San Remo Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at San Remo Apartments in West Campus Austin? Rent here runs $1,850 - $2,000, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2204 San Gabriel St, Austin, TX 78705

West Campus Austin

Managed by Burlington Ventures Inc. Built 1994 3 stories 17 units
4/5
$1,850 - $2,000 /month

Monthly Cost Breakdown at San Remo Apartments

The listed rent isn't the whole number. Here's what San Remo Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,865 – $2,015
Base Rent $1,850 – $2,000
Required Monthly Fees $0
Est. Renters Insurance $15/mo

Renters Insurance at San Remo Apartments

What Affects Your Premium Here

Every building is different. These factors specific to San Remo Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for San Remo Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near San Remo Apartments:

Carrier Est. Monthly Est. Annual Tier Buy Online
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the additional charges beyond base rent at San Remo Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Parking Fees

Surface Lot

Surface Parking Included: 1-sticker for 1-bed; 2-stickers fo... Read Morer 2-bed; 2-stickers for 3-bed Read Less

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around San Remo Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This reflects Austin as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: San Remo Apartments has on-site security features (Perimeter fencing) that insurers recognize with premium discounts.

On-Site Security

Perimeter fencing

Amenities

Community Features

Community-Wide WiFi Laundry Facilities Online Services Storage Space Fenced Lot Shuttle To Campus Walk To Campus

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Storage Space Tub/Shower Fireplace Handrails Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Pantry Kitchen Microwave Oven Range Refrigerator Freezer Carpet Vinyl Flooring Family Room Vaulted Ceiling Balcony

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around San Remo Apartments.

Pharmacy

  • CVS Pharmacy 4.2
  • Capsule 4.6
  • 38th Street Pharmacy 4.9

Hospital

  • Dell Seton Medical Center at The University of Texas - Emergency 4.1
  • Ascension Seton Medical Center Austin - Emergency 4.1
  • St. David's Medical Center Emergency Room 4.0

Gym

  • Orangetheory Fitness 4.8
  • SoLa CrossFit 4.8
  • Hyde Park Gym 4.8

Restaurant

  • Rose Gose 4.7
  • Chef Hong 4.8
  • Acre 41 4.8

Park

  • Austin Recreation Center 4.5
  • Sparky Pocket Park 4.5
  • Adams-Hemphill Neighborhood Park 4.4

Bank

  • Broadway Bank Midtown Financial Center 4.3
  • Wells Fargo Bank 3.6
  • Bank of America (with Drive-thru ATM) 2.2

Gas

  • Shell 3.5
  • Shell 2.9
  • Exxon 3.5

Pet Policy

Bringing a pet? Here's what San Remo Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats Allowed

  • $200 Deposit
  • $200 Monthly Pet Rent
  • $10 Fee
  • 40 lb Weight Limit
  • 1 Pet Limit

About San Remo Apartments

Location, location, location! Pre-Leasing for August 2025 - Enjoy free parking (# of spots depend on apt) and free WiFi. San Remo is a short walk from the UT campus and conveniently located on the “West Campus” shuttle bus route. Experience the casual elegance of this contemporary West Campus property. Built in 1994, San Remo is a small community nestled in a canopy of pecan and live oak trees featuring xeriscape around the perimeter. The combination of location, building size, and floor plans gives San Remo residents the enjoyment of a quiet community nestled in the heart of the bustling West Campus area. Three-bedroom floor plans feature stacked washer & dryer connections, vaulted ceilings on 3rd floor units, fireplaces, as well as “Juliet" balconies. Virtual Tours available, contact Burlington Ventures for more info!

Year Built: 1994
Stories: 3
Total Units: 17
Management: Burlington Ventures Inc.
Phone: (737) 377-4792

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does San Remo Apartments require renters insurance?
We didn't find a public insurance requirement for San Remo Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at San Remo Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). San Remo Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at San Remo Apartments?
Plan for $1,865 to $2,015/month all-in. That's base rent ($1,850 - $2,000), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does San Remo Apartments allow pets?
Yes, San Remo Apartments is pet-friendly. Here are the details: Cats Allowed. $200 Deposit. $200 Monthly Pet Rent. $10 Fee. 40 lb Weight Limit. 1 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does San Remo Apartments offer?
There are 1 floor plans to choose from, spanning 3-bedroom layouts. Rent ranges from $1,850 - $2,000. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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