4600 Ross Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at 4600 Ross Apartments in East Dallas? With rent at $1,026 - $5,138 and renters insurance running about $12/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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4600 Ross Ave, Dallas, TX 75204

East Dallas

Managed by Cushman & Wakefield Built 2019 4 stories 294 units
5/5 ·21 reviews
$1,026 - $5,138 /month

Monthly Cost Breakdown at 4600 Ross Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at 4600 Ross Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,038 – $5,150
Base Rent $1,026 – $5,138
Required Monthly Fees $0
Est. Renters Insurance $12/mo

What You Need to Know About Insurance at 4600 Ross Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 4600 Ross Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 4600 Ross Apartments based on the rent level and building features.

Personal Property Coverage

$75,000 recommended
Low: $40,000 High: $100,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 4600 Ross Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 4600 Ross Apartments.

On-Site Security

Controlled access Concierge Doorman Covered parking Perimeter fencing

Amenities

Special Features

Bike Maintenance & Storage Chef-Inspired Kitchens with Islands* Co-working Spaces Two Designer Color Schemes Controlled Access Garage Parking Electric Car Charging Stations Outdoor Kitchen with Gas Grilling Stations Package Retrieval System Private Yards* Convenient Perimeter Guest Parking Game Room with Golf Simulator Hardwood-style Flooring Urban Mudrooms* 24/7 Maintenance Emergency Response Off-leash Dog Run Planned Resident Events Walk-in Showers with Built-In Seating * Balconies & Patios* Dual Sink Vanities in Bathrooms * 10-foot ceilings Designer Kitchen Tile Backsplash Downtown Skyline Views* Indoor Pet Wash & Grooming Private Attached Garages* Private Workspaces & Conference Rooms Smart Home Technology Package with Keyless Entry Unlimited Hot Water System Courtyards with Firepit Valet Doorstep Trash Collection Full-size Frontload Washer & Dryer

Community Features

Online Services Pet Washing Station Car Charging Station Lounge Conference Rooms Courtyard Fitness Center Pool Bicycle Storage Gameroom

Floor Plan Amenities

Wi-Fi Washer/Dryer Air Conditioning Cable Ready Dishwasher Stainless Steel Appliances Kitchen Oven Range Refrigerator Freezer Instant Hot Water Quartz Countertops Mud Room Window Coverings Large Bedrooms Balcony Deck Yard

Pet Policy

Bringing a pet? Here's what 4600 Ross Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

About 4600 Ross Apartments

Distinctive. Inspiring. Second to none. 4600 Ross is more than an apartment community its a destination. Surrounded by the rich culture of Old East Dallas, and centered between Deep Ellum and Lower Greenville, our community places you at the center of Dallas thriving entertainment scene.With smart, stylish interiors, our studio, one, two, and three-bedroom apartments in Downtown Dallas, TX, are your perfect urban nest spacious 10-foot ceilings, expansive windows, and stunning wood-style flooring create an idyllic retreat. And the luxury doesnt stop there. Beyond your home, youll find amenities that define indulgence a dreamy, modern swimming pool, high-tech fitness center with yoga studios, and a sky deck with incredible views of downtown Dallas are just a few of the perks that create an unrivaled living experience.Let your new life take shape at 4600 Ross. Contact us today and make our Old East Dallas apartments for rent your new haven.

Year Built: 2019
Stories: 4
Total Units: 294
Management: Cushman & Wakefield
Phone: (469) 457-2638

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does 4600 Ross Apartments require renters insurance?
We didn't find a public insurance requirement for 4600 Ross Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 4600 Ross Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). 4600 Ross Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at 4600 Ross Apartments?
Plan for $1,038 to $5,150/month all-in. That's base rent ($1,026 - $5,138), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 4600 Ross Apartments allow pets?
Yes, 4600 Ross Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does 4600 Ross Apartments offer?
There are 11 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $1,026 - $5,138. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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