2230 Hibiscus Ave, Richardson, TX 75080
Richardson
Monthly Cost Breakdown at Parkside Towns Apartments
The listed rent isn't the whole number. Here's what Parkside Towns Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Parkside Towns Apartments
We found a few insurance details on Parkside Towns Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Parkside Towns Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
NeighborhoodScout
Safer than only 1% of US cities
What You'll Likely Pay
$14
Est. Monthly
$168
Est. Annual
$12
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Parkside Towns Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$35,000
If you own more
$75,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Parkside Towns Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $12/mo
7 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Richardson.
On-Site Security
Fees Beyond Rent
These are the additional charges beyond base rent at Parkside Towns Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Amenities
Special Features
Community Features
Floor Plan Amenities
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Parkside Towns Apartments.
Grocery
- Sprouts Farmers Market 4.4
- Tom Thumb 4.3
- Whole Foods Market 4.4
Pharmacy
- Tom Thumb Pharmacy 3.1
- Dana Discount Pharmacy 4.9
- CVS Pharmacy 3.2
Hospital
- Surepoint Emergency Center 4.7
- Methodist Richardson Medical Center Emergency Room 2.3
- Methodist Hospital Campbell 2.6
Gym
- Hidden Gym 4.9
- Richardson Fit Body 5.0
- Anytime Fitness 4.3
Restaurant
- Zio Al's Pizza & Pasta - Richardson 4.8
- Old Damascus Mediterranean Restaurant 4.7
- Hawaiian Bros Island Grill 4.9
Park
- Heights Park 4.6
- Mimosa Park 4.5
- Canyon Creek Park 4.7
Bank
- Prosperity Bank 3.0
- Bank of America ATM (Drive-thru) 1.7
- Bank of America (with Drive-thru ATM) 2.4
Gas
- QuikTrip 3.9
- Shell Joe’s Corner /uno Mas/elf bar /Escobar/ Cash Checking Machine 4.2
- Shell 3.7
Pet Policy
Bringing a pet? Here's what Parkside Towns Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Parkside Towns Apartments
From the property listing:
Parkside Towns is a modern, pet-friendly townhome community located in Richardson, Texas, offering a blend of suburban tranquility and urban convenience. Our community provides residents with easy access to major highways, shopping centers, and recreational areas, making it an ideal choice for those seeking a balanced lifestyle. Built in 2014, Parkside Towns comprises of 135 units spread across 41 buildings. The community features a mix of two- and three-bedroom townhomes, each designed with modern architectural elements and high-end finishes.
Other Options Nearby
Still weighing your choices? Other communities in Richardson — compare rent and estimated insurance cost side by side.
Brick Row Apartments
Richardson
Falls on Clearwood Apartments
Richardson
La Mirada Apartments
Richardson
1400HiLine Apartments
West Dallas
1414 Bennett
1500 N. Carroll Apartments
East Dallas
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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