Parkside Towns Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Parkside Towns Apartments in Richardson? Rent here runs $2,738 – $2,950, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2230 Hibiscus Ave, Richardson, TX 75080

Richardson

Built 2014 3 stories 135 units
5/5 ·18 reviews Apt. Finder
$2,738 – $2,950 /month

Monthly Cost Breakdown at Parkside Towns Apartments

The listed rent isn't the whole number. Here's what Parkside Towns Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,752 – $2,964
Base Rent $2,738 – $2,950
Est. Renters Insurance $14/mo

Renters Insurance at Parkside Towns Apartments

We found a few insurance details on Parkside Towns Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Parkside Towns Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Parkside Towns Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$50,000 recommended

If you own less

$35,000

If you own more

$75,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Parkside Towns Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Richardson.

On-Site Security

Controlled access Property manager on site Gated Gated access Sprinklers Covered parking

Fees Beyond Rent

These are the additional charges beyond base rent at Parkside Towns Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$150

Amenities

Special Features

Fireplace in Select Apartment Homes Easy Access to Major Freeways Private Access Two-Car Garage Attached 2 Car Garage Club Room Coffee Bar Study Attached Garage Award Winning Richardson Independent School District High Speed Internet Available Located within Walking Distance of Dining, Grocery Stores and Retail Shopping

Community Features

Wi-Fi Maintenance on site Trash Pickup - Curbside Recycling Online Services Planned Social Activities Key Fob Entry Clubhouse Conference Rooms Walk-Up Grill Picnic Area Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Double Vanities Tub/Shower Fireplace Handrails Sprinkler System Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Breakfast Nook Hardwood Floors Carpet Tile Floors Vinyl Flooring Dining Room High Ceilings Office Built-In Bookshelves Crown Molding Vaulted Ceiling Walk-In Closets Double Pane Windows Wet Bar Large Bedrooms Balcony Patio Porch Deck

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Parkside Towns Apartments.

Grocery

  • Sprouts Farmers Market 4.4
  • Tom Thumb 4.3
  • Whole Foods Market 4.4

Pharmacy

  • Tom Thumb Pharmacy 3.1
  • Dana Discount Pharmacy 4.9
  • CVS Pharmacy 3.2

Hospital

  • Surepoint Emergency Center 4.7
  • Methodist Richardson Medical Center Emergency Room 2.3
  • Methodist Hospital Campbell 2.6

Gym

  • Hidden Gym 4.9
  • Richardson Fit Body 5.0
  • Anytime Fitness 4.3

Restaurant

  • Zio Al's Pizza & Pasta - Richardson 4.8
  • Old Damascus Mediterranean Restaurant 4.7
  • Hawaiian Bros Island Grill 4.9

Park

  • Heights Park 4.6
  • Mimosa Park 4.5
  • Canyon Creek Park 4.7

Bank

  • Prosperity Bank 3.0
  • Bank of America ATM (Drive-thru) 1.7
  • Bank of America (with Drive-thru ATM) 2.4

Gas

  • QuikTrip 3.9
  • Shell Joe’s Corner /uno Mas/elf bar /Escobar/ Cash Checking Machine 4.2
  • Shell 3.7

Pet Policy

Bringing a pet? Here's what Parkside Towns Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed
$250 Deposit
$25 Monthly Pet Rent
$500 Fee
75 lb Weight Limit
2 Pet Limit

About Parkside Towns Apartments

Year Built: 2014
Stories: 3 stories
Units: 135
Phone: (469) 829-7136

From the property listing:

Parkside Towns is a modern, pet-friendly townhome community located in Richardson, Texas, offering a blend of suburban tranquility and urban convenience. Our community provides residents with easy access to major highways, shopping centers, and recreational areas, making it an ideal choice for those seeking a balanced lifestyle. Built in 2014, Parkside Towns comprises of 135 units spread across 41 buildings. The community features a mix of two- and three-bedroom townhomes, each designed with modern architectural elements and high-end finishes.

Other Options Nearby

Still weighing your choices? Other communities in Richardson — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Parkside Towns Apartments require renters insurance?
We found specific coverage details on Parkside Towns Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Parkside Towns Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Parkside Towns Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Parkside Towns Apartments?
Plan for $2,752 to $2,964/month all-in. That's base rent ($2,738 – $2,950), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Parkside Towns Apartments allow pets?
Yes, Parkside Towns Apartments is pet-friendly. Here are the details: Dogs Allowed. $250 Deposit. $25 Monthly Pet Rent. $500 Fee. 75 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Parkside Towns Apartments offer?
There are 2 floor plans to choose from, spanning 2-bedroom, 3-bedroom layouts. Rent ranges from $2,738 – $2,950. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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