1003 Center St NW, Unit B, Atlanta, GA 30318
West Midtown Atlanta
Monthly Cost Breakdown at 1003 Center St NW Apartment
The listed rent isn't the whole number. Here's what 1003 Center St NW Apartment actually costs each month once you add required fees and insurance.
Renters Insurance at 1003 Center St NW Apartment
What Affects Your Premium Here
Every building is different. These factors specific to 1003 Center St NW Apartment can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 3169/100K (101% above national average)
What You'll Likely Pay
$16
Est. Monthly
$192
Est. Annual
$13
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1003 Center St NW Apartment based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 1003 Center St NW Apartment:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $110/yr |
| USAA | $10/mo | $123/yr |
| State Farm | $14/mo | $165/yr |
| Progressive | $15/mo | $178/yr |
| Safeco | $15/mo | $178/yr |
| Travelers | $16/mo | $192/yr |
| Allstate | $17/mo | $206/yr |
| Nationwide | $17/mo | $206/yr |
| Farmers | $18/mo | $219/yr |
| Liberty Mutual | $21/mo | $247/yr |
Discounts You May Qualify For
Next Step
See if you can beat $16/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.
Atlanta property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. 1003 Center St NW Apartment also has on-site security features (Perimeter fencing) that insurers recognize with discounts.
Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 1003 Center St NW Apartment.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at 1003 Center St NW Apartment. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Security Deposit - Refundable
Charged per unit.
Amenities
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what 1003 Center St NW Apartment allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About 1003 Center St NW Apartment
From the property listing:
Property Id: 1083288 Centrally located home with a fenced-in yard at a convenient location that is close to everything that Midtown has to offer. The home is across the street from Georgia Tech and close to local restaurants, Atlantic Station, and I-85. The home has a fenced-in back yard and sizable front yard with plenty of parking. Please contact property manager, In Lloyd, at ??? or . In can be quite busy so we recommend you send him text messages/emails if you can’t reach him via calling.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Atlanta — compare rent and estimated insurance cost side by side.
1016 Lofts
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1150 Collier Rd NW Condo
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12th and James Luxury Apartments
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1824 Defoor Apartments
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788 West Midtown Apartments
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935M by ARIUM Apartments
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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