Brick Row Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Brick Row Apartments in Richardson? Rent here runs $1,285 – $2,375, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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744 Brick Row, Richardson, TX 75081

Richardson

Managed by Domain Capital Group Built 2009 4 stories 500 units
5/5 ·133 reviews Apt. Finder
$1,285 – $2,375 /month

Monthly Cost Breakdown at Brick Row Apartments

The listed rent isn't the whole number. Here's what Brick Row Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,358 – $2,448
Base Rent $1,285 – $2,375
Required Monthly Fees $60
Est. Renters Insurance $13/mo

Renters Insurance at Brick Row Apartments

We found a few insurance details on Brick Row Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Brick Row Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$13

Est. Monthly

$160

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Brick Row Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Brick Row Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Richardson.

On-Site Security

Package service Property manager on site Gated Covered parking

Fees Beyond Rent

These are the additional charges beyond base rent at Brick Row Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Amenity Fee

$15 / mo

Application Fee Per Applicant

$85

Administrative Fee

$150

Apartment Deposit

$350

Pets Fees

Cat Fee

$350

Dog Fee

$350

Cat Rent

$20 / mo

Dog Rent

$20 / mo

Parking Fees

Parking Fee

$150 / mo

Parking Fee

$40 / mo

Amenities

Special Features

Available In select homes. Building 4 Carpeting Ceiling Fan Co-working Space Resident Lounge BBQ/Picnic Area Built-in Desk Undermount Sink in Kitchen Bike Racks Building 5 Billiards and Shuffleboard Building 2 Curved Shower Rods Garden Tub Patio/Balcony Walk-in Closet 9' Ceilings Built-in Shelving Carport Double Vanity Juliet Balcony Lighted Ceiling Fans in Bedrooms Luxury Vinyl Plank Flooring On-site Storage Running / Bike Path Nearby Building 1 Conference Room Creek View Extra Storage Large Balcony Large Closets Shaker-style Cabinets Storage Tile Backsplash Undermount Sinks in Baths Walk-in Shower Building 3 Energy-efficient Appliances Entertaining Kitchen Park View Pool View Two Balconies ADA Accessible Air Conditioner Balcony Courtyard View Dining and Shopping Nearby Kitchen Island Open Layout Pre-installed Internet

Community Features

Maintenance on site 24 Hour Access On-Site Retail Public Transportation Elevator Business Center Lounge Conference Rooms Sundeck Courtyard Grill Picnic Area Fitness Center Pool Playground Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Ceiling Fans Cable Ready Double Vanities Fireplace Framed Mirrors Dishwasher Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave Refrigerator Quartz Countertops High Ceilings Sunroom Walk-In Closets Linen Closet Balcony Patio

Pet Policy

Bringing a pet? Here's what Brick Row Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed
$20 Monthly Pet Rent
$350 Fee
2 Pet Limit

About Brick Row Apartments

Year Built: 2009
Stories: 4 stories
Units: 500
Management: Domain Capital Group
Phone: (469) 829-4706

From the property listing:

Brick Row features studio, one-, two- and three- bedroom apartment homes near Downtown Plano. Our premium features and amenities include granite countertops, stainless steel appliances, built-in desks or shelves, an on-site park with playground, two resort-style pools and on-site retail shops and restaurants. We offer both classic and upgraded interiors, being sure to have the home for you. Our community is close to public transportation with direct access to Spring Valley DART Rail Station and residents enjoy nearby parks and trails at McKamy Park.

Other Options Nearby

Still weighing your choices? Other communities in Richardson — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Brick Row Apartments require renters insurance?
We found specific coverage details on Brick Row Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Brick Row Apartments?
For this zip code and building type, expect to pay around $13/month ($160/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Brick Row Apartments?
Plan for $1,358 to $2,448/month all-in. That's base rent ($1,285 – $2,375), plus $60/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Brick Row Apartments allow pets?
Yes, Brick Row Apartments is pet-friendly. Here are the details: Dogs Allowed. $20 Monthly Pet Rent. $350 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Brick Row Apartments offer?
There are 12 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $1,285 – $2,375. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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