935M by ARIUM Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 16, 2026

Thinking about renting at 935M by ARIUM Apartments in West Midtown Atlanta? Rent here runs $1,134 – $3,845, and renters insurance adds about $17/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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935 Marietta St NW, Atlanta, GA 30318

West Midtown Atlanta

Managed by Arium Built 1969 7 stories 282 units
4.1/5 ·438 reviews Google
5/5 ·3 reviews Apt. Finder
$1,134 – $3,845 /month

Monthly Cost Breakdown at 935M by ARIUM Apartments

The listed rent isn't the whole number. Here's what 935M by ARIUM Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,703 – $4,414
Base Rent $1,134 – $3,845
Required Monthly Fees $552
Est. Renters Insurance $17/mo

Renters Insurance at 935M by ARIUM Apartments

We found a few insurance details on 935M by ARIUM Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to 935M by ARIUM Apartments can push your insurance cost up or down:

Older Building

Built in 1969 — older plumbing/electrical may increase risk

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 3169/100K (101% above national average)

What You'll Likely Pay

$17

Est. Monthly

$210

Est. Annual

$13

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 935M by ARIUM Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 935M by ARIUM Apartments:

Carrier Monthly Annual
Lemonade $9/mo $110/yr
USAA $10/mo $123/yr
State Farm $14/mo $165/yr
Progressive $15/mo $178/yr
Safeco $15/mo $178/yr
Travelers $16/mo $192/yr
Allstate $17/mo $206/yr
Nationwide $17/mo $206/yr
Farmers $18/mo $219/yr
Liberty Mutual $21/mo $247/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $17/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.

Atlanta property crime rate

3,169

per 100K residents

101% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
330 / 200
Larceny / theft
2,370 / 1,172
Vehicle theft
469 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. 935M by ARIUM Apartments also has on-site security features (Package service, Controlled access, Package lockers) that insurers recognize with discounts.

Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic

On-Site Security

Package service Controlled access Package lockers

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 935M by ARIUM Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 935M by ARIUM Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Parking (Optional)

Charged per unit.

$10 / mo

Renters Insurance (Optional)

Charged per unit.

$14.50 / mo

Utility - Electric

Charged per unit.

$237 / mo

Valet Trash (Optional)

Charged per unit.

$30 / mo

Storage (Optional)

Charged per unit.

$30 / mo

Internet/Cable

Charged per unit.

$40 - $80 / mo

Utility - Water

Charged per unit.

$60 - $120 / mo

Application Fee Per Applicant

$75 per applicant over 19 Charged per applicant.

$75

Administrative Fee

Charged per unit.

$100

Parking Fees

Covered

Free with a Key Fob

Amenities

Special Features

Access to Nearby Shopping & Dining Air Conditioner Bike Workshop and Storage Ceiling Fan Concrete Flooring Co-Working Area w/ Workspaces & Conference Room Floor-to-ceiling Windows Game Room Gourmet Kitchens Grilling Areas Kitchen Islands* Luxer Package Lockers Outdoor Entertainment Lounge Oversized Soaking Tubs Resident Lounge Resort-style Pool Skyline Views* Spacious Closets

Community Features

Laundry Facilities 24 Hour Access On-Site Retail Recycling Dry Cleaning Service Online Services Pet Play Area Pet Washing Station Lounge Conference Rooms Grill Fitness Center Pool Bicycle Storage Gameroom

Floor Plan Amenities

Washer/Dryer Washer/Dryer Hookup Air Conditioning Ceiling Fans Dishwasher Disposal Granite Countertops Stainless Steel Appliances Island Kitchen Kitchen Workshop Walk-In Closets Floor to Ceiling Windows Balcony

Pet Policy

Bringing a pet? Here's what 935M by ARIUM Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
2 Pet Limit

About 935M by ARIUM Apartments

Year Built: 1969
Stories: 7 stories
Units: 282
Management: Arium
Phone: (470) 635-5664

From the property listing:

Discover 935M by ARIUM, located in West Midtown. Our studio, 1, and 2-bedroom apartments for rent offer convenient, upscale living just minutes from Midtown and the heart of Atlanta. Enjoy walkable access to one of the fastest-growing areas of Atlanta, with some of the citys top restaurants and attractions in The Interlock just around the corner from our community. Easy access to I-85 and MARTA simplifies your commute around Midtown, downtown, or the surrounding Atlanta area.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Atlanta — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 935M by ARIUM Apartments require renters insurance?
We found specific coverage details on 935M by ARIUM Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 935M by ARIUM Apartments?
For this zip code and building type, expect to pay around $17/month ($210/year). For context, the statewide average is $13/month, so this building is above average.
What will I actually pay per month at 935M by ARIUM Apartments?
Plan for $1,703 to $4,414/month all-in. That's base rent ($1,134 – $3,845), plus $552/month in required fees (trash, utilities, etc.), plus roughly $17/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 935M by ARIUM Apartments allow pets?
Yes, 935M by ARIUM Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 935M by ARIUM Apartments?
Property crime in Atlanta runs noticeably higher than the national average — 3,169 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 330/100K here. On the property itself, you'll find package service, controlled access, package lockers — features that can qualify for premium discounts.
What floor plans does 935M by ARIUM Apartments offer?
There are 12 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,134 – $3,845. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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