1824 Defoor Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 16, 2026

Thinking about renting at 1824 Defoor Apartments in West Midtown Atlanta? Rent here runs $1,471 – $4,682, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1824 Defoor Ave NW, Atlanta, GA 30318

West Midtown Atlanta

Managed by RAM Partners Built 2016 3 stories 236 units
4.5/5 ·290 reviews Google
5/5 ·97 reviews Apt. Finder
$1,471 – $4,682 /month

Monthly Cost Breakdown at 1824 Defoor Apartments

The listed rent isn't the whole number. Here's what 1824 Defoor Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,486 – $4,697
Base Rent $1,471 – $4,682
Est. Renters Insurance $15/mo

Renters Insurance at 1824 Defoor Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 1824 Defoor Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 3169/100K (101% above national average)

What You'll Likely Pay

$15

Est. Monthly

$177

Est. Annual

$14

With Discounts/mo

$13

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1824 Defoor Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 1824 Defoor Apartments:

Carrier Monthly Annual
Lemonade $9/mo $110/yr
USAA $10/mo $123/yr
State Farm $14/mo $165/yr
Progressive $15/mo $178/yr
Safeco $15/mo $178/yr
Travelers $16/mo $192/yr
Allstate $17/mo $206/yr
Nationwide $17/mo $206/yr
Farmers $18/mo $219/yr
Liberty Mutual $21/mo $247/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.

Atlanta property crime rate

3,169

per 100K residents

101% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
330 / 200
Larceny / theft
2,370 / 1,172
Vehicle theft
469 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. 1824 Defoor Apartments also has on-site security features (Gated) that insurers recognize with discounts.

Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Frequent topic
8×
Noise Common topic
3×
Slip/Fall Hazards Mentioned
1×

On-Site Security

Gated

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 1824 Defoor Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 1824 Defoor Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Pets Fees

Dog Rent

Charged per pet.

$20 / mo

Cat Rent

Charged per pet.

$20 / mo

Amenities

Special Features

Electric Car Charging Station Generous Closet Space Washer & dryer in unit* Granite counters in kitchen & bath Pantry* Spacious patio/balcony Walking Trails USB Outlets Valet trash Gourmet kitchen with tile backsplash Hardwood Style Flooring Outdoor Grilling Areas Storage Garden tubs with tile surround Large Dog Park Open Interiors Cyber Cafe' w/ coffee lounge Close to Shopping and Dining Linen closet*

Community Features

Wi-Fi Trash Pickup - Door to Door Online Services Planned Social Activities Pet Play Area Car Charging Station Clubhouse Lounge Storage Space Walk-Up Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Cable Ready Security System Tub/Shower Granite Countertops Stainless Steel Appliances Island Kitchen Microwave Range Walk-In Closets Patio

Pet Policy

Bringing a pet? Here's what 1824 Defoor Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$20 Monthly Pet Rent
80 lb Weight Limit
2 Pet Limit

About 1824 Defoor Apartments

Year Built: 2016
Stories: 3 stories
Units: 236
Management: RAM Partners
Phone: (470) 944-1969

From the property listing:

The scene is Atlanta's thriving Westside, the vanguard of shopping and dining, inspired energy and industrial rebirth. The look is classic cottage and private retreat, as tasteful and welcoming as you could ask for. The feel is brilliantly modern, with wide-open interiors that let you craft your surroundings to whatever best expresses your heart and mind. With an awesome array of studio, one, two and three bedroom apartments, you're sure to find whatever best suits your lifestyle. Choose from our 13 different layouts ranging from 716 to 1881 square feet.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Atlanta — compare rent and estimated insurance cost side by side.

1003 Center St NW Apartment

West Midtown Atlanta

$1,950 Ins: ~$16/mo

1016 Lofts

West Midtown Atlanta

$1,225 - $2,425 Ins: ~$15/mo

1150 Collier Rd NW Condo

West Midtown Atlanta

$1,200 Ins: ~$16/mo

12th and James Luxury Apartments

West Midtown Atlanta

$1,542 - $1,782 Ins: ~$16/mo

788 West Midtown Apartments

West Midtown Atlanta

$1,750 - $4,150 Ins: ~$14/mo

935M by ARIUM Apartments

West Midtown Atlanta

$1,134 - $3,845 Ins: ~$17/mo

Frequently Asked Questions

Does 1824 Defoor Apartments require renters insurance?
We didn't find a public insurance requirement for 1824 Defoor Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 1824 Defoor Apartments?
For this zip code and building type, expect to pay around $15/month ($177/year). 1824 Defoor Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $13/month, so this building is above average.
What will I actually pay per month at 1824 Defoor Apartments?
Plan for $1,486 to $4,697/month all-in. That's base rent ($1,471 – $4,682), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 1824 Defoor Apartments allow pets?
Yes, 1824 Defoor Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $20 Monthly Pet Rent. 80 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 1824 Defoor Apartments?
Property crime in Atlanta runs noticeably higher than the national average — 3,169 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 330/100K here. On the property itself, you'll find gated — features that can qualify for premium discounts.
What floor plans does 1824 Defoor Apartments offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $1,471 – $4,682. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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