212 Melba Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at 212 Melba Apartments in Oak Cliff? With rent at $1,365 - $2,270 and renters insurance running about $12/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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212 Melba St, Dallas, TX 75208

Oak Cliff

Managed by 212 Melba Owner, LLC Built 2022 4 stories 58 units
4/5 ·2 reviews
$1,365 - $2,270 /month

Monthly Cost Breakdown at 212 Melba Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at 212 Melba Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,537 – $2,442
Base Rent $1,365 – $2,270
Required Monthly Fees $160
Est. Renters Insurance $12/mo

What You Need to Know About Insurance at 212 Melba Apartments

Accepted Insurance Providers

212 Melba Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

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What Affects Your Premium Here

Every building is different. These factors specific to 212 Melba Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 212 Melba Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 212 Melba Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges 212 Melba Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

High Speed Internet Access

$40 / mo

Administrative Fee

$185

Application Fee Per Applicant

$65

Parking Fees

Parking Fee

$100 / mo

Parking Fee

$30 / mo

Parking Fee

$50 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 212 Melba Apartments.

On-Site Security

Controlled access Property manager on site Video patrol Doorman

Amenities

Special Features

10 Foot+ Ceilings Amenity Space on Every Level Bathrooms feature Soaking Tub or Walk-in Shower Black Quartz Kitchen Countertops Ceiling Fans in Living & Bedrooms Climate Controlled Corridors Co-Working Spaces Deep Sea Tile Surround for Showers & Tubs Expansive Balconies* Generous Closet Space Herringbone White Oak Vinyl Flooring In-home Washer and Dryer LED Lighting Luxury Tile Bath Flooring Mirrors with LED Lighting Premium Extended Balcony Social Lounge Standard Balcony Under-Counter Lighting White & Grey Marbled Quartz Vanity Wine Fridges

Community Features

Community-Wide WiFi Maintenance on site 24 Hour Access Elevator Business Center Clubhouse Lounge Multi Use Room Breakfast/Coffee Concierge Fitness Center Bicycle Storage

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Security System Storage Space Double Vanities Tub/Shower Handrails Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Stainless Steel Appliances Pantry Kitchen Microwave Oven Refrigerator Freezer Quartz Countertops Hardwood Floors Tile Floors Vinyl Flooring High Ceilings Office Built-In Bookshelves Vaulted Ceiling Views Walk-In Closets Linen Closet Double Pane Windows Window Coverings Large Bedrooms Balcony Patio Porch

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around 212 Melba Apartments.

Grocery

  • Fiesta Mart #29 4.0
  • Jerry's Supermarkets Inc 4.1
  • Tom Thumb 4.3

Pharmacy

  • CVS Pharmacy 4.0
  • Prism Health North Texas Pharmacy - Oak Cliff 4.5
  • Farmacia Central Rx 5.0

Pet Policy

Bringing a pet? Here's what 212 Melba Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

About 212 Melba Apartments

212 Melba is a family owned and managed boutique apartment community in the heart of Bishop Arts. Pay rent with credit card for no fee and you are only a block and a half from the main drag of Bishop!

Year Built: 2022
Stories: 4
Total Units: 58
Management: 212 Melba Owner, LLC
Phone: (469) 895-5059

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does 212 Melba Apartments require renters insurance?
We didn't find a public insurance requirement for 212 Melba Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 212 Melba Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). 212 Melba Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at 212 Melba Apartments?
Plan for $1,537 to $2,442/month all-in. That's base rent ($1,365 - $2,270), plus $160/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 212 Melba Apartments allow pets?
Yes, 212 Melba Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does 212 Melba Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,365 - $2,270. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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