Sunrise Bluffs Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Sunrise Bluffs Apartments in Austin? Rent here runs $695 - $1,490, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for Sunrise Bluffs Apartments

Compare renters insurance quotes in seconds

1704 Nelms Dr, Austin, TX 78744

Austin

Managed by Ilan Investments Built 1996 3 stories 382 units
4/5 ·6 reviews Apt. Finder
$695 - $1,490 /month

Monthly Cost Breakdown at Sunrise Bluffs Apartments

The listed rent isn't the whole number. Here's what Sunrise Bluffs Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $764 – $1,559
Base Rent $695 – $1,490
Required Monthly Fees $54
Est. Renters Insurance $15/mo

Renters Insurance at Sunrise Bluffs Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Sunrise Bluffs Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Sunrise Bluffs Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Sunrise Bluffs Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Sunrise Bluffs Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This reflects Austin as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Sunrise Bluffs Apartments has on-site security features (Property manager on site, Covered parking, On site maintenance) that insurers recognize with premium discounts.

On-Site Security

Property manager on site Covered parking On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at Sunrise Bluffs Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash

Charged per unit.

$13 / mo

Pest Control

Charged per unit.

$2 / mo

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$150

Pets Fees

Pet Deposit

Charged per pet.

$200

One-Time Pet Fee

Charged per pet.

$200

Monthly Pet Fee

Charged per pet.

$20 / mo

Parking Fees

Parking Fee

Max of 1. Charged per vehicle.

$25 / mo

Amenities

Special Features

Large Walk-In Closets* Black Appliance Package* Resident Clubhouse Swimming Pool with Poolside Wi-Fi Covered Parking French Doors* Granite Countertops* One- and Two-Bedroom Floor Plans Outside Storage Area* Cathedral Ceilings* Full Appliance Package* Online Resident Portal Pet-Friendly In close proximity to numerous dining and shopping options. Hill Top Views On-Site Maintenance Team Private Patio or Balcony Washer and Dryer Connections Wood-Style Flooring*

Community Features

Laundry Facilities Maintenance on site Recycling Renters Insurance Program Online Services Public Transportation Wheelchair Accessible Business Center Clubhouse Conference Rooms Fitness Center Pool Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Storage Space Tub/Shower Wheelchair Accessible (Rooms) Dishwasher Disposal Kitchen Oven Refrigerator Carpet Vinyl Flooring Dining Room Window Coverings Large Bedrooms Patio

Pet Policy

Bringing a pet? Here's what Sunrise Bluffs Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats Allowed

  • $200 Deposit
  • $20 Monthly Pet Rent
  • $200 Fee
  • 2 Pet Limit
  • 100 lb Weight Limit

About Sunrise Bluffs Apartments

Experience stylish and cozy living at Sunrise Bluffs Apartments in South Congress, Austin. Top schools like Perez Elementary, Mendez Middle, Akins High, UT Austin, and ACC South Austin Campus are nearby. Enjoy an active lifestyle with Greenbelt, Williamson Creek, and McKinney Falls State Park. Shop at Barton Creek Square and Arbor Trails. Find healthcare at Dell Seton Medical, James Casey Garden Medical, and St. David’s South Austin. Discover vibrant living and convenience with pet-friendly one and two-bedroom homes and great amenities.

Year Built: 1996
Stories: 3
Total Units: 382
Management: Ilan Investments
Phone: (866) 983-6817

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Sunrise Bluffs Apartments require renters insurance?
We didn't find a public insurance requirement for Sunrise Bluffs Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Sunrise Bluffs Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Sunrise Bluffs Apartments?
Plan for $764 to $1,559/month all-in. That's base rent ($695 - $1,490), plus $54/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Sunrise Bluffs Apartments allow pets?
Yes, Sunrise Bluffs Apartments is pet-friendly. Here are the details: Cats Allowed. $200 Deposit. $20 Monthly Pet Rent. $200 Fee. 2 Pet Limit. 100 lb Weight Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Sunrise Bluffs Apartments offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $695 - $1,490. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for Sunrise Bluffs Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.