788 West Midtown Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 16, 2026

Thinking about renting at 788 West Midtown Apartments in West Midtown Atlanta? Rent here runs $1,750 – $4,150, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for 788 West Midtown Apartments

Compare renters insurance quotes in seconds

788 Marietta St NW, Atlanta, GA 30318

West Midtown Atlanta

Built 2021 19 stories 279 units
3.8/5 ·96 reviews Google
1 review Apt. Finder
$1,750 – $4,150 /month

Monthly Cost Breakdown at 788 West Midtown Apartments

The listed rent isn't the whole number. Here's what 788 West Midtown Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,764 – $4,164
Base Rent $1,750 – $4,150
Est. Renters Insurance $14/mo

Renters Insurance at 788 West Midtown Apartments

We found a few insurance details on 788 West Midtown Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to 788 West Midtown Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 3169/100K (101% above national average)

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$12

With Discounts/mo

$13

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 788 West Midtown Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 788 West Midtown Apartments:

Carrier Monthly Annual
Lemonade $9/mo $110/yr
USAA $10/mo $123/yr
State Farm $14/mo $165/yr
Progressive $15/mo $178/yr
Safeco $15/mo $178/yr
Travelers $16/mo $192/yr
Allstate $17/mo $206/yr
Nationwide $17/mo $206/yr
Farmers $18/mo $219/yr
Liberty Mutual $21/mo $247/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.

Atlanta property crime rate

3,169

per 100K residents

101% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
330 / 200
Larceny / theft
2,370 / 1,172
Vehicle theft
469 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. 788 West Midtown Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Concierge, Video patrol, Gated, Doorman, Sprinklers, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Safety Concerns Mentioned
Management Issues Mentioned

On-Site Security

Package service Controlled access Property manager on site Concierge Video patrol Gated Doorman Sprinklers Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 788 West Midtown Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 788 West Midtown Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$125

Administrative Fee

Charged per unit.

$200

Amenity Fee

Charged per unit.

Amenities

Special Features

Quartz Countertops Soft Close Cabinets Waterfall Islands

Community Features

Community-Wide WiFi 24 Hour Access Furnished Units Available Recycling Dry Cleaning Service Online Services Planned Social Activities Guest Apartment Pet Care Pet Play Area Pet Washing Station Car Charging Station Key Fob Entry Elevator Breakfast/Coffee Concierge Storage Space Disposal Chutes Corporate Suites Roof Terrace Sundeck Grill Hot Tub Pool Bicycle Storage Gameroom Gas Range Private Bathroom

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Cable Ready Trash Compactor Storage Space Double Vanities Tub/Shower Sprinkler System Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Instant Hot Water Quartz Countertops Hardwood Floors Tile Floors Vinyl Flooring Dining Room High Ceilings Office Vaulted Ceiling Walk-In Closets Furnished Double Pane Windows Window Coverings Large Bedrooms Balcony Patio

Pet Policy

Bringing a pet? Here's what 788 West Midtown Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Pet policies are negotiable.

About 788 West Midtown Apartments

Year Built: 2021
Stories: 19 stories
Units: 279
Phone: (470) 944-9351

From the property listing:

Experience unparalleled luxury in apartment homes for lease at Seven88 West Midtown, where every detail has been meticulously crafted to create a haven of sophistication and comfort. From the moment you step into these residences, you'll be greeted by a symphony of high-end finishes that redefine modern living. Beyond the threshold, towering windows frame breathtaking views, merely an introduction to the expanse of these unconfined living areas, enriched with embellishments that establish an opulent backdrop for a lifestyle above and beyond any other apartment home in Atlanta.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Atlanta — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 788 West Midtown Apartments require renters insurance?
We found specific coverage details on 788 West Midtown Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 788 West Midtown Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). 788 West Midtown Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $13/month, so this building is right around average.
What will I actually pay per month at 788 West Midtown Apartments?
Plan for $1,764 to $4,164/month all-in. That's base rent ($1,750 – $4,150), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 788 West Midtown Apartments allow pets?
Pet policies at 788 West Midtown Apartments are handled on a case-by-case basis — contact the leasing office for details.
How safe is the area around 788 West Midtown Apartments?
Property crime in Atlanta runs noticeably higher than the national average — 3,169 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 330/100K here. On the property itself, you'll find package service, controlled access, property manager on site, concierge — features that can qualify for premium discounts.
What floor plans does 788 West Midtown Apartments offer?
There are 6 floor plans to choose from, spanning 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $1,750 – $4,150. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for 788 West Midtown Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.