Banyan Flats Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Banyan Flats Apartments in Oak Cliff? With rent at $1,154 - $3,142 and renters insurance running about $12/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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2022 N Beckley Ave, Dallas, TX 75208

Oak Cliff

Managed by Apollo Global Management Built 2024 5 stories 289 units
4/5 ·3 reviews
$1,154 - $3,142 /month

Monthly Cost Breakdown at Banyan Flats Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Banyan Flats Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,166 – $3,154
Base Rent $1,154 – $3,142
Required Monthly Fees $0
Est. Renters Insurance $12/mo

What You Need to Know About Insurance at Banyan Flats Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Banyan Flats Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Banyan Flats Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Banyan Flats Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Banyan Flats Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Pets Fees

Cat Fee

$200

Dog Fee

$200

Cat Rent

$30 / mo

Dog Rent

$30 / mo

Parking Fees

Parking Fee

N/A / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Banyan Flats Apartments.

On-Site Security

Package service Controlled access Property manager on site Package lockers Covered parking

Amenities

Special Features

Custom Cabinetry Marbled Kitchen Backsplash Package Lockers Pet Friendly CoWorking Space Resident Lounge Brushed Bronze Hardware Covered Parking Garage Dog Spa and Wash Low Income Vinyl Plank Wood Flooring Walk Directly Downtown From Floor Four Affordable Homes Bike Storage Walking Bridge to Hiking Trail 2in Blinds Elevator and Stairwell to I30 Bridge State-Of-The-Art Fitness Center Tropical Pool Deck Flex Program Quartz Countertops in Kitchen and Bath Skydeck with Views of Dallas Soft Close Cabinets and Drawers Tile Surround in Shower

Community Features

Maintenance on site Online Services Pet Washing Station Elevator Clubhouse Lounge Roof Terrace Fitness Center Pool Bicycle Storage Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Air Conditioning Heating Smoke Free Cable Ready Tub/Shower Dishwasher Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Hardwood Floors High Ceilings Family Room Views Walk-In Closets Window Coverings Large Bedrooms Deck

Pet Policy

Bringing a pet? Here's what Banyan Flats Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $30 Monthly Pet Rent
  • $200 Fee
  • 2 Pet Limit

About Banyan Flats Apartments

Creativity thrives, connections flourish, and a vibrant community becomes your home. Welcome to Banyan Flats. Our pet-friendly studio, one-, two-, and three-bedroom apartments in Dallas, TX, boast sophisticated designs and plush comforts that seamlessly converge to inspire relaxation. With a full suite of amenities and stunning skyline views, you can discover effortlessness at home and the colorful rhythm of city life within minutes. Unwind in elegant spaces, connect with like-minded individuals, and immerse yourself in a lifestyle that reflects the best of Dallas living at Banyan Flats.

Year Built: 2024
Stories: 5
Total Units: 289
Management: Apollo Global Management
Phone: (469) 722-4644

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — with their own insurance costs and safety profiles worth comparing.

212 Melba Apartments

Oak Cliff

$1,365 - $2,270 Ins: ~$12/mo

Archive Apartments

Oak Cliff

$1,063 - $8,881 Ins: ~$12/mo

Beaux House at Bishop Ridge Apartments

Oak Cliff

$1,025 - $1,300 Ins: ~$16/mo

Bishop North Apartments

Oak Cliff

$1,860 Ins: ~$12/mo

Burnett Lofts at Bishop Ridge

Oak Cliff

$1,300 - $2,440 Ins: ~$13/mo

COUNTRY GREEN Apartments

Oak Cliff

$1,099 - $1,590 Ins: ~$16/mo

Frequently Asked Questions

Does Banyan Flats Apartments require renters insurance?
We didn't find a public insurance requirement for Banyan Flats Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Banyan Flats Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Banyan Flats Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Banyan Flats Apartments?
Plan for $1,166 to $3,154/month all-in. That's base rent ($1,154 - $3,142), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Banyan Flats Apartments allow pets?
Yes, Banyan Flats Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $30 Monthly Pet Rent. $200 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Banyan Flats Apartments offer?
There are 30 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $1,154 - $3,142. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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