4235 Cole Ave Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at 4235 Cole Ave Apartments in Uptown/Park Cities? Rent here runs $1,850, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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4235 Cole Ave, Dallas, TX 75205

Uptown/Park Cities

Built 1956 2 stories 10 units
2/5 ·1 review
$1,850 /month

Monthly Cost Breakdown at 4235 Cole Ave Apartments

The listed rent isn't the whole number. Here's what 4235 Cole Ave Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,866 – $1,866
Base Rent $1,850
Required Monthly Fees $0
Est. Renters Insurance $16/mo

Renters Insurance at 4235 Cole Ave Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 4235 Cole Ave Apartments can push your insurance cost up or down:

Older Building

Built in 1956 — older plumbing/electrical may increase risk

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$16

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 4235 Cole Ave Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 4235 Cole Ave Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 4235 Cole Ave Apartments.

On-Site Security

Controlled access Covered parking

Fees Beyond Rent

These are the additional charges beyond base rent at 4235 Cole Ave Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$50

Amenities

Special Features

Covered carport Double Paned Windows In-Unit Washer/Dryer Newly Renovated Pest Control Range and Oven Recently Renovated Sewer Trash Water

Community Features

Courtyard

Floor Plan Amenities

Air Conditioning Ceiling Fans Dishwasher Disposal Stainless Steel Appliances Microwave Range Refrigerator Quartz Countertops Patio

Pet Policy

Bringing a pet? Here's what 4235 Cole Ave Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

About 4235 Cole Ave Apartments

4235 Cole Ave sits in the lively neighborhood of Knox Henderson and only 2 blocks away from the iconic Katy Trail. This quaint, boutique community consists of classic two bedroom apartments all within a few minutes walk of 20+ restaurants, Trader Joe’s, the Knox shopping strip, and Cole Park – everything you could need and more. If living in the middle of it all appeals to you, 4321 Cole may be the place for you! Tenants are responsible for their own electricity. A $75 monthly internet fee includes Spectrum high speed internet and cable tv. A $25 utility fee helps cover trash, water, sewer and pest control. Dogs and cats under 50lbs are permitted with a non-refundable fee of $300 per pet. Units feature in-unit washer/dryer, stainless steel appliances, garbage disposal, ceiling fans, central AC and quartz countertops.

Year Built: 1956
Stories: 2
Total Units: 10
Phone: (469) 461-7900

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does 4235 Cole Ave Apartments require renters insurance?
We didn't find a public insurance requirement for 4235 Cole Ave Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 4235 Cole Ave Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 4235 Cole Ave Apartments?
Plan for $1,866 to $1,866/month all-in. That's base rent ($1,850), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 4235 Cole Ave Apartments allow pets?
Yes, 4235 Cole Ave Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does 4235 Cole Ave Apartments offer?
There are 1 floor plans to choose from, spanning 2-bedroom layouts. Rent ranges from $1,850. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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