Muir Lake Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Muir Lake Apartments in Austin? Rent here runs $1,074 - $2,820, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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12600 Avery Ranch Blvd, Cedar Park, TX 78613

Austin

Managed by Avita Property Management Built 2014 3 stories 332 units
5/5 ·20 reviews Apt. Finder
$1,074 - $2,820 /month

Monthly Cost Breakdown at Muir Lake Apartments

The listed rent isn't the whole number. Here's what Muir Lake Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,088 – $2,834
Base Rent $1,074 – $2,820
Required Monthly Fees $0
Est. Renters Insurance $14/mo

Renters Insurance at Muir Lake Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Muir Lake Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Muir Lake Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Pool on premises — higher liability recommended

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Muir Lake Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Muir Lake Apartments.

1%

Cedar Park overall is safer than only 1% of U.S. cities

This reflects Cedar Park as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Muir Lake Apartments has on-site security features (Package service, Controlled access, Property manager on site, Gated, Sprinklers) that insurers recognize with premium discounts.

On-Site Security

Package service Controlled access Property manager on site Gated Sprinklers

Fees Beyond Rent

These are the additional charges beyond base rent at Muir Lake Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$65

Administrative Fee

Charged per unit.

$150

Amenities

Special Features

Event Space Generous Private Outdoor Space Billiard Room Energy & Sound Control Features Hike & bike trail Indoor spa Kayak and Paddleboard Sauna Steam room Bidet Lake Access Pet Friendly

Community Features

Wi-Fi Maintenance on site Hearing Impaired Accessible Vision Impaired Accessible Trash Pickup - Curbside Recycling Planned Social Activities Elevator Business Center Clubhouse Lounge Multi Use Room Storage Space Conference Rooms Walk-Up Sundeck Grill Waterfront Lake Access Fitness Center Sauna Pool Volleyball Court Walking/Biking Trails Gameroom

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Storage Space Double Vanities Tub/Shower Fireplace Sprinkler System Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave Oven Range Refrigerator Carpet Tile Floors Dining Room Crown Molding Vaulted Ceiling Views Walk-In Closets Window Coverings Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Muir Lake Apartments.

Hospital

  • Ascension Seton Cedar Park Hospital 4.4
  • Ascension Seton Cedar Park - Emergency 4.2
  • Family Emergency Room at Cedar Park 4.6

Gym

  • Orangetheory Fitness 4.6
  • Gold's Gym Cypress Creek 3.9
  • Anytime Fitness 4.2

Restaurant

  • Bella's Tacos 4.8
  • Peri Peri Republic 4.8
  • Aleidas Restaurant 4.8

Park

  • Rosemary Denny Park 4.6
  • Lakeline Park 4.8
  • Brushy Creek Lake Park 4.7

Bank

  • First United Bank - Austin Avery Ranch 4.5
  • Muir Lake Apartments 3.7
  • Chase Bank 2.3

Gas

  • QuikTrip 3.8
  • Circle K | Gas Station 5.0

About Muir Lake Apartments

Look no further for your dream home!

Year Built: 2014
Stories: 3
Total Units: 332
Management: Avita Property Management
Phone: (512) 201-4739

Other Options Nearby

Still weighing your choices? These communities are in the same part of Cedar Park — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Muir Lake Apartments require renters insurance?
We didn't find a public insurance requirement for Muir Lake Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Muir Lake Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Muir Lake Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Muir Lake Apartments?
Plan for $1,088 to $2,834/month all-in. That's base rent ($1,074 - $2,820), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
What floor plans does Muir Lake Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,074 - $2,820. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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