InTown Lofts: Renters Insurance Guide & What It Actually Costs

Last updated Apr 16, 2026

Thinking about renting at InTown Lofts in Castleberry Hill? Rent here runs $1,045 – $2,290, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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170 Northside Dr SW, Atlanta, GA 30313

Castleberry Hill

Managed by Asset Living Built 2003 6 stories 124 units
3.2/5 ·49 reviews Google
4/5 ·5 reviews Apt. Finder
$1,045 – $2,290 /month

Monthly Cost Breakdown at InTown Lofts

The listed rent isn't the whole number. Here's what InTown Lofts actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,061 – $2,306
Base Rent $1,045 – $2,290
Est. Renters Insurance $16/mo

Renters Insurance at InTown Lofts

What Affects Your Premium Here

Every building is different. These factors specific to InTown Lofts can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 3169/100K (101% above national average)

What You'll Likely Pay

$16

Est. Monthly

$190

Est. Annual

$15

With Discounts/mo

$13

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for InTown Lofts based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near InTown Lofts:

Carrier Monthly Annual
Lemonade $10/mo $114/yr
USAA $11/mo $129/yr
State Farm $14/mo $171/yr
Progressive $15/mo $186/yr
Safeco $15/mo $186/yr
Travelers $17/mo $200/yr
Allstate $18/mo $214/yr
Nationwide $18/mo $214/yr
Farmers $19/mo $229/yr
Liberty Mutual $21/mo $257/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.

Atlanta property crime rate

3,169

per 100K residents

101% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
330 / 200
Larceny / theft
2,370 / 1,172
Vehicle theft
469 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. InTown Lofts also has on-site security features (Package service, Controlled access, Property manager on site, Gated, Covered parking, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
2×

On-Site Security

Package service Controlled access Property manager on site Gated Covered parking On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for InTown Lofts.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at InTown Lofts. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$250

Amenities

Special Features

Covered Parking Rooftop Terrace 10 Ft. Ceilings/Open Duct Work Atlantic Station Close to Lenox Square Mall Nearby Nightly Entertainment On-site Maintenance Open Duct Work Pet Friendly Close to Georgia State University, Georgia Tech, Morehouse College, and Spelman College Historical Pashcals Restaurant Loft * In Select Apartment Homes Oversized Windows Resident Lounge All Electric units available Easy access to Hartsfield-Jackson International Airport Stainless Steel Appliances Den/Study * In Select Apartment Homes On-call Maintenance Smoke-free Access to Public Transportation Carpeted Floors Close to Georgia State University & Georgia Tech Easy Access to Shopping Lenox Square Mall Public Parks Nearby Restaurant, & Salon Just Steps Away Restaurants and Salon Just Steps Away Rooftop Terrace with Pool Roommate Floorplans Available Spectacular Views of Downtown Village Type Setting 10-Ft Ceilings All-electric Kitchen Cyber Cafe Cyber Café Loft Apartments Tub with Shower

Community Features

Wi-Fi Laundry Facilities Maintenance on site Dry Cleaning Service Public Transportation Elevator Business Center Clubhouse Lounge Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Security System Tub/Shower Wheelchair Accessible (Rooms) Dishwasher Disposal Stainless Steel Appliances Eat-in Kitchen Kitchen Range Carpet Tile Floors Dining Room Vaulted Ceiling Walk-In Closets Loft Layout Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what InTown Lofts allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$25 Monthly Pet Rent
$350 Fee
1 Pet Limit

About InTown Lofts

Year Built: 2003
Stories: 6 stories
Units: 124
Management: Asset Living
Phone: (470) 944-7418

From the property listing:

Our studio, one, two, and three-bedroom loft-style apartments for rent are designed with premium features to elevate your living experience. Enjoy 10-foot vaulted ceilings, stainless steel appliances, and breathtaking downtown views from your balcony or patio; select homes have a loft and den. If you're looking for the ideal blend of comfort and style, you'll find it at InTown Lofts.

Other Options Nearby

Still weighing your choices? Other communities in Atlanta — compare rent and estimated insurance cost side by side.

10 Perimeter Park Apartments

Dunwoody

$1,364 - $2,650 Ins: ~$13/mo

100 Midtown Apartments

Midtown Atlanta

$959 - $1,500 Ins: ~$15/mo

1000 Spalding Apartments

Atlanta

$1,274 - $3,915 Ins: ~$12/mo

1003 Center St NW Apartment

West Midtown Atlanta

$1,950 Ins: ~$16/mo

1016 Lofts

West Midtown Atlanta

$1,225 - $2,425 Ins: ~$15/mo

1045 On The Park Apartment Homes

Midtown Atlanta

$2,127 - $2,865 Ins: ~$13/mo

Frequently Asked Questions

Does InTown Lofts require renters insurance?
We didn't find a public insurance requirement for InTown Lofts, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at InTown Lofts?
For this zip code and building type, expect to pay around $16/month ($190/year). InTown Lofts has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $13/month, so this building is above average.
What will I actually pay per month at InTown Lofts?
Plan for $1,061 to $2,306/month all-in. That's base rent ($1,045 – $2,290), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does InTown Lofts allow pets?
Yes, InTown Lofts is pet-friendly. Here are the details: Cats and Dogs Allowed. $25 Monthly Pet Rent. $350 Fee. 1 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around InTown Lofts?
Property crime in Atlanta runs noticeably higher than the national average — 3,169 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 330/100K here. On the property itself, you'll find package service, controlled access, property manager on site, gated — features that can qualify for premium discounts.
What floor plans does InTown Lofts offer?
There are 8 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,045 – $2,290. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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