Highlands Hill Country Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Highlands Hill Country Apartments in South Austin? With rent at $1,230 - $2,209 and renters insurance running about $15/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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3014 W William Cannon Dr, Austin, TX 78745

South Austin

Built 1999 3 stories 444 units
5/5 ·12 reviews
$1,230 - $2,209 /month

Monthly Cost Breakdown at Highlands Hill Country Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Highlands Hill Country Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,245 – $2,224
Base Rent $1,230 – $2,209
Required Monthly Fees $0
Est. Renters Insurance $15/mo

What You Need to Know About Insurance at Highlands Hill Country Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Highlands Hill Country Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Highlands Hill Country Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Highlands Hill Country Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Highlands Hill Country Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Pets Fees

Dog Fee

Charged per pet.

$500

Dog Rent

Charged per pet.

$15 / mo

Cat Fee

Charged per pet.

$500

Cat Rent

Charged per pet.

$15 / mo

Parking Fees

Parking Fee

Charged per vehicle.

$100 / mo

Garage Lot

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Highlands Hill Country Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: Highlands Hill Country Apartments has on-site security features (Package service, Controlled access, Property manager on site, Gated, Covered parking) that insurers recognize with premium discounts.

On-Site Security

Package service Controlled access Property manager on site Gated Covered parking

Amenities

Special Features

Air Conditioner Beautiful Landscaping Carpeted Floors Detached Garages Available One, Two & Three Bedroom Apartments Spectacular Views Available 9Ft Ceilings in 1st & 2nd Floor Apartments Faux Wood Floors in Select Apartments Spacious Closets Near Austin Area Lakes Chef Inspired Kitchen Kitchen Islands in Select Apartments Resort Inspired Pool Garden Soaking Tubs Picnic Area with Barbecue Public Parks Nearby Billiards & Shuffleboard In Home Washer & Dryers in All Apartments Kitchen Pantries in Select Apartments Wooded Views Available Outdoor Fire-Pit with Conversation Seating Pet Park Renovated* Vaulted Ceilings in 3rd Floor Apartments Character/style Mini Blinds Natural Light Pet Friendly Community Private Balconies and Patios in all Floorplans

Community Features

Wi-Fi Maintenance on site Renters Insurance Program Pet Play Area Public Transportation Clubhouse Lounge Multi Use Room Walk-Up Sundeck Courtyard Grill Picnic Area Fitness Center Pool Gameroom

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Tub/Shower Dishwasher Disposal Ice Maker Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave Oven Range Refrigerator Hardwood Floors Carpet Vinyl Flooring Dining Room Sunroom Crown Molding Vaulted Ceiling Views Walk-In Closets Window Coverings Large Bedrooms Balcony Patio Yard

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Highlands Hill Country Apartments.

Grocery

  • Sprouts Farmers Market 4.5
  • Central Market 4.6
  • H-E-B 4.5

Hospital

  • Ally Medical Emergency Room - South Austin 4.9
  • St. David's South Austin Medical Center Emergency Room 4.1
  • Emergency Room (ER) at Baylor Scott & White Health Medical Center - Austin 4.5

Gym

  • SoLa CrossFit 4.8
  • Orangetheory Fitness 4.6
  • Planet Fitness 4.5

Restaurant

  • Pita Fusion 4.5
  • SBK Middle Eastern Food 4.3
  • China Hill 4.0

Park

  • Garrison Park 4.6
  • Highlands Hill Country Apartments 3.9
  • Longview Neighborhood Park 4.5

Bank

  • Wells Fargo Bank 2.7
  • Bank of America (with Drive-thru ATM) 2.3
  • Wells Fargo Bank 2.9

Gas

  • Exxon 3.8
  • Texaco Gas 3.4
  • Valero 4.2

Pet Policy

Bringing a pet? Here's what Highlands Hill Country Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

  • $15 Monthly Pet Rent
  • $500 Fee
  • 2 Pet Limit

About Highlands Hill Country Apartments

Highlands Hill Country Apartments is proud to offer attractive amenities, spacious floor plans, and easy access to great shopping destinations and relaxing nature preserves are just some of the best features sported by our Hill Country apartments in Austin. Highlands Hill Country boasts one, two, and three-bedroom apartment homes adorned with 9-foot ceilings, gorgeous crown moldings, stainless-steel appliances, large walk-in closets, washers & dryers, plus detached garages, and carports. Pets are welcomed with arms wide open, too.Our luxury apartments in South Austin boast two sparkling swimming pools, a state-of-the-art fitness center, an outdoor fire pit conversation lounge, and a delightful picnic area. Located just southwest of downtown Austin, our apartments near South Congress blend big city conveniences with suburban-inspired charm. Call today! Your new home awaits!

Year Built: 1999
Stories: 3
Total Units: 444
Phone: (512) 890-3325

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

44 South Apartments

South Austin

$1,054 - $2,240 Ins: ~$12/mo

Bexley SoCo Apartments

South Austin

$1,069 - $1,633 Ins: ~$12/mo

Bridge at Soco Crossing Apartments

South Austin

$1,179 - $2,739 Ins: ~$14/mo

Canvas Apartments

South Austin

$820 - $1,379 Ins: ~$15/mo

Cortland Southpark Terraces Apartments

South Austin

$1,160 - $7,684 Ins: ~$14/mo

Iron Rock Ranch II Apartments

South Austin

$1,145 - $2,770 Ins: ~$14/mo

Frequently Asked Questions

Does Highlands Hill Country Apartments require renters insurance?
We didn't find a public insurance requirement for Highlands Hill Country Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Highlands Hill Country Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Highlands Hill Country Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Highlands Hill Country Apartments?
Plan for $1,245 to $2,224/month all-in. That's base rent ($1,230 - $2,209), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Highlands Hill Country Apartments allow pets?
Yes, Highlands Hill Country Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $15 Monthly Pet Rent. $500 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Highlands Hill Country Apartments offer?
There are 14 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,230 - $2,209. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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