Bishop North Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Bishop North Apartments in Oak Cliff? With rent at $1,860 and renters insurance running about $12/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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200 N Bishop Ave, Dallas, TX 75208

Oak Cliff

Built 2020 4 stories 246 units
5/5 ·9 reviews
$1,860 /month

Monthly Cost Breakdown at Bishop North Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Bishop North Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,872 – $1,872
Base Rent $1,860
Required Monthly Fees $0
Est. Renters Insurance $12/mo

What You Need to Know About Insurance at Bishop North Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Bishop North Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Bishop North Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Bishop North Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Bishop North Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Application Fee Per Applicant

Credit for app fee at move in if application is submitted wi... Read Morethin 24 hours of initial move in. Read Less

$75

Administrative Fee

Credit for admin fee at move in if application is submitted ... Read Morewithin 24 hours of initial move in. Read Less

$125

Parking Fees

Parking Fee

$35 - $85 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Bishop North Apartments.

On-Site Security

Package service Controlled access Property manager on site Concierge Gated Doorman Covered parking

Amenities

Special Features

Butterflymx Stainless Steel Whirlpool Kitchen Appliance Package Built-in Wine Refrigerators Kitchen Tile Backsplash 10 foot ceilings 24/7 Maintenance Custom Island Pendants Hardwood Flooring Throughout On-Site Management Underground Garage Parking Full-size Front-loading Washer and Dryer Hardwood Style Flooring Luxer One Resident Package Management System Stainless Steel Refrigerator 10ft Kitchen Island Pet Friendly Ceiling Fan Keyless Electronic Entry Keyless Front Door Smart Lock Luxer One Private Courtyard Stainless Steel Range Tulum-inspired Resort Style Pool Climate Controlled Interior Corridors Stained Concrete Floors

Community Features

Maintenance on site 24 Hour Access On-Site Retail Trash Pickup - Door to Door Planned Social Activities Health Club Discount Pet Play Area Car Charging Station Key Fob Entry Elevator Clubhouse Lounge Storage Space Disposal Chutes Cabana Courtyard Picnic Area Fitness Center Pool Bicycle Storage

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Storage Space Double Vanities Tub/Shower Framed Mirrors Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Hardwood Floors Dining Room High Ceilings Office Built-In Bookshelves Views Walk-In Closets Loft Layout Double Pane Windows Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what Bishop North Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $35 Monthly Pet Rent
  • $400 Fee

About Bishop North Apartments

Artfully designed luxury apartment homes, located in the heart of the Bishop Arts District. Centrally located in a highly sought-after historic neighborhood in Dallas, Texas, just minutes from Downtown and Uptown Dallas.

Year Built: 2020
Stories: 4
Total Units: 246
Phone: (469) 398-8548

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Bishop North Apartments require renters insurance?
We didn't find a public insurance requirement for Bishop North Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Bishop North Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Bishop North Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Bishop North Apartments?
Plan for $1,872 to $1,872/month all-in. That's base rent ($1,860), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Bishop North Apartments allow pets?
Yes, Bishop North Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $35 Monthly Pet Rent. $400 Fee. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Bishop North Apartments offer?
There are 1 floor plans to choose from, spanning 1-bedroom layouts. Rent ranges from $1,860. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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