4110 Fairmount Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at 4110 Fairmount Apartments in Uptown/Park Cities? Rent here runs $1,351 - $9,388, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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4110 Fairmount St, Dallas, TX 75219

Uptown/Park Cities

Built 2008 4 stories 299 units
5/5 ·88 reviews
$1,351 - $9,388 /month

Monthly Cost Breakdown at 4110 Fairmount Apartments

The listed rent isn't the whole number. Here's what 4110 Fairmount Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,547 – $9,584
Base Rent $1,351 – $9,388
Required Monthly Fees $183
Est. Renters Insurance $13/mo

Renters Insurance at 4110 Fairmount Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 4110 Fairmount Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$13

Est. Monthly

$160

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 4110 Fairmount Apartments based on the rent level and building features.

Personal Property Coverage

$75,000 recommended
Low: $40,000 High: $100,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 4110 Fairmount Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 4110 Fairmount Apartments.

On-Site Security

Package service Controlled access Property manager on site Video patrol Gated Sprinklers Covered parking

Fees Beyond Rent

These are the additional charges beyond base rent at 4110 Fairmount Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Smart Home Service Fee

Charge for providing and maintaining smart home technology

$15 / mo

Utility Water / Wastewater Admin Fee

Covers administrative costs associated with billing and mana... Read Moreging water utility services. Read Less

$2 / mo

Community Amenity Fee

Community Amenity Fee

$20 / mo

Trash Services - Doorstep

Fee for doorstep trash and recycle pickup service.

$25 / mo

Stormwater / Drainage Admin Fee

Management of community stormwater drainage and runoff infra... Read Morestructure Read Less

$3 / mo

Trash Admin

Administrative costs for managing trash service billing, coo... Read Morerdination, and related expenses for your apartment. Read Less

$3 / mo

Pest Control Services

Regular pest prevention and treatment services.

$5 / mo

Internet

Monthly Internet Fee

$65 / mo

Common Area Utilities

Shared utility costs in community common areas.

Varies

Admin Fee

Fee to process rental application and background check

$150

Application Fee Per Applicant

$35

Application Fee

Administrative processing fee to cover lease preparation.

$50

Access Device

Electronic or physical key for secure entry to the community... Read More and/or home. Read Less

$15

Administrative Fee

$150

Pets Fees

Pet Fee

Fee for allowing pets in the home.

$400

Pet Rent

monthly charge for keeping a pet in the home.

$25 / mo

Pet / Animal Lease Violation

Fee issued for unauthorized pets or violations of pet policy

Varies

Parking Fees

Parking - Garage

Charge for access to a garage space.

$50 / mo

Parking - Reserved

Fee for a designated parking spot on-site.

$50 / mo

Addons Fees

Amenity / Clubhouse Rental Fee

Fee for reserving the community clubhouse for events or gath... Read Moreerings. Read Less

$500 / occurence

Parking EV Charging

Fee for on-site electric vehicle charging access.

Varies

Situational Fees

Utility - Vacant Processing Fee

Preparing and administering a unit after move-out

$50

Intra-Community Transfer Fee

Charge for transferring to another home within the same comm... Read Moreunity. Read Less

$500

Security Deposit (Refundable)

Refundable deposit covering potential damages and unpaid ren... Read Moret per lease terms. Read Less

$500 - $1,500

Security Deposit Alternative

Alternative to a standard security deposit typically issued ... Read Morethrough a surety bond. Read Less

$20 - $39 / mo

Renters Liability Non-Compliance

Fee for not maintaining required renters liability insurance... Read More coverage. Read Less

$25 / occurence

NSF Tenant Fee

NSF Tenant Fee

$30 / occurence

Late Fee (Percentage)

Calculated as a percentage of the base rent amount.

10% of base rent / occurence

Utility - Non-transferred Utility Fee

Charge for utility costs not moved to residents name.

Varies

Utility - Vacant Cost Recovery

Utility costs incurred while the unit was unoccupied.

Varies

Concession Repayment

Tenant repayment of rent discounts if lease terms are not me... Read Moret. Read Less

Varies

Legal / Eviction Fee

Costs associated with an eviction proceeding.

Varies

Reletting Fee

An expense associated with re-renting a unit after early lea... Read Morese termination. Read Less

Varies

Lease Violation

Fee for non-compliance with lease terms or community policie... Read Mores. Read Less

Varies

Early Lease Termination / Buyout

Buyout for ending lease agreement before its scheduled end d... Read Moreate. Read Less

Varies

Insufficient Move-out Notice Fee

Charge for not providing proper advance notice before move-o... Read Moreut. Read Less

Varies

Renter Liability - Third Party

Expense related to required liability coverage through a thi... Read Morerd-party provider. Read Less

Varies

Utility - Electric

Cost of electricity usage for your apartment.

Varies

Utility - Gas

Cost of gas usage for your apartment.

Varies

Utility - Stormwater / Drainage

Local stormwater management and drainage system fee.

Varies

Utility - Water / Sewer

Water usage and wastewater removal costs.

Varies

Amenities

Special Features

Full-Size Washer & Dryer in Every Home Granite Countertops with Glass Tile Backsplash Outdoor Turf Workout Area Storage for Rent Library Smart Home Technology* Walk-in Closet Wi-Fi Enabled Social Spaces 9.5' or Higher Ceilings Garage Parking Resident Lounge with Billiards and Lounge Seating The Strategy Suite 24 Hour Fitness Center Entertaining Kitchen and Dining Area Private Yards Hardwood-Style Flooring Reserved Parking for Rent SMART Thermostat Outdoor Fireplace with Lounge Seating Stainless Appliance Package The Outdoor Social Lounge Two Chef-Grade Outdoor Kitchens Two Resort-Style Courtyard Pools EV Charging Stations Fetch Package Delivery Private Offices

Community Features

Community-Wide WiFi Wi-Fi Maintenance on site 24 Hour Access Trash Pickup - Curbside Trash Pickup - Door to Door Renters Insurance Program Pet Play Area Car Charging Station Elevator Business Center Clubhouse Lounge Multi Use Room Storage Space Sundeck Cabana Courtyard Grill Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Ceiling Fans Trash Compactor Storage Space Double Vanities Fireplace Sprinkler System Framed Mirrors Dishwasher Disposal Granite Countertops Stainless Steel Appliances Pantry Kitchen Microwave Oven Refrigerator Quartz Countertops Hardwood Floors Office Walk-In Closets Yard

Pet Policy

Bringing a pet? Here's what 4110 Fairmount Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

About 4110 Fairmount Apartments

Discover the convenience of luxury urban living at 4110 Fairmount, where sophistication meets comfort in the heart of Dallas' Oak Lawn District.

Year Built: 2008
Stories: 4
Total Units: 299
Phone: (844) 615-8380

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does 4110 Fairmount Apartments require renters insurance?
We didn't find a public insurance requirement for 4110 Fairmount Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 4110 Fairmount Apartments?
For this zip code and building type, expect to pay around $13/month ($160/year). 4110 Fairmount Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at 4110 Fairmount Apartments?
Plan for $1,547 to $9,584/month all-in. That's base rent ($1,351 - $9,388), plus $183/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 4110 Fairmount Apartments allow pets?
Yes, 4110 Fairmount Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does 4110 Fairmount Apartments offer?
There are 16 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,351 - $9,388. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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