Apartments at M-Street: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Apartments at M-Street in East Dallas? With rent at $1,075 - $1,695 and renters insurance running about $16/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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1925 Moser Ave, Dallas, TX 75206

East Dallas

Built 1972 2 stories 110 units
4/5 ·1 reviews
$1,075 - $1,695 /month

Monthly Cost Breakdown at Apartments at M-Street

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Apartments at M-Street is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,091 – $1,711
Base Rent $1,075 – $1,695
Required Monthly Fees $0
Est. Renters Insurance $16/mo

What You Need to Know About Insurance at Apartments at M-Street

What Affects Your Premium Here

Every building is different. These factors specific to Apartments at M-Street can push your insurance cost up or down:

Older Building

Built in 1972 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$16

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Apartments at M-Street based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Apartments at M-Street:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Apartments at M-Street tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Application Fee Per Applicant

$75

Administrative Fee

$0

Parking Fees

Parking Deposit

N/A

Parking Fee

N/A / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Apartments at M-Street.

On-Site Security

Covered parking

Amenities

Special Features

Hard Surface Flooring

Community Features

Laundry Facilities Fitness Center Pool Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Air Conditioning Smoke Free

Pet Policy

Bringing a pet? Here's what Apartments at M-Street allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

  • Dogs, Cats, Birds, and Reptiles Allowed
  • 2 Pet Limit

About Apartments at M-Street

Austin's Place is nestled in Highland Park, an area north of downtown and south of University Park. The neighborhood is known for luxurious homes, well-manicured outdoor areas, and beautiful residential streets. Austin's Place is just steps from the Katy Trail, a premier urban trail, and the Knox Street Retail District, a sought-after destination with an array of trendy restaurants and boutiques. Also within reach are Southern Methodist University, Knox-Henderson and Highland Park Village. Featuring one and three bedroom apartments, the floor plans are inviting and comfortable, providing modern amenities and a nostalgic feel.

Year Built: 1972
Stories: 2
Total Units: 110
Phone: (469) 809-6099

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Apartments at M-Street require renters insurance?
We didn't find a public insurance requirement for Apartments at M-Street, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Apartments at M-Street?
For this zip code and building type, expect to pay around $16/month ($193/year). Apartments at M-Street has security features that qualify for discounts — with those applied, you could pay as little as $16/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Apartments at M-Street?
Plan for $1,091 to $1,711/month all-in. That's base rent ($1,075 - $1,695), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Apartments at M-Street allow pets?
Yes, Apartments at M-Street is pet-friendly. Here are the details: Dogs, Cats, Birds, and Reptiles Allowed. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Apartments at M-Street offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,075 - $1,695. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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