2696 N Druid Hills Rd NE, Atlanta, GA 30329
North Druid Hills
Renters Insurance at Cortland Druid Hills Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Cortland Druid Hills Apartments can push your insurance cost up or down:
Older Building
Built in 1987 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Water/Leak Issues
6 mentions in Google reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 3169/100K (101% above national average)
What You'll Likely Pay
$14
Est. Monthly
$168
Est. Annual
$13
With Discounts/mo
$13
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Cortland Druid Hills Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Cortland Druid Hills Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $91/yr |
| USAA | $9/mo | $103/yr |
| State Farm | $11/mo | $137/yr |
| Progressive | $12/mo | $149/yr |
| Safeco | $12/mo | $149/yr |
| Travelers | $13/mo | $160/yr |
| Allstate | $14/mo | $171/yr |
| Nationwide | $14/mo | $171/yr |
| Farmers | $15/mo | $183/yr |
| Liberty Mutual | $17/mo | $206/yr |
Discounts You May Qualify For
Next Step
See if you can beat $13/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.
Atlanta property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Cortland Druid Hills Apartments also has on-site security features (Controlled access, Gated, Package lockers) that insurers recognize with discounts.
Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Cortland Druid Hills Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Cortland Druid Hills Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Trash Hauler
Trash Hauler: $15 due monthly Charged per unit.
Liability Only Protection
Liability Only Protection: $15 due monthly Charged per unit.
Valet Trash
Valet Trash: $30 due monthly Charged per unit.
Service Fee
Service Fee: $4.87 due monthly Charged per unit.
Internet/Technology Fee
Internet/Technology Fee: $65 due monthly Charged per unit.
Pest Control
Pest Control: $9 due monthly Charged per unit.
Application Fee
Application Fee: $1 due at application Charged per applicant
Administrative Fee
Administrative Fee: $1 deposit due at application Charged per unit.
New Account Setup Fee
New Account Setup Fee: $10 due at move-in Charged per unit.
Pets Fees
Dog - Pet Fee
Pet Fee: $400 due at move-in Charged per pet.
Dog - Pet Rent
Pet Rent: $30 due monthly Charged per pet.
Cat - Pet Fee
Pet Fee: $400 due at move-in Charged per pet.
Cat - Pet Rent
Pet Rent: $30 due monthly Charged per pet.
Addons Fees
Vehicle
Vehicle: $0 due monthly Charged per unit.
Situational Fees
Early Termination Fee
Early Termination Fee: 200% of rent due at early terminationCharged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Cortland Druid Hills Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Cortland Druid Hills Apartments
From the property listing:
Located minutes away from popular Atlanta neighborhoods, our apartments near Emory offer the best of city living right at your doorstep. Modern features like wood-style flooring and energy-efficient, stainless steel appliances will make you proud to call any of our one, two, and three-bedroom apartments on North Druid Hills home. Convenience to major employers like Emory University and Children's Hospital of Atlanta makes your everyday commute a breeze. And when you're considering your weekend (or weeknight) plans, you have plenty of options nearby.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Atlanta — compare rent and estimated insurance cost side by side.
Briarcliff Apartments
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Briarhill Apartment Homes
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Bryn House Apartments
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Calibre Woods Apartments
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Campus Crossings Briarcliff Apartments
North Druid Hills
Centra at North Druid Hills Apartments
North Druid Hills
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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