1150 Collier Rd NW Condo: Renters Insurance Guide & What It Actually Costs

Last updated Apr 16, 2026

Thinking about renting at 1150 Collier Rd NW Condo in West Midtown Atlanta? Rent here runs From $1,200, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1150 Collier Rd NW, Unit B#8, Atlanta, GA 30318

West Midtown Atlanta

4.5/5 ·6 reviews Google
From $1,200 /month

Monthly Cost Breakdown at 1150 Collier Rd NW Condo

The listed rent isn't the whole number. Here's what 1150 Collier Rd NW Condo actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,216
Base Rent $1,200
Est. Renters Insurance $16/mo

Renters Insurance at 1150 Collier Rd NW Condo

What Affects Your Premium Here

Every building is different. These factors specific to 1150 Collier Rd NW Condo can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 3169/100K (101% above national average)

What You'll Likely Pay

$16

Est. Monthly

$192

Est. Annual

$15

With Discounts/mo

$13

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1150 Collier Rd NW Condo based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 1150 Collier Rd NW Condo:

Carrier Monthly Annual
Lemonade $9/mo $110/yr
USAA $10/mo $123/yr
State Farm $14/mo $165/yr
Progressive $15/mo $178/yr
Safeco $15/mo $178/yr
Travelers $16/mo $192/yr
Allstate $17/mo $206/yr
Nationwide $17/mo $206/yr
Farmers $18/mo $219/yr
Liberty Mutual $21/mo $247/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.

Atlanta property crime rate

3,169

per 100K residents

101% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
330 / 200
Larceny / theft
2,370 / 1,172
Vehicle theft
469 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. 1150 Collier Rd NW Condo also has on-site security features (Gated, Gated access) that insurers recognize with discounts.

Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)

On-Site Security

Gated Gated access

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 1150 Collier Rd NW Condo.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Amenities

Community Features

Clubhouse Grill Picnic Area Fitness Center Pool Volleyball Court Walking/Biking Trails

Floor Plan Amenities

Washer/Dryer Air Conditioning Smoke Free Dishwasher Kitchen Crown Molding Walk-In Closets

Pet Policy

Bringing a pet? Here's what 1150 Collier Rd NW Condo allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed

About 1150 Collier Rd NW Condo

From the property listing:

Thank you for your interest. We are attentive property owners who are looking for the right tenant for our unit. The complex is predominantly owner owned with very few renters by ordinance, in a gated, safe and quiet neighborhood. Our tenants tend to stay with us on average of three years because we work hard to keep their business and are not like the larger companies that are indifferent. We hope you will consider us. Please note this condo is in Collier Green community, off Howell Mills and Collier 1 BR/BA 775 sq ft Desirable Collier Green Gated Community NO carpet

Other Options Nearby

Still weighing your choices? These communities are in the same part of Atlanta — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 1150 Collier Rd NW Condo require renters insurance?
We didn't find a public insurance requirement for 1150 Collier Rd NW Condo, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 1150 Collier Rd NW Condo?
For this zip code and building type, expect to pay around $16/month ($192/year). 1150 Collier Rd NW Condo has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $13/month, so this building is above average.
What will I actually pay per month at 1150 Collier Rd NW Condo?
Plan for about $1,216/month all-in. That's base rent (From $1,200), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 1150 Collier Rd NW Condo allow pets?
Yes, 1150 Collier Rd NW Condo is pet-friendly. Here are the details: . Cats Allowed. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around 1150 Collier Rd NW Condo?
Property crime in Atlanta runs noticeably higher than the national average — 3,169 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 330/100K here. On the property itself, you'll find gated, gated access — features that can qualify for premium discounts.
What parking is available at 1150 Collier Rd NW Condo?
Surface Lot Parking. Worth noting: covered or garage parking can reduce your vehicle's exposure to weather and theft, which some auto insurance carriers reward with lower rates.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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