4411 S Congress Ave, Austin, TX 78745
South Austin
Monthly Cost Breakdown at 44 South Apartments
The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at 44 South Apartments is higher than the sticker price. Here's the full picture.
What You Need to Know About Insurance at 44 South Apartments
What Affects Your Premium Here
Every building is different. These factors specific to 44 South Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
What You'll Likely Pay
$12
Est. Monthly
$147
Est. Annual
$11
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 44 South Apartments based on the rent level and building features.
Personal Property Coverage
Liability Coverage
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 44 South Apartments:
| Carrier | Est. Monthly | Est. Annual | Tier | Digital |
|---|---|---|---|---|
| Lemonade | $8 | $96 | budget | Yes |
| USAA | $9 | $108 | budget | — |
| State Farm | $12 | $144 | mid | — |
| Progressive | $13 | $156 | mid | Yes |
| Safeco | $13 | $156 | mid | — |
| Travelers | $14 | $168 | mid | — |
| Allstate | $15 | $180 | mid | — |
| Nationwide | $15 | $180 | mid | — |
| Farmers | $16 | $192 | premium | — |
| Liberty Mutual | $18 | $216 | premium | — |
Discounts You May Qualify For
Gated community
Up to 5% off
Controlled access
Up to 3% off
Sprinkler system
Up to 5% off
Claims-free (if applicable)
Up to 10% off
Pay-in-full annual
Up to 7% off
Paperless/autopay
Up to 3% off
Multi-policy bundle
Up to 10% off
Compare renters insurance quotes — it's free
Fees Beyond Rent
These are the extra charges 44 South Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.
Required Fees
Technology Fee
Charged per unit.
Valet Trash
Charged per unit.
Pest Control
Charged per unit.
Administrative Fee
Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
Dog Fee
Charged per pet.
Dog Rent
Charged per pet.
Cat Fee
Charged per pet.
Cat Rent
Charged per pet.
Safety & Security
The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 44 South Apartments.
On-Site Security
Amenities
Special Features
Community Features
Floor Plan Amenities
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around 44 South Apartments.
Restaurant
- papercut 4.8
- Hopdoddy Burger Bar 4.6
- Full of Faith Homestyle Food Café 5.0
Pet Policy
Bringing a pet? Here's what 44 South Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Cats Allowed
- $20 Monthly Pet Rent
- $400 Fee
- 2 Pet Limit
About 44 South Apartments
Welcome to 44 South, an affordable housing community, where modern living meets the vibrant energy of South Congress! Discover a range of stylish studio, one-, and two-bedroom apartments designed to blend modern esthetics with urban convenience. Whether you're cooking up culinary delights in your sleek kitchen or unwinding by the resort-style pool, our community offers the perfect blend of chic comfort and relaxation. Plus, with easy access to Lady Bird Lake and downtown Austin's bustling scene, endless adventures await just steps from your door. Find your ideal home at 44 South today!
Other Options Nearby
Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.
Bexley SoCo Apartments
South Austin
Bridge at Soco Crossing Apartments
South Austin
Canvas Apartments
South Austin
Cortland Southpark Terraces Apartments
South Austin
Highlands Hill Country Apartments
South Austin
Iron Rock Ranch II Apartments
South Austin
Frequently Asked Questions
Does 44 South Apartments require renters insurance?
How much is renters insurance at 44 South Apartments?
What will I actually pay per month at 44 South Apartments?
Does 44 South Apartments allow pets?
What floor plans does 44 South Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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