4414 Worth St Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at 4414 Worth St Apartments in East Dallas? With rent at $1,195 and renters insurance running about $16/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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4414 Worth St, Dallas, TX 75246

East Dallas

Built 1962 2 stories 16 units
3/5 ·3 reviews
$1,195 /month

Monthly Cost Breakdown at 4414 Worth St Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at 4414 Worth St Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,211 – $1,211
Base Rent $1,195
Required Monthly Fees $0
Est. Renters Insurance $16/mo

What You Need to Know About Insurance at 4414 Worth St Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 4414 Worth St Apartments can push your insurance cost up or down:

Older Building

Built in 1962 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 4414 Worth St Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 4414 Worth St Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges 4414 Worth St Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Application Fee Per Applicant

$50

Amenity Fee

$0

Administrative Fee

$0

Move-In Fee

$0

Other

$0

Satellite Fee

$0

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 4414 Worth St Apartments.

1%

Dallas overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: 4414 Worth St Apartments has on-site security features (Controlled access, Video patrol, Gated, Perimeter fencing) that insurers recognize with premium discounts.

On-Site Security

Controlled access Video patrol Gated Perimeter fencing

Amenities

Special Features

Stainless Steel Dishwasher Stainless Steel Built In Microwave Stainless Steel Microwave Stainless Steel Refrigerator Stainless Steel Stove

Community Features

Community-Wide WiFi Laundry Facilities 24 Hour Access Online Services Fenced Lot Cabana Courtyard Zen Garden

Floor Plan Amenities

High Speed Internet Access Heating Smoke Free Tub/Shower Dishwasher Disposal Stainless Steel Appliances Pantry Microwave Oven Range Refrigerator Dining Room Views Loft Layout Double Pane Windows Porch

Pet Policy

Bringing a pet? Here's what 4414 Worth St Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $125 Fee

About 4414 Worth St Apartments

Explore a new place to live at 4414 Worth St in Dallas, TX. The address for this community is at 4414 Worth St. in Dallas. Come for a visit to see the available floorplan options. The community staff is ready for you to come by for a tour. Contact us or drop by the leasing office to schedule a tour today and make your move to 4414 Worth St.

Year Built: 1962
Stories: 2
Total Units: 16
Phone: (424) 296-1973

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does 4414 Worth St Apartments require renters insurance?
We didn't find a public insurance requirement for 4414 Worth St Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 4414 Worth St Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). 4414 Worth St Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 4414 Worth St Apartments?
Plan for $1,211 to $1,211/month all-in. That's base rent ($1,195), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 4414 Worth St Apartments allow pets?
Yes, 4414 Worth St Apartments is pet-friendly. Here are the details: Dogs Allowed. $125 Fee. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does 4414 Worth St Apartments offer?
There are 1 floor plans to choose from, spanning 1-bedroom layouts. Rent ranges from $1,195. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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