Eastwood Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Eastwood Apartments in Central Austin? With rent at $999 - $4,460 and renters insurance running about $16/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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2904 Swisher St, Austin, TX 78705

Central Austin

Built 1970 3 stories 62 units
4/5 ·5 reviews
$999 - $4,460 /month

Monthly Cost Breakdown at Eastwood Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Eastwood Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,108 – $4,569
Base Rent $999 – $4,460
Required Monthly Fees $93
Est. Renters Insurance $16/mo

What You Need to Know About Insurance at Eastwood Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Eastwood Apartments can push your insurance cost up or down:

Older Building

Built in 1970 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$16

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Eastwood Apartments based on the rent level and building features.

Personal Property Coverage

$75,000 recommended
Low: $40,000 High: $100,000

Liability Coverage

$300,000 $300,000

Pool on premises — higher liability recommended

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Eastwood Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Eastwood Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Community Fee

Charged per unit.

$15 / mo

Convenience Fee

Charged per unit.

$3 / mo

Valet Trash

Charged per unit.

$30 / mo

Application Fee Per Applicant

Charged per applicant.

$60

Administrative Fee

Charged per unit.

$75

Security Deposit - Refundable

Based on credit approval.* Charged per unit.

$750

Parking Fees

Parking Fee

Max of 1. Charged per vehicle.

$0.01 - $50 / mo

Parking Fee

Charged per vehicle.

$50 / mo

Surface Lot

1st space: $50 Additional spaces: $25/each

Other

Covered parking

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Eastwood Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: Eastwood Apartments has on-site security features (Property manager on site, Covered parking) that insurers recognize with premium discounts.

On-Site Security

Property manager on site Covered parking

Amenities

Special Features

Natural Light In Select Units* Vinyl Floors Washer/Dryer in select units Modern Appliances Swimming Pool Washer/Dryer On-Site In-Unit Washer/Dryer 2-13 Month Lease Terms Available* 24 Hr Maintenance Pets Allowed Stainless Steel Appliances* Walk to UT walk to stores and restaurants Granite Countertops* Onsite Laundry Walking Distance To Ut Music School covered parking Google Fiber Available* Walk to Stores and Restuarant Walking Distance To Ut Engineeringschool Central Heating Close to UT Modern Kitchen Select Renovated Units* Washer/dryer*

Community Features

Laundry Facilities Maintenance on site 24 Hour Access Furnished Units Available Trash Pickup - Door to Door Recycling Renters Insurance Program Online Services Courtyard Pool Bicycle Storage Walk To Campus

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Dishwasher Disposal Granite Countertops Stainless Steel Appliances Kitchen Oven Range Refrigerator Freezer Vinyl Flooring Built-In Bookshelves Walk-In Closets Window Coverings

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Eastwood Apartments.

Pharmacy

  • 38th Street Pharmacy 4.9
  • Capsule 4.6
  • Walgreens Specialty Pharmacy 4.2

Hospital

  • St. David's Medical Center Emergency Room 4.0
  • Dell Seton Medical Center at The University of Texas - Emergency 4.1
  • St. David's Medical Center 4.6

Park

  • Eastwoods Neighborhood Park 4.6
  • Sparky Pocket Park 4.5
  • Austin Recreation Center 4.5

Bank

  • ATM
  • Chase Bank 3.9
  • Bank of America ATM 1.1

Gas

  • Shell 3.5
  • Shell 2.9

About Eastwood Apartments

CENTRAL AUSTIN LIVING — WALK, BIKE, AND THRIVE Eastwood Apartments puts you in the middle of everything that makes Austin great. With a Walk Score of 80 and a Bike Score of 93, you can ditch the car and still reach UT campus, local coffee shops, restaurants, and live music in minutes. This is Central Austin living at its most convenient. Choose from a wide range of floor plans — from studios to spacious multi-bedroom layouts — all thoughtfully updated for modern living. Select units feature in-unit washer/dryer, and on-site laundry is available for the whole community. Apartment highlights: Vinyl wood plank flooring throughout Updated appliances including dishwasher and refrigerator Generous bedroom and living space layouts Washer/dryer in select units Covered parking available Community amenities: Resort-style pool Pet-friendly — dogs and cats welcome, all sizes 24/7 responsive maintenance Doorstep trash service Package receiving Resident events and community programming

Year Built: 1970
Stories: 3
Total Units: 62
Phone: (737) 348-0808

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

1883 at Montgomery House Student Living Apartments

Central Austin

$587 - $1,574 Ins: ~$13/mo

Cedar Street Flats Apartments

Central Austin

$1,250 Ins: ~$16/mo

Grayson Apartments

Central Austin

$624 - $1,858 Ins: ~$13/mo

Lone Star Lofts

Central Austin

$875 - $3,600 Ins: ~$16/mo

Marq Uptown Apartments

Central Austin

$1,399 - $5,255 Ins: ~$12/mo

Montage Apartments

Central Austin

$900 - $1,195 Ins: ~$16/mo

Frequently Asked Questions

Does Eastwood Apartments require renters insurance?
We didn't find a public insurance requirement for Eastwood Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Eastwood Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). Eastwood Apartments has security features that qualify for discounts — with those applied, you could pay as little as $16/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Eastwood Apartments?
Plan for $1,108 to $4,569/month all-in. That's base rent ($999 - $4,460), plus $93/month in required fees (trash, utilities, etc.), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
What floor plans does Eastwood Apartments offer?
There are 10 floor plans to choose from, spanning 2-bedroom, 3-bedroom, 5-bedroom, studio layouts. Rent ranges from $999 - $4,460. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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