Longspur Crossing Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Longspur Crossing Apartments in North Austin? With rent at $684 - $1,704 and renters insurance running about $15/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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701 W Longspur Blvd W, Austin, TX 78753

North Austin

Built 1984 2 stories 252 units
4/5 ·3 reviews
$684 - $1,704 /month

Monthly Cost Breakdown at Longspur Crossing Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Longspur Crossing Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $744 – $1,764
Base Rent $684 – $1,704
Required Monthly Fees $45
Est. Renters Insurance $15/mo

What You Need to Know About Insurance at Longspur Crossing Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Longspur Crossing Apartments can push your insurance cost up or down:

Older Building

Built in 1984 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Longspur Crossing Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Longspur Crossing Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Longspur Crossing Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Trash Fee

Charged per unit.

$10 / mo

Pest Control

Charged per unit.

$5 / mo

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$100

Pets Fees

Dog Fee

Charged per pet.

$300

Dog Rent

Charged per pet.

$10 / mo

Cat Fee

Charged per pet.

$300

Cat Rent

Charged per pet.

$10 / mo

Parking Fees

Surface Lot

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Longspur Crossing Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: Longspur Crossing Apartments has on-site security features (Property manager on site) that insurers recognize with premium discounts.

On-Site Security

Property manager on site

Amenities

Special Features

Shopping Within Walking Distance Wood-Burning Fireplaces* Spacious Floor Plans Extra Storage Large Closets Night Patrol Plank Flooring Air Conditioner W/D Hookup Wheelchair Access A Non-Smoking Community BBQ/Picnic Area Near I-35, US-183 and Mopac Patios/Balconies with Storage* Washer/Dryer Rentals Available Ceiling Fans* Spanish Speaking Staff

Community Features

Maintenance on site Online Services Public Transportation Walk-Up Grill Picnic Area Pool Playground

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Fireplace Handrails Dishwasher Disposal Pantry Kitchen Oven Refrigerator Freezer Vinyl Flooring Office Walk-In Closets Balcony Patio

Pet Policy

Bringing a pet? Here's what Longspur Crossing Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

  • $10 Monthly Pet Rent
  • $300 Fee
  • 45 lb Weight Limit
  • 2 Pet Limit

About Longspur Crossing Apartments

Longspur Crossing Apartment Homes is conveniently located in the center of North Austin. Minutes away from Highway 183 and Interstate 35, our property is stationed perfectly to accommodate any commute. We are right off the bus route to shorten any morning routine. We have businesses such as HEB, North Park shopping center, Bank of America, and Wells Fargo all nearby. Pick up groceries, visit your local bank, and complete errands without having to take off work early. Enjoy diverse shopping centers and restaurants all less than one mile away- many even within walking distance. We have everything you need, all within arms reach.

Year Built: 1984
Stories: 2
Total Units: 252
Phone: (737) 241-2864

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Longspur Crossing Apartments require renters insurance?
We didn't find a public insurance requirement for Longspur Crossing Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Longspur Crossing Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Longspur Crossing Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Longspur Crossing Apartments?
Plan for $744 to $1,764/month all-in. That's base rent ($684 - $1,704), plus $45/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Longspur Crossing Apartments allow pets?
Yes, Longspur Crossing Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $10 Monthly Pet Rent. $300 Fee. 45 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Longspur Crossing Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $684 - $1,704. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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