1883 at Montgomery House Student Living Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at 1883 at Montgomery House Student Living Apartments in Central Austin? With rent at $587 - $1,574 and renters insurance running about $13/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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2700 Nueces St, Austin, TX 78705

Central Austin

Managed by San Miguel Management Built 2006 5 stories 84 units
4/5
$587 - $1,574 /month

Monthly Cost Breakdown at 1883 at Montgomery House Student Living Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at 1883 at Montgomery House Student Living Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $650 – $1,637
Base Rent $587 – $1,574
Required Monthly Fees $50
Est. Renters Insurance $13/mo

What You Need to Know About Insurance at 1883 at Montgomery House Student Living Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 1883 at Montgomery House Student Living Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$13

Est. Monthly

$160

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1883 at Montgomery House Student Living Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 1883 at Montgomery House Student Living Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Sprinkler system

Up to 5% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges 1883 at Montgomery House Student Living Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Technology Fee

Charged per unit.

$10 / mo

Pest Control/Trash Fee

Charged per unit.

$10 / mo

Application Fee Per Applicant

Charged per applicant.

$250

Security Deposit - Refundable

Charged per unit.

$100

Pets Fees

One-Time Pet Fee

Charged per pet.

$300

Pet Deposit

Charged per pet.

$300

Monthly Pet Fee

Charged per pet.

$35 / mo

Allowed

Parking Fees

Parking Fee

Max of 1. Charged per vehicle.

$0.01 - $135 / mo

Garage Lot

$135 + tax

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 1883 at Montgomery House Student Living Apartments.

On-Site Security

Package service Controlled access Property manager on site Gated Sprinklers Covered parking

Amenities

Special Features

Coffee Bar Indoor/outdoor Student Lounges Indoor/outdoor Social Spaces Active Courtyard Cardio Theater Climate-controlled Corridors Direct Access Garage Doors Outdoor Kitchen Private Juliet Balconies* Weekly Fitness Classes* Fob-controlled Front Doors

Community Features

Community-Wide WiFi Wi-Fi Maintenance on site Furnished Units Available On-Site Retail Recycling Online Services Planned Social Activities Elevator Business Center Lounge Multi Use Room Disposal Chutes Conference Rooms Courtyard Grill Fitness Center Individual Locking Bedrooms Private Bathroom Roommate Matching Study Lounge Walk To Campus Individual Leases Available

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Double Vanities Tub/Shower Sprinkler System Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Kitchen Microwave Oven Range Refrigerator Hardwood Floors Tile Floors Walk-In Closets Furnished Large Bedrooms Balcony Patio

Pet Policy

Bringing a pet? Here's what 1883 at Montgomery House Student Living Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

  • $300 Deposit
  • $35 Monthly Pet Rent
  • $300 Fee

About 1883 at Montgomery House Student Living Apartments

1883 at Montgomery House Student Living is a trendy student housing community in The Quarters — 88 apartments located near 27th Street and Nueces Street that’s within walking distance to the University of Texas and two blocks from Guadalupe Street. Our Location- Living in the heart of West Campus gives residents walkable access to wherever they want to be — the Moody College of Communication, Halal Bros, Kerbey Lane Cafe, Madam Mam’s, and more.

Year Built: 2006
Stories: 5
Total Units: 84
Management: San Miguel Management
Phone: (737) 377-4345

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Cedar Street Flats Apartments

Central Austin

$1,250 Ins: ~$16/mo

Eastwood Apartments

Central Austin

$999 - $4,460 Ins: ~$16/mo

Grayson Apartments

Central Austin

$624 - $1,858 Ins: ~$13/mo

Lone Star Lofts

Central Austin

$875 - $3,600 Ins: ~$16/mo

Marq Uptown Apartments

Central Austin

$1,399 - $5,255 Ins: ~$12/mo

Montage Apartments

Central Austin

$900 - $1,195 Ins: ~$16/mo

Frequently Asked Questions

Does 1883 at Montgomery House Student Living Apartments require renters insurance?
We didn't find a public insurance requirement for 1883 at Montgomery House Student Living Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 1883 at Montgomery House Student Living Apartments?
For this zip code and building type, expect to pay around $13/month ($160/year). 1883 at Montgomery House Student Living Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at 1883 at Montgomery House Student Living Apartments?
Plan for $650 to $1,637/month all-in. That's base rent ($587 - $1,574), plus $50/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 1883 at Montgomery House Student Living Apartments allow pets?
Yes, 1883 at Montgomery House Student Living Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $300 Deposit. $35 Monthly Pet Rent. $300 Fee. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does 1883 at Montgomery House Student Living Apartments offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $587 - $1,574. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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