Grayson Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Grayson Apartments in Central Austin? With rent at $624 - $1,858 and renters insurance running about $13/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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714 W 22nd St, Austin, TX 78705

Central Austin

Managed by San Miguel Management Built 2008 8 stories 100 units
5/5
$624 - $1,858 /month

Monthly Cost Breakdown at Grayson Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Grayson Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $637 – $1,871
Base Rent $624 – $1,858
Required Monthly Fees $0
Est. Renters Insurance $13/mo

What You Need to Know About Insurance at Grayson Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Grayson Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$13

Est. Monthly

$160

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Grayson Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Grayson Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Sprinkler system

Up to 5% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Grayson Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Administrative Fee

Charged per unit.

N/A

Pets Fees

Pet Deposit

Max of 2. Charged per pet.

$300

One-Time Pet Fee

Max of 2. Charged per pet.

$335 - $335

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Grayson Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: Grayson Apartments has on-site security features (Controlled access, Property manager on site, Gated, Doorman, Package lockers, Sprinklers, Covered parking) that insurers recognize with premium discounts.

On-Site Security

Controlled access Property manager on site Gated Doorman Package lockers Sprinklers Covered parking

Amenities

Special Features

Ceramic tile bathrooms Wi-Fi throughout Double occupancy options Other Package Lockers Pet friendly Roommate floor plans available Controlled-access building Convenient access to the community parking garage Locking bedroom doors Access to The Quarters' 2,500 square foot fitness center Roommate placement available Tiled showers Granite and cultured marble counters Private bathrooms Weekly Fitness Class Double Occupancy Options* Fob-controlled front doors Cable and high-speed internet Ceiling Height Premium Fully furnished options Parking Garage Available* Wood-like flooring Coffee Bar Full appliance package including washer and dryer

Community Features

Community-Wide WiFi Wi-Fi Maintenance on site Furnished Units Available Recycling Renters Insurance Program Online Services Planned Social Activities Pet Play Area Key Fob Entry Elevator Lounge Breakfast/Coffee Concierge Disposal Chutes Conference Rooms Courtyard Fitness Center Bicycle Storage Individual Locking Bedrooms Private Bathroom Roommate Matching Study Lounge Walk To Campus Individual Leases Available

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Double Vanities Tub/Shower Sprinkler System Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Stainless Steel Appliances Pantry Kitchen Microwave Oven Refrigerator Freezer Instant Hot Water Hardwood Floors Tile Floors High Ceilings Crown Molding Views Furnished Large Bedrooms

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Grayson Apartments.

Grocery

  • Whole Foods Market 4.5
  • West Campus Market 3.6
  • Orange Market 2 4.3

Pharmacy

  • Walgreens Photo 3.9
  • CVS Pharmacy 4.2
  • CVS Pharmacy 3.4

Hospital

  • Dell Seton Medical Center at The University of Texas - Emergency 4.1
  • Ascension Seton Medical Center Austin - Emergency 4.1
  • St. David's Medical Center Emergency Room 4.0

Gym

  • SoLa CrossFit 4.8
  • Orangetheory Fitness 4.8
  • Pure Pilates Austin 4.8

Restaurant

  • PINSTACK 4.2
  • Pita Fusion 4.5
  • Acre 41 4.8

Park

  • Austin Recreation Center 4.5
  • Adams-Hemphill Neighborhood Park 4.4
  • Sparky Pocket Park 4.5

Bank

  • Austin Telco Federal Credit Union 3.3
  • ATM (ATM Link, Inc.)
  • ATM (ATM Link, Inc.)

Gas

  • Shell 3.5
  • Shell 2.9
  • Circle K | Gas Station

Pet Policy

Bringing a pet? Here's what Grayson Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats Allowed

  • $300 Deposit
  • 2 Pet Limit
  • 35 lb Weight Limit

About Grayson Apartments

At The Quarters on Campus, you'll experience college the way you're supposed to - tailored to you! Our vibrant student apartments in Austin offer a variety of convenient amenities, including a 2,500-square-foot, leading edge ?tness center; multiple parking garage options; and spacious studio and 1-4 bedroom apartments. Our apartments include unfurnished and furnished student apartments that were designed with students in mind - from upscale finishes and appliances to individual bathrooms and included utilities. Apply onlinetoday, or stop by to see for yourself all that The Quarters on Campus has to offer!

Year Built: 2008
Stories: 8
Total Units: 100
Management: San Miguel Management
Phone: (737) 377-6561

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

1883 at Montgomery House Student Living Apartments

Central Austin

$587 - $1,574 Ins: ~$13/mo

Cedar Street Flats Apartments

Central Austin

$1,250 Ins: ~$16/mo

Eastwood Apartments

Central Austin

$999 - $4,460 Ins: ~$16/mo

Lone Star Lofts

Central Austin

$875 - $3,600 Ins: ~$16/mo

Marq Uptown Apartments

Central Austin

$1,399 - $5,255 Ins: ~$12/mo

Montage Apartments

Central Austin

$900 - $1,195 Ins: ~$16/mo

Frequently Asked Questions

Does Grayson Apartments require renters insurance?
We didn't find a public insurance requirement for Grayson Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Grayson Apartments?
For this zip code and building type, expect to pay around $13/month ($160/year). Grayson Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Grayson Apartments?
Plan for $637 to $1,871/month all-in. That's base rent ($624 - $1,858), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Grayson Apartments allow pets?
Yes, Grayson Apartments is pet-friendly. Here are the details: Cats Allowed. $300 Deposit. 2 Pet Limit. 35 lb Weight Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Grayson Apartments offer?
There are 20 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, 4-bedroom, studio layouts. Rent ranges from $624 - $1,858. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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