The Nine on Shoreline Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at The Nine on Shoreline Apartments in Wells Branch? Rent here runs $788 - $2,078, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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3501 Shoreline Dr, Austin, TX 78728

Wells Branch

Built 2001 3 stories 280 units
4/5 ·11 reviews
$788 - $2,078 /month

Monthly Cost Breakdown at The Nine on Shoreline Apartments

The listed rent isn't the whole number. Here's what The Nine on Shoreline Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $921 – $2,211
Base Rent $788 – $2,078
Required Monthly Fees $119
Est. Renters Insurance $14/mo

Renters Insurance at The Nine on Shoreline Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Nine on Shoreline Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Nine on Shoreline Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Nine on Shoreline Apartments:

Carrier Est. Monthly Est. Annual Tier Buy Online
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the additional charges beyond base rent at The Nine on Shoreline Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Valet Trash

Utility Billing - Valet Trash Billback Charged per unit.

$25 / mo

Pest

Utility Billing - Pest Billback Charged per unit.

$5 / mo

Service Fee

Service Fee Charged per unit.

$6 / mo

Trash

Utility Billing - Trash Bilback Charged per unit.

$8 / mo

Sewer

Utility Billing - Sewer Billback Charged per unit.

Varies / mo

Water

Utility Billing - Water Billback Charged per unit.

Varies / mo

Application Fee

Charged per applicant.

$65

Refundable Security Deposit

Charged per unit.

$1,600

Administrative Fee

Charged per unit.

$150

Parking Fees

Surface Lot

Situational Fees

Vacant Service Fee

Electric Vacant Cost Recovery Fee Charged per unit.

$50 / occurence

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around The Nine on Shoreline Apartments.

On-Site Security

Package service Controlled access Property manager on site Gated Doorman

Amenities

Special Features

Private Patios and Balconies with Outside Storage BBQ/Picnic Area 2 Inch Wood Blinds Vinyl Tile Floor Chef Inspired Gourmet Kitchens Meticulously Maintained Natural Setting Upgraded Paint and 2 Inch Blinds Large Walk-In Closets With Built-In Shelving* Now Leasing Luxury Upgraded Finishes Outdoor Kitchen & Fireplace Premium Plank Flooring Sand Volleyball Court

Community Features

Wi-Fi Laundry Facilities Maintenance on site Recycling Online Services Planned Social Activities Pet Play Area Business Center Clubhouse Lounge Breakfast/Coffee Concierge Walk-Up Cabana Courtyard Grill Picnic Area Fitness Center Pool Volleyball Court

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Storage Space Double Vanities Tub/Shower Fireplace Framed Mirrors Dishwasher Disposal Ice Maker Stainless Steel Appliances Kitchen Microwave Oven Range Refrigerator Freezer Carpet Vinyl Flooring Dining Room Crown Molding Vaulted Ceiling Walk-In Closets Window Coverings Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around The Nine on Shoreline Apartments.

Grocery

  • Whole Foods Market 4.5
  • H-E-B 4.3
  • H-E-B 4.3

Pharmacy

  • Ashford Costa Azure Apartments 4.5
  • CVS Pharmacy 3.2
  • Walgreens Pharmacy 3.6

Hospital

  • Ascension Seton Northwest Emergency 4.3
  • St. David's North Austin Medical Center Emergency Room 4.1
  • Austin Emergency Center: Pflugerville Emergency Room 4.7

Gym

  • SoLa CrossFit 4.8
  • Orangetheory Fitness 4.7
  • Big Tex Gym 4.8

Restaurant

  • Pita Fusion 4.6
  • Rose Gose 4.7
  • Ceylon Taco 5.0

Park

  • The Nine on Shoreline 3.9
  • Safe Haven Counseling and Wellness 5.0

Bank

  • Austin Telco Federal Credit Union 3.4
  • Bank of America (with Drive-thru ATM) 2.8
  • The Nine on Shoreline 3.9

Gas

  • Shell 4.1
  • Shell 3.9

Pet Policy

Bringing a pet? Here's what The Nine on Shoreline Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About The Nine on Shoreline Apartments

The Nine on Shoreline offers one, two, & three bedroom apartments with luxury amenities. These contemporary apartment homes are located in the center of the dynamic Wells Branch neighborhood of Austin, Texas. Located at 3501 Shoreline Drive in Austin, Texas. Our apartments are zoned for award-winning schools in the Round Rock Independent School District. For residents who want to ditch the commute Abbott Labs, IBM, Apple and other major employers are a short drive away. Give us a call, schedule a tour online, or stop by today!

Year Built: 2001
Stories: 3
Total Units: 280
Phone: (844) 386-4946

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Art at Brattons Edge Apartments

Wells Branch

$1,222 - $1,855 Ins: ~$13/mo

Beck at Wells Branch Apartments

Wells Branch

$1,000 - $1,960 Ins: ~$15/mo

Broadstone North Ridge Apartments

Wells Branch

$1,234 - $2,683 Ins: ~$13/mo

MAA Wells Branch Apartments

Wells Branch

$919 - $4,118 Ins: ~$14/mo

Milan Apartments

Wells Branch

$1,005 - $1,885 Ins: ~$15/mo

Park at Wells Branch Apartments

Wells Branch

$805 - $1,295 Ins: ~$15/mo

Frequently Asked Questions

Does The Nine on Shoreline Apartments require renters insurance?
We didn't find a public insurance requirement for The Nine on Shoreline Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Nine on Shoreline Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). The Nine on Shoreline Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at The Nine on Shoreline Apartments?
Plan for $921 to $2,211/month all-in. That's base rent ($788 - $2,078), plus $119/month in required fees (trash, utilities, etc.), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Nine on Shoreline Apartments allow pets?
Yes, The Nine on Shoreline Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does The Nine on Shoreline Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $788 - $2,078. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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