V at SoCo Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at V at SoCo Apartments in South Austin? Rent here runs $969 - $1,875, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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409 E William Cannon Dr E, Austin, TX 78745

South Austin

Built 1985 3 stories 160 units
4/5 ·3 reviews
$969 - $1,875 /month

Monthly Cost Breakdown at V at SoCo Apartments

The listed rent isn't the whole number. Here's what V at SoCo Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,066 – $1,972
Base Rent $969 – $1,875
Required Monthly Fees $82
Est. Renters Insurance $15/mo

Renters Insurance at V at SoCo Apartments

What Affects Your Premium Here

Every building is different. These factors specific to V at SoCo Apartments can push your insurance cost up or down:

Older Building

Built in 1985 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for V at SoCo Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near V at SoCo Apartments:

Carrier Est. Monthly Est. Annual Tier Buy Online
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the additional charges beyond base rent at V at SoCo Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Utility - Water/Waste Water

Charged per unit.

$15 / mo

Package Lockers

Charged per unit.

$15 / mo

Pest Control

Charged per unit.

$7 / mo

Application Fee Per Applicant

Charged per applicant.

$55

Administrative Fee

Charged per unit.

$44

Pets Fees

Pet Fee

Max of 1. Charged per pet.

$250

Monthly Pet Fee

Max of 1. Charged per pet.

$20 / mo

Parking Fees

Parking Fee

Charged per vehicle.

$35 / mo

Parking Fee

Charged per vehicle.

$20 / mo

Surface Lot

Reserved

Carport

Parking

Reserved

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around V at SoCo Apartments.

On-Site Security

Package service Controlled access Property manager on site Gated Package lockers Covered parking

Amenities

Special Features

Covered Parking Private Yard High Ceilings Third Floor Full Size Washer/ Dryer Connections* Fun Resident Events Controlled Access Chef Inspired Kitchens Pool view Vaulted Ceilings Vaulted Ceiling

Community Features

Wi-Fi Laundry Facilities Maintenance on site Recycling Planned Social Activities Pet Play Area Public Transportation Wheelchair Accessible Business Center Clubhouse Walk-Up Courtyard Grill Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Tub/Shower Fireplace Wheelchair Accessible (Rooms) Dishwasher Disposal Granite Countertops Pantry Kitchen Oven Refrigerator Vinyl Flooring Dining Room High Ceilings Vaulted Ceiling Views Walk-In Closets Large Bedrooms Balcony Patio Yard

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around V at SoCo Apartments.

Grocery

  • Central Market 4.6
  • Fiesta Mart #64 4.2
  • Sprouts Farmers Market 4.5

Pharmacy

  • CVS Pharmacy 3.4
  • Stonegate Pharmacy 4.5
  • Brodie Lane Pharmacy 4.9

Hospital

  • St. David's South Austin Medical Center Emergency Room 4.1
  • Ally Medical Emergency Room - South Austin 4.9
  • Emergency Room (ER) at Baylor Scott & White Health Medical Center - Austin 4.5

Gym

  • SoLa CrossFit 4.8
  • Orangetheory Fitness 4.6
  • Gold's Gym Austin Southeast 3.8

Restaurant

  • Pita Fusion 4.5
  • Rose Gose 4.7
  • ANDINO`S Venezuelan Food 4.9

Park

  • The V at SoCo 4.0
  • Battle Bend Neighborhood Park 4.3
  • South Austin Recreation Center 4.4

Bank

  • Austin Telco Federal Credit Union - Drive Thru Only 3.8
  • Wells Fargo ATM 2.8
  • Wells Fargo Bank 2.7

Gas

  • Valero 4.2
  • Shell 2.4
  • Exxon 3.8

Pet Policy

Bringing a pet? Here's what V at SoCo Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

  • Birds, Fish, Reptiles, and Other Pets Allowed
  • 2 Pet Limit
  • 1 Pet Limit

About V at SoCo Apartments

The V at SoCo is a vibrant yet slow-paced community offering modern rental homes with all the contemporary amenities that you've come to expect from a maintenance-free, community living experience. Residents enjoy unbeatable benefits and high-quality services all throughout our property. Our community provides residents with modern homes and extensive community amenities. From the beautiful park-like setting to the well-appointed units, you will find endless reasons to love living at V at SoCo. V at SoCo residents benefit from our extraordinary community features, including beautiful recreational areas, a relaxing swimming pool, a fitness center, and much more. Our homes offer upgraded appliances, wood-style plank flooring, spacious full-size pantries, balconies, washer and dryer connections, fireplaces, spacious closets, and storage... all with a modern finish.

Year Built: 1985
Stories: 3
Total Units: 160
Phone: (737) 273-3958

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

44 South Apartments

South Austin

$1,054 - $2,240 Ins: ~$12/mo

Bexley SoCo Apartments

South Austin

$1,069 - $1,633 Ins: ~$12/mo

Bridge at Soco Crossing Apartments

South Austin

$1,179 - $2,739 Ins: ~$14/mo

Canvas Apartments

South Austin

$820 - $1,379 Ins: ~$15/mo

Cortland Southpark Terraces Apartments

South Austin

$1,160 - $7,684 Ins: ~$14/mo

Highlands Hill Country Apartments

South Austin

$1,230 - $2,209 Ins: ~$15/mo

Frequently Asked Questions

Does V at SoCo Apartments require renters insurance?
We didn't find a public insurance requirement for V at SoCo Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at V at SoCo Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). V at SoCo Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at V at SoCo Apartments?
Plan for $1,066 to $1,972/month all-in. That's base rent ($969 - $1,875), plus $82/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does V at SoCo Apartments allow pets?
Yes, V at SoCo Apartments is pet-friendly. Here are the details: Birds, Fish, Reptiles, and Other Pets Allowed. 2 Pet Limit. 1 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does V at SoCo Apartments offer?
There are 10 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $969 - $1,875. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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