2408 Leon St, Austin, TX 78705
Central Austin
Monthly Cost Breakdown at Lone Star Lofts
The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Lone Star Lofts is higher than the sticker price. Here's the full picture.
What You Need to Know About Insurance at Lone Star Lofts
What Affects Your Premium Here
Every building is different. These factors specific to Lone Star Lofts can push your insurance cost up or down:
Older Building
Built in 1965 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
NeighborhoodScout
Safer than only 1% of US cities
What You'll Likely Pay
$16
Est. Monthly
$193
Est. Annual
$14
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Lone Star Lofts based on the rent level and building features.
Personal Property Coverage
Liability Coverage
Pool on premises — higher liability recommended
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Lone Star Lofts:
| Carrier | Est. Monthly | Est. Annual | Tier | Digital |
|---|---|---|---|---|
| Lemonade | $8 | $96 | budget | Yes |
| USAA | $9 | $108 | budget | — |
| State Farm | $12 | $144 | mid | — |
| Progressive | $13 | $156 | mid | Yes |
| Safeco | $13 | $156 | mid | — |
| Travelers | $14 | $168 | mid | — |
| Allstate | $15 | $180 | mid | — |
| Nationwide | $15 | $180 | mid | — |
| Farmers | $16 | $192 | premium | — |
| Liberty Mutual | $18 | $216 | premium | — |
Discounts You May Qualify For
Gated community
Up to 5% off
Controlled access
Up to 3% off
Sprinkler system
Up to 5% off
Claims-free (if applicable)
Up to 10% off
Pay-in-full annual
Up to 7% off
Paperless/autopay
Up to 3% off
Multi-policy bundle
Up to 10% off
Compare renters insurance quotes — it's free
Fees Beyond Rent
These are the extra charges Lone Star Lofts tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Parking Fees
Parking Fee
Max of 1. Charged per vehicle.
Parking Fee
Max of 1. Charged per vehicle.
Garage Lot
Single private spot $90 Shared lane (for 2 cars) $140
Covered
Single private spot $90 Shared lane (for 2 cars) $140
Safety & Security
The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Lone Star Lofts.
1%
Austin overall is safer than only 1% of U.S. cities
This is a city-wide stat — your actual neighborhood may differ. The good news: Lone Star Lofts has on-site security features (Package service, Controlled access, Gated, Sprinklers) that insurers recognize with premium discounts.
On-Site Security
Amenities
Special Features
Community Features
Floor Plan Amenities
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Lone Star Lofts.
Grocery
- Orange Market 2 4.3
- Orange Market 4.4
- Whole Foods Market 4.5
Pharmacy
- CVS Pharmacy 4.2
- CVS Pharmacy 3.4
Hospital
- Ascension Seton Medical Center Austin - Emergency 4.1
- Dell Seton Medical Center at The University of Texas - Emergency 4.1
- St. David's Medical Center Emergency Room 4.0
Gym
- SoLa CrossFit 4.8
- Orangetheory Fitness 4.8
- Gym Elite 5.0
Restaurant
- Pita Fusion 4.5
- Chef Hong 4.8
- Foodie's Kitchen 4.9
Park
- Eastwoods Neighborhood Park 4.6
- Sparky Pocket Park 4.5
- Adams-Hemphill Neighborhood Park 4.4
Gas
- Shell 3.5
- Shell 2.9
About Lone Star Lofts
The largest bedrooms in West Campus - Easy walk to UT campus! Heated pool with giant hot tub! Full Washer & Dryer in unit. Parking additional $75/mo for single reserved spot or $100/mo for tandem reserved spot. Internet/Wifi is charged in addition to rent at $15/occupant. Valet trash is charged in addition to rent at $20/unit. Virtual Tour Links: 2 bed: 3 bed: 4 bed:
Other Options Nearby
Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.
1883 at Montgomery House Student Living Apartments
Central Austin
Cedar Street Flats Apartments
Central Austin
Eastwood Apartments
Central Austin
Grayson Apartments
Central Austin
Marq Uptown Apartments
Central Austin
Montage Apartments
Central Austin
Frequently Asked Questions
Does Lone Star Lofts require renters insurance?
How much is renters insurance at Lone Star Lofts?
What will I actually pay per month at Lone Star Lofts?
What floor plans does Lone Star Lofts offer?
Get Renters Insurance for Lone Star Lofts
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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