The Atlantic Grand Oaks Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at The Atlantic Grand Oaks Apartments in Austin? Rent here runs $1,017 - $3,458, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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9323 Manchaca Rd, Austin, TX 78748

Austin

Managed by Atlantic Pacific Companies Built 1999 2 stories 240 units
4/5 ·8 reviews Apt. Finder
$1,017 - $3,458 /month

Monthly Cost Breakdown at The Atlantic Grand Oaks Apartments

The listed rent isn't the whole number. Here's what The Atlantic Grand Oaks Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,113 – $3,554
Base Rent $1,017 – $3,458
Required Monthly Fees $81
Est. Renters Insurance $15/mo

Renters Insurance at The Atlantic Grand Oaks Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Atlantic Grand Oaks Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Atlantic Grand Oaks Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Atlantic Grand Oaks Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around The Atlantic Grand Oaks Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This reflects Austin as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: The Atlantic Grand Oaks Apartments has on-site security features (Package service, Property manager on site, Gated, Doorman, Package lockers) that insurers recognize with premium discounts.

On-Site Security

Package service Property manager on site Gated Doorman Package lockers

Fees Beyond Rent

These are the additional charges beyond base rent at The Atlantic Grand Oaks Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash

Charged per unit.

$18 / mo

Pest Control

Charged per unit.

$4 / mo

Package Lockers

Charged per unit.

$5 / mo

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$100

Parking Fees

Parking Fee

Charged per vehicle.

$0.01 - $35 / mo

Parking Fee

Max of 1. Charged per vehicle.

$0 / mo

Amenities

Special Features

Natural Light Pool view Washer and Dryer Connections in Every Home Private Outside Storage Designer Two-Toned Paint Outdoor Summer Kitchen with Grilling Stations APM Full Upgrade Full-Size Washer & Dryer Connections Internet Cafe Plank Flooring Throughout Premium Parking Available Resident Lounge with Media and Coffee Station Quartz Counter Tops Spacious Closets APM Upgrade - 2 x2 Fully Upgraded Plank Flooring Private Paw Park Six Panel Doors Stainless Steel Appliances White Shaker Style Cabinets

Community Features

Laundry Facilities Maintenance on site Doorman Pet Play Area Public Transportation Clubhouse Lounge Storage Space Walk-Up Sundeck Grill Fitness Center Pool Playground Basketball Court

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Tub/Shower Dishwasher Disposal Stainless Steel Appliances Kitchen Microwave Oven Range Quartz Countertops Carpet Vinyl Flooring Dining Room Walk-In Closets Window Coverings Balcony Patio Deck

Pet Policy

Bringing a pet? Here's what The Atlantic Grand Oaks Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About The Atlantic Grand Oaks Apartments

Welcome to The Atlantic Grand Oaks Apartments, where suburban charm meets modern living. Nestled along Manchaca Road in a peaceful pocket of South Austin, our spacious layouts and vibrant amenities offer a refreshing retreat just minutes from the city's pulse. Discover thoughtfully designed apartments in South Austin, perfect for unwinding, connecting, and making the most of every day in a space youll love to call home. Explore our one- to four-bedroom floor plans, scroll through the gallery, and picture your daily routine herelounging by the pool, grilling in the summer kitchen, or enjoying your morning coffee in a cozy, modern interior. Your next chapter starts now.

Year Built: 1999
Stories: 2
Total Units: 240
Management: Atlantic Pacific Companies
Phone: (737) 377-5136

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does The Atlantic Grand Oaks Apartments require renters insurance?
We didn't find a public insurance requirement for The Atlantic Grand Oaks Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Atlantic Grand Oaks Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). The Atlantic Grand Oaks Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at The Atlantic Grand Oaks Apartments?
Plan for $1,113 to $3,554/month all-in. That's base rent ($1,017 - $3,458), plus $81/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Atlantic Grand Oaks Apartments allow pets?
Yes, The Atlantic Grand Oaks Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does The Atlantic Grand Oaks Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, 4-bedroom layouts. Rent ranges from $1,017 - $3,458. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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