3700M Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at 3700M Apartments in Uptown/Park Cities? Rent here runs $2,435 - $9,301, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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3700 McKinney Ave, Dallas, TX 75204

Uptown/Park Cities

Managed by Cortland Built 2014 21 stories 381 units
5/5 ·31 reviews
$2,435 - $9,301 /month

Monthly Cost Breakdown at 3700M Apartments

The listed rent isn't the whole number. Here's what 3700M Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,708 – $9,574
Base Rent $2,435 – $9,301
Required Monthly Fees $260
Est. Renters Insurance $13/mo

Renters Insurance at 3700M Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 3700M Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$13

Est. Monthly

$160

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 3700M Apartments based on the rent level and building features.

Personal Property Coverage

$75,000 recommended
Low: $40,000 High: $100,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 3700M Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 3700M Apartments.

On-Site Security

Controlled access Property manager on site Concierge Doorman Package lockers Covered parking On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at 3700M Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash Hauler

Trash Hauler: $15 due monthly

$15 / mo

Liability Only Protection

Liability Only Protection: $15 due monthly

$15 / mo

Amenity Fee

Amenity Fee: $150 due monthly

$150 / mo

Valet Trash

Valet Trash: $30 due monthly

$30 / mo

Pest Control

Pest Control: $5 due monthly

$5 / mo

Administrative Fee

Administrative Fee: $250 deposit due at application

$250

Application Fee

Application Fee: $75 due at application

$75

Pets Fees

Dog - Pet Fee

Pet Fee: $500 due at move-in

$500

Cat - Pet Fee

Pet Fee: $500 due at move-in

$500

Dog - Pet Rent

Pet Rent: $30 due monthly

$30 / mo

Cat - Pet Rent

Pet Rent: $30 due monthly

$30 / mo

Parking Fees

Reserved Parking

Reserved Parking: $100 due monthly

$100 / mo

Motorcycle Parking

Motorcycle Parking: $30 due monthly

$30 / mo

LEED Reserved Parking

LEED Reserved Parking: $60 due monthly

$60 / mo

Open Parking

Open Parking: $0 due monthly

N/A / mo

Addons Fees

Desk

Desk: $150 due monthly

$150 / mo

Office

Office: $300 due monthly

$300 / mo

Situational Fees

Early Termination Fee

Early Termination Fee: 200% of rent due at early termination

Varies

Late Rent Fee

Late Rent Fee: 10% of rent due at late rent.

Varies

Reletting Fee

Reletting Fee (multiplier): 85% of rent due at early termina... Read Moretion. Read Less

Varies

Amenities

Special Features

24/7 Emergency Maintenance Additional Storage Cold Plunge Custom Lighting Direct Access To West Village Garage Parking W/ Controlled Access & Ev Charging Google Nest Thermostat Hardwood Flooring Infrared Sauna Light And Dark Finish Scheme Options Light-Filled Lounge Spaces On Level 7 Matte Black Faucets & Fixtures Package Lockers Pickleball Courts Shower & Soaking Tubs Wine Fridge

Community Features

Laundry Facilities Maintenance on site Guest Apartment Pet Play Area Elevator Business Center Clubhouse Lounge Storage Space Sundeck Fitness Center Sauna Pool Bicycle Storage Pickleball Court

Floor Plan Amenities

Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Ceiling Fans Smoke Free Cable Ready Tub/Shower Fireplace Wheelchair Accessible (Rooms) Dishwasher Granite Countertops Stainless Steel Appliances Microwave Range Refrigerator Hardwood Floors Carpet Tile Floors Views Walk-In Closets Window Coverings

Pet Policy

Bringing a pet? Here's what 3700M Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • 80 lb Weight Limit
  • 2 Pet Limit

About 3700M Apartments

3700M is a renovated community designed for connection and elevated living. We believe the best relationships are built in welcoming spaces that bring people together—places where you can relax, connect, and feel at home. Enjoy a dynamic work environment with an elevated ground-floor workspace and dedicated offices on level two. On level seven, experience a private coffee & cocktail bar, a resort-style rooftop pool, infrared sauna and cold plunges, pickleball courts, and expansive fitness spaces, including TechnoGym, a yoga studio, and an outdoor fitness lawn.

Year Built: 2014
Stories: 21
Total Units: 381
Management: Cortland
Phone: (214) 751-7840

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — with their own insurance costs and safety profiles worth comparing.

2811 Maple Apartments

Uptown/Park Cities

$3,525 - $20,000 Ins: ~$12/mo

2929 Wycliff Apartments

Uptown/Park Cities

$1,170 - $2,605 Ins: ~$13/mo

4110 Fairmount Apartments

Uptown/Park Cities

$1,351 - $9,388 Ins: ~$13/mo

4235 Cole Ave Apartments

Uptown/Park Cities

$1,850 Ins: ~$16/mo

Alton Apartments

Uptown/Park Cities

$2,095 - $6,130 Ins: ~$12/mo

Arpeggio Apartments

Uptown/Park Cities

$1,565 - $2,630 Ins: ~$13/mo

Frequently Asked Questions

Does 3700M Apartments require renters insurance?
We didn't find a public insurance requirement for 3700M Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 3700M Apartments?
For this zip code and building type, expect to pay around $13/month ($160/year). For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at 3700M Apartments?
Plan for $2,708 to $9,574/month all-in. That's base rent ($2,435 - $9,301), plus $260/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 3700M Apartments allow pets?
Yes, 3700M Apartments is pet-friendly. Here are the details: Dogs Allowed. 80 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does 3700M Apartments offer?
There are 60 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $2,435 - $9,301. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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