Iron Rock Ranch II Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Iron Rock Ranch II Apartments in South Austin? With rent at $1,145 - $2,770 and renters insurance running about $14/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

Get Renters Insurance for Iron Rock Ranch II Apartments

Compare renters insurance quotes in seconds

1215 W Slaughter Ln W, Austin, TX 78748

South Austin

Built 2001 3 stories 300 units
4/5 ·5 reviews
$1,145 - $2,770 /month

Monthly Cost Breakdown at Iron Rock Ranch II Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Iron Rock Ranch II Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,237 – $2,862
Base Rent $1,145 – $2,770
Required Monthly Fees $78
Est. Renters Insurance $14/mo

What You Need to Know About Insurance at Iron Rock Ranch II Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Iron Rock Ranch II Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Iron Rock Ranch II Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Iron Rock Ranch II Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

Compare renters insurance quotes — it's free


Fees Beyond Rent

These are the extra charges Iron Rock Ranch II Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Amenity Fee

Charged per unit.

$10 / mo

Pest Control

Charged per unit.

$3 / mo

Valet Trash

Charged per unit.

$35 / mo

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$150

Parking Fees

Parking Deposit

Charged per vehicle.

$0

Parking Fee

Charged per vehicle.

$0 / mo

Surface Lot

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Iron Rock Ranch II Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: Iron Rock Ranch II Apartments has on-site security features (Package service, Gated, Gated access) that insurers recognize with premium discounts.

On-Site Security

Package service Gated Gated access

Amenities

Special Features

Gated Access Guest Parking 2 Dog Parks Dog Wash Soothing Spa Barbecue Area

Community Features

Wi-Fi Laundry Facilities Business Center Clubhouse Sundeck Courtyard Grill Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Tub/Shower Fireplace Dishwasher Disposal Ice Maker Eat-in Kitchen Kitchen Microwave Oven Range Carpet Tile Floors Dining Room Office Crown Molding Walk-In Closets Window Coverings Large Bedrooms Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Iron Rock Ranch II Apartments.

Pharmacy

  • H-E-B Pharmacy 3.3
  • Walgreens Pharmacy 3.8
  • Brodie Lane Pharmacy 4.9

Hospital

  • Ally Medical Emergency Room - South Austin 4.9
  • St. David's Emergency Center - Circle C 4.9
  • St. David's South Austin Medical Center Emergency Room 4.1

Gym

  • Orangetheory Fitness 4.6
  • Barry's Austin 4.8
  • Planet Fitness 4.5

Restaurant

  • Brick’s Pub 4.5
  • Radfish 4.9
  • District Kitchen + Cocktails 4.5

Park

  • Mary Moore Searight Metropolitan Park 4.6
  • Greenbrier Park 4.6
  • Dittmar Neighborhood Park 4.5

Bank

  • Chase Bank 3.5
  • Wells Fargo Bank 2.4
  • Wells Fargo ATM 3.2

Gas

  • Valero 3.6
  • Shell 3.7
  • Circle K | Gas Station

Pet Policy

Bringing a pet? Here's what Iron Rock Ranch II Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

  • 1 Pet Limit

About Iron Rock Ranch II Apartments

Iron Rock Ranch in sunny South Austin, TX is a community offering a great residential environment, upscale amenities, and excellent service for our residents. Our beautiful apartment community offers one, two, and three- bedroom homes with numerous sophisticated comforts and amenities. Residents will enjoy hardwood-style floors, crown molding, custom built-in desks, open concept kitchens, spacious walk-in closets and more. As a member of our community, you also have access to our refreshing swimming pool with sundeck, fitness center with cardio, sand volleyball, welcoming clubhouse and business center.The Austin area has so much to offer when it comes to outdoor activities, dining at iconic restaurants, and cool entertainment close to home. You can catch a movie at Cinemark SouthPark Meadows, hike, disc golf and barbeque at Mary Moore Searight Metropolitan Park, shop at SouthPark Meadows. Take I-35 north to Downtown Austin for even more fun. Get your laugh on at Esther’s Follies, check out HOPE Outdoor Art Gallery, take a selfie in front of the Greetings from Austin Mural, visit the Museum of the Weird, sit along the Colorado River and take in nature at Zilker Metropolitan Park, dine at Uchi or visit the Museum of the Weird! No matter what you do, you’re sure to have a good time!We hope you’ll be our next resident at Iron Rock Ranch—contact our leasing office today!

Year Built: 2001
Stories: 3
Total Units: 300
Phone: (737) 377-6778

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Iron Rock Ranch II Apartments require renters insurance?
We didn't find a public insurance requirement for Iron Rock Ranch II Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Iron Rock Ranch II Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Iron Rock Ranch II Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Iron Rock Ranch II Apartments?
Plan for $1,237 to $2,862/month all-in. That's base rent ($1,145 - $2,770), plus $78/month in required fees (trash, utilities, etc.), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Iron Rock Ranch II Apartments allow pets?
Yes, Iron Rock Ranch II Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. 1 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Iron Rock Ranch II Apartments offer?
There are 23 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,145 - $2,770. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for Iron Rock Ranch II Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.