15701 FM 1325, Austin, TX 78728
Wells Branch
Monthly Cost Breakdown at The James on Grand Avenue Apartments
The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at The James on Grand Avenue Apartments is higher than the sticker price. Here's the full picture.
What You Need to Know About Insurance at The James on Grand Avenue Apartments
What Affects Your Premium Here
Every building is different. These factors specific to The James on Grand Avenue Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
NeighborhoodScout
Safer than only 1% of US cities
What You'll Likely Pay
$13
Est. Monthly
$155
Est. Annual
$11
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The James on Grand Avenue Apartments based on the rent level and building features.
Personal Property Coverage
Liability Coverage
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near The James on Grand Avenue Apartments:
| Carrier | Est. Monthly | Est. Annual | Tier | Digital |
|---|---|---|---|---|
| Lemonade | $8 | $96 | budget | Yes |
| USAA | $9 | $108 | budget | — |
| State Farm | $12 | $144 | mid | — |
| Progressive | $13 | $156 | mid | Yes |
| Safeco | $13 | $156 | mid | — |
| Travelers | $14 | $168 | mid | — |
| Allstate | $15 | $180 | mid | — |
| Nationwide | $15 | $180 | mid | — |
| Farmers | $16 | $192 | premium | — |
| Liberty Mutual | $18 | $216 | premium | — |
Discounts You May Qualify For
Gated community
Up to 5% off
Controlled access
Up to 3% off
Sprinkler system
Up to 5% off
Claims-free (if applicable)
Up to 10% off
Pay-in-full annual
Up to 7% off
Paperless/autopay
Up to 3% off
Multi-policy bundle
Up to 10% off
Compare renters insurance quotes — it's free
Fees Beyond Rent
These are the extra charges The James on Grand Avenue Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.
Pets Fees
Dog Deposit
Charged per pet.
Dog Fee
Charged per pet.
Dog Rent
Charged per pet.
Cat Deposit
Charged per pet.
Cat Fee
Charged per pet.
Cat Rent
Charged per pet.
Safety & Security
The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around The James on Grand Avenue Apartments.
1%
Austin overall is safer than only 1% of U.S. cities
This is a city-wide stat — your actual neighborhood may differ. The good news: The James on Grand Avenue Apartments has on-site security features (Package service, Controlled access, Property manager on site, Concierge, Gated, Gated access, Doorman, Sprinklers) that insurers recognize with premium discounts.
On-Site Security
Amenities
Special Features
Community Features
Floor Plan Amenities
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around The James on Grand Avenue Apartments.
Grocery
- Whole Foods Market 4.5
- H-E-B 4.3
- H-E-B 4.5
Pharmacy
- CVS Pharmacy 3.2
- Grand Ave Pharmacy 4.8
- Walgreens Pharmacy 3.6
Hospital
- Ascension Seton Northwest Emergency 4.3
- Austin Emergency Center: Pflugerville Emergency Room 4.7
- St. David's North Austin Medical Center Emergency Room 4.1
Gym
- SoLa CrossFit 4.8
- Big Tex Gym 4.8
- Anytime Fitness 4.7
Restaurant
- Ceylon Taco 5.0
- Tastefromchicago
- Athens Cafe 4.8
Park
- Jellystone Park Austin North 4.4
- Springwoods Park 4.7
- Balcones District Park 4.6
Bank
- Bank of America (with Drive-thru ATM) 2.8
- Bank of America (with Drive-thru ATM) 2.6
- Bank of America (with Drive-thru ATM) 3.0
Pet Policy
Bringing a pet? Here's what The James on Grand Avenue Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Cats and Dogs Allowed
- 60 lb Weight Limit
About The James on Grand Avenue Apartments
Looking for luxury, affordable living in North Austin? The James on Grand Avenue offers a relaxed and rewarding lifestyle with modern design and outstanding amenitiesall in a highly desirable location just off North MoPac Expy. We offer a variety of spacious floor plans to fit your needs, including one-bedroom, two-bedroom, three-bedroom, and four-bedroom apartment homes. Whether youre looking for a cozy retreat or room to grow, we have the perfect space for you. Living at The James on Grand Avenue places you just minutes from The Domain, The Arboretum, IKEA, Walnut Creek Metropolitan Park, Kalahari Indoor Water Park, and Austins vibrant cultural and entertainment scene. With a prime location, thoughtful community features, and an inviting atmosphere, youll find a welcoming retreat you may never want to leave. If youre interested in making The James your new home, please contact us for full details or apply now to join our waitlist. We look forward to welcoming you!
Other Options Nearby
Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.
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Frequently Asked Questions
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What floor plans does The James on Grand Avenue Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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