MAA Wells Branch Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at MAA Wells Branch Apartments in Wells Branch? With rent at $919 - $4,118 and renters insurance running about $14/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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1630 Wells Branch Pky W, Austin, TX 78728

Wells Branch

Managed by MAA Built 2008 3 stories 336 units
4/5 ·21 reviews
$919 - $4,118 /month

Monthly Cost Breakdown at MAA Wells Branch Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at MAA Wells Branch Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $933 – $4,132
Base Rent $919 – $4,118
Required Monthly Fees $0
Est. Renters Insurance $14/mo

What You Need to Know About Insurance at MAA Wells Branch Apartments

What Affects Your Premium Here

Every building is different. These factors specific to MAA Wells Branch Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for MAA Wells Branch Apartments based on the rent level and building features.

Personal Property Coverage

$75,000 recommended
Low: $40,000 High: $100,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near MAA Wells Branch Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges MAA Wells Branch Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$60

Administrative Fee

Charged per unit.

$160

Parking Fees

Surface Lot

Covered

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around MAA Wells Branch Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: MAA Wells Branch Apartments has on-site security features (Controlled access, Property manager on site, Concierge, Gated, Gated access, Doorman, Covered parking, On site maintenance) that insurers recognize with premium discounts.

On-Site Security

Controlled access Property manager on site Concierge Gated Gated access Doorman Covered parking On site maintenance

Amenities

Special Features

Gated Community Hardwood Flooring Outdoor Grill Area Pool View Dog Wash Station On Site Maintenance On Site Property Manager Reserved Parking Available 24 Hour Fitness Center Coffee Bar Wifi Hotspot Handicap Accessible Kitchen And Bath Upgrades No Breed Restrictions Smart Home Technology Internet Café Planned Social Events Renw Washer And Dryer Valet Trash Pet Friendly Washer And Dryer

Community Features

Community-Wide WiFi Wi-Fi Maintenance on site Trash Pickup - Door to Door Planned Social Activities Pet Play Area Pet Washing Station Business Center Walk-Up Courtyard Grill Fitness Center Pool Playground

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Dishwasher Disposal Ice Maker Pantry Island Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Hardwood Floors Carpet Tile Floors Dining Room Family Room Office Vaulted Ceiling Walk-In Closets Balcony Patio

Pet Policy

Bringing a pet? Here's what MAA Wells Branch Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats Allowed

  • 2 Pet Limit

About MAA Wells Branch Apartments

TOUR YOUR WAY! We have a tour to fit your needs- virtual, self-guided, or agent-guided. Find your next home at MAA Wells Branch in Austin, TX. Enter your well-appointed one-, two-, or three-bedroom apartment home through your own private patio, and enjoy a host of luxurious designer interior features. Our pet-friendly community accepts all breeds, and we have two dog parks to keep them happy. Enjoy additional community perks, including our resort-style pool, 24-hour fitness center, covered parking, and outdoor kitchen with propane grills. Our community is situated minutes away from shopping and major highways, and is near a host of great restaurant choices. Katherine Fleischer Park is about one mile away with sports fields, playgrounds, and an historic homestead museum.

Year Built: 2008
Stories: 3
Total Units: 336
Management: MAA
Phone: (737) 259-4156

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does MAA Wells Branch Apartments require renters insurance?
We didn't find a public insurance requirement for MAA Wells Branch Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at MAA Wells Branch Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). MAA Wells Branch Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at MAA Wells Branch Apartments?
Plan for $933 to $4,132/month all-in. That's base rent ($919 - $4,118), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does MAA Wells Branch Apartments allow pets?
Yes, MAA Wells Branch Apartments is pet-friendly. Here are the details: Cats Allowed. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does MAA Wells Branch Apartments offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $919 - $4,118. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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