and Dryer Nest Thermostats Outdoor Lounge Area

Community Features

Maintenance on site Car Charging Station Elevator Clubhouse Lounge Storage Space Grill Fitness Center Pool

Floor Plan Amenities

Wi-Fi Washer/Dryer Air Conditioning Ceiling Fans Dishwasher Ice Maker Granite Countertops Stainless Steel Appliances Island Kitchen Microwave Vinyl Flooring Attic Walk-In Closets Linen Closet Balcony Patio

Pet Policy

Bringing a pet? Here's what Centra at North Druid Hills Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$25 Monthly Pet Rent
$450 Fee
100 lb Weight Limit
2 Pet Limit

About Centra at North Druid Hills Apartments

Year Built: 2016
Stories: 4 stories
Units: 310
Management: Key Real Estate Company
Phone: (470) 944-7318

From the property listing:

Conveniently situated just off Exit 89 of I-85, our North Druid Hills apartments put you close to Atlanta's vibrant attractions. Featuring stylish elements such as granite countertops and subway tile backsplashes, our one and two-bedroom apartments brighten your daily life, from morning to evening. Take a short stroll for an easy commute to major employers like Children’s Healthcare of Atlanta, or jump in your car to discover the authentic dining options along Buford Highway.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Atlanta — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Centra at North Druid Hills Apartments require renters insurance?
We didn't find a public insurance requirement for Centra at North Druid Hills Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Centra at North Druid Hills Apartments?
For this zip code and building type, expect to pay around $12/month ($140/year). Centra at North Druid Hills Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $13/month, so this building is right around average.
What will I actually pay per month at Centra at North Druid Hills Apartments?
Plan for $1,594 to $2,146/month all-in. That's base rent ($1,474 – $2,026), plus $108/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Centra at North Druid Hills Apartments allow pets?
Yes, Centra at North Druid Hills Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $25 Monthly Pet Rent. $450 Fee. 100 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Centra at North Druid Hills Apartments?
Property crime in Atlanta runs noticeably higher than the national average — 3,169 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 330/100K here. On the property itself, you'll find controlled access, property manager on site, gated, on site maintenance — features that can qualify for premium discounts.
What floor plans does Centra at North Druid Hills Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,474 – $2,026. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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