Alta Park Central Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Alta Park Central Apartments in North Dallas? Rent here runs $1,702 - $3,242, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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12389 Merit Dr, Dallas, TX 75251

North Dallas

Managed by Greystar Built 2024 5 stories 297 units
4/5 ·33 reviews Apt. Finder
$1,702 - $3,242 /month

Monthly Cost Breakdown at Alta Park Central Apartments

The listed rent isn't the whole number. Here's what Alta Park Central Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,899 – $3,439
Base Rent $1,702 – $3,242
Required Monthly Fees $185
Est. Renters Insurance $12/mo

Renters Insurance at Alta Park Central Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Alta Park Central Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Alta Park Central Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Alta Park Central Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Alta Park Central Apartments.

On-Site Security

Controlled access Property manager on site On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at Alta Park Central Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Boiler Management

Amount for boiler heating/management services.

$14.1 / mo

Trash Services - Hauling

Amount for shared trash/waste services.

$15 / mo

Utility - Gas Administrative Fee

Amount to manage gas billing.

$2.28 / mo

Trash Services - Doorstep

Amount for doorstep trash removal from rental home.

$25 / mo

Trash Administrative Fee

Amount to manage trash service billing.

$3 / mo

Utility - Stormwater/Drainage Admin Fee

Amount to manage drainage billing.

$3 / mo

Pest Control Services

Amount for pest control services.

$5 / mo

Internet Services

Amount for internet services provided by community.

$75 / mo

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party.

Varies

Utility - Gas

Usage-Based (Utilities).Amount for provision and consumptionof natural gas.

Varies

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services

Varies

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resident's provider of choice.

Varies

Utility - Water/Wastewater Submeter Admin Fee

Amount for water billing services calculated as a percentageof consumption as allowed by regulation.

Varies

Utility - Stormwater/Drainage

Usage-Based (Utilities).Amount for provision of storm water services.

Varies

Administrative Fee

Amount to facilitate move-in process for a resident.

$150

Application Fee

Amount to process application, initiate screening, and take a rental home off the market.

$75

Security Deposit (Refundable)

Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms.

$100 - $300

Pets Fees

Pet Deposit (Refundable)

Amount for pet living in rental home. May be assessed per pet or per rental home, based on lease requirements. Refunds processed per lease terms.

$100

Pet Fee

Amount to facilitate authorized pet move-in.

$400

Pet Rent

Monthly amount for authorized pet.

$25 / mo

Pet Management - Third Party

Amount for authorized pet registration and screening services.

$25 - $30 / yr

Parking Fees

Parking - Reserved

Amount for reserved parking space/services. May be subject to availability.

$50 / mo

Addons Fees

Renters Liability/Content - Property Program

Amount to participate in the property Renters Liability Program.

$14.5 / mo

Common Area/Clubhouse Rental

Amount to rent a shared common area space, including clubhouse. May be subject to availability.

$250 / occurence

Situational Fees

Express Move Out

Amount for community to perform rental home cleaning upon move-out.

$150 - $250

Month-to-Month Fee

Amount, in addition to base rent, for a month-to-month lease

$500 / mo

Renters Liability Only - Non-Compliance

Amount for not maintaining required Renters Liability Policy

$10.75 / occurence

Returned Payment Fee (NSF)

Amount for returned payment.

$125 / occurence

Lease Violation

Amount for violation of community policies and/or per lease terms.

$25 - $50 / occurence

Common Area/Clubhouse Deposit (Refundable)

Amount to rent a shared community amenity space. Refund processed in accordance with amenity/clubhouse rental agreement. May be subject to availability.

$250 / occurence

Trash Container - Replacement

Amount to replace trash/waste container.

$50 / occurence

Access Device - Replacement

Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes.

$50 / occurence

Access/Lock Change Fee

Amount to change or reprogram access to rental home.

$50 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.

$50 / occurence

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within community.

$500 / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; excludes rent and other charges.

200% of base rent / occurence

Reletting Fee

Marketing fee related to early lease termination; excludes rent and other charges.

85% of base rent / occurence

Late Fee

Amount for paying after rent due date; per terms of lease.

9.99% of base rent / occurence

Liquidated Damages

Amount for not satisfying the application and/or lease terms

Varies

Payment Services - Third Party

Amount for using a third party, electronic payment processing service (i.e. credit card, ACH, etc.).

Varies

Lease Violation - Extermination Services

Amount for violation of pest-related community policies.

Varies

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations.

Varies

Security Deposit - Additional (Refundable)

Additional amount, based on screening results, intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms.

Varies

Utility - Vacant Cost Recovery

Usage-Based (Utilities).Amount for utility usage not transferred to resident responsibility any time during occupancy.

Varies

Pet/Animal - Lease Violation

Amount for violation of community policies related to pet orassistance animal.

Varies

Amenities

Special Features

Extra Storage Large closets Movie Theater Rentable storage units on property Air Conditioner Built-in surround sound in select homes Dog park with bench seating and Dog Spa Patio/Balcony Wheelchair Access Media/Screening Room USB outlets in the bedrooms Smart lock entry doors BBQ/Picnic Area Ceiling fans in living room and bedroom(s) On-site Maintenance Soft close cabinetry Stainless Steel Side-by-Side Refrigerator USB outlet in kitchen island Wi-Fi programmable thermostats

Community Features

Maintenance on site Trash Pickup - Door to Door Picnic Area Fitness Center Pool Media Center/Movie Theatre

Floor Plan Amenities

Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Storage Space Surround Sound Dishwasher Disposal Island Kitchen Kitchen Microwave Refrigerator Hardwood Floors High Ceilings Window Coverings Balcony

Pet Policy

Bringing a pet? Here's what Alta Park Central Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $100 Deposit
  • $25 Monthly Pet Rent

About Alta Park Central Apartments

Welcome to Alta Park Central, where luxury living meets the vibrant heart of North Dallas. Nestled in a thriving community brimming with innovation and style, our luxury studio, one-, and two- bedroom open concept apartment homes redefine the standard for upscale urban living, offering an unmatched residential experience. Enjoy a prime location with easy access to the best restaurants, shops, and entertainment. Youll never look back!

Year Built: 2024
Stories: 5
Total Units: 297
Management: Greystar
Phone: (469) 896-2813

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Alta Park Central Apartments require renters insurance?
We didn't find a public insurance requirement for Alta Park Central Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Alta Park Central Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Alta Park Central Apartments?
Plan for $1,899 to $3,439/month all-in. That's base rent ($1,702 - $3,242), plus $185/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Alta Park Central Apartments allow pets?
Yes, Alta Park Central Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $100 Deposit. $25 Monthly Pet Rent. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Alta Park Central Apartments offer?
There are 18 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,702 - $3,242. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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