1433 Regal Dr, Richardson, TX 75080
Richardson
Monthly Cost Breakdown at La Mirada Apartments
The listed rent isn't the whole number. Here's what La Mirada Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at La Mirada Apartments
What Affects Your Premium Here
Every building is different. These factors specific to La Mirada Apartments can push your insurance cost up or down:
Older Building
Built in 1979 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
What You'll Likely Pay
$16
Est. Monthly
$193
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for La Mirada Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near La Mirada Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $16/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Richardson.
On-Site Security
Fees Beyond Rent
These are the additional charges beyond base rent at La Mirada Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Concierge Package
Liability Waiver - Concierge
Amenity Fee- Concierge
VALET TRASH -Concierge
Lease Lock Fee
LEASELOCK
Pest Control - Concierge
Application Fee
Administrative Fee
Non-refundable Administrative Fee
Meter Fee
ELECTMETERFEE
Pets Fees
Monthly Pet Fee
One-Time Pet Fee
Parking Fees
Parking Fee
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what La Mirada Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About La Mirada Apartments
From the property listing:
Welcome to LaMirada, where community, comfort, and convenience await. Our community is located in desirable Richardson ISD and is convenient to LBJ Freeway and Central Expressway. La Mirada is known for large living spaces with abundant amenities. Our pet-friendly community offers one, two, and three-bedroom flats and townhomes. Relax in one of our three refreshing pools with sundecks, work out in the fitness center, and meet your neighbors among the gathering areas within the courtyards of LaMirada.
Other Options Nearby
Still weighing your choices? Other communities in Richardson — compare rent and estimated insurance cost side by side.
Brick Row Apartments
Richardson
Falls on Clearwood Apartments
Richardson
Parkside Towns Apartments
Richardson
1400HiLine Apartments
West Dallas
1414 Bennett
1500 N. Carroll Apartments
East Dallas
Frequently Asked Questions
Does La Mirada Apartments require renters insurance?
How much is renters insurance at La Mirada Apartments?
What will I actually pay per month at La Mirada Apartments?
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What floor plans does La Mirada Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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