Dallas Urby Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Dallas Urby Apartments in West Dallas? With rent at $1,763 - $4,150 and renters insurance running about $12/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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1930 Hi Line Dr, Dallas, TX 75207

West Dallas

Built 2022 27 stories 747 units
5/5 ·7 reviews
$1,763 - $4,150 /month

Monthly Cost Breakdown at Dallas Urby Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Dallas Urby Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $2,175 – $4,562
Base Rent $1,763 – $4,150
Required Monthly Fees $400
Est. Renters Insurance $12/mo

What You Need to Know About Insurance at Dallas Urby Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Dallas Urby Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Dallas Urby Apartments based on the rent level and building features.

Personal Property Coverage

$75,000 recommended
Low: $40,000 High: $100,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Dallas Urby Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Sprinkler system

Up to 5% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Dallas Urby Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Monthly Amenity Fee Charge

$100 / mo

Application Fee Per Applicant

$125

Non-Refundable Application Fee

$125

Administrative Fee

$250

Non-Refundable Admin Fee

$250

Security Deposit

$500

Pets Fees

Monthly Pet Fee

$50 / mo

Parking Fees

Parking Fee

$46.19

Addons Fees

Storage Charge

$75 / mo

Situational Fees

NSF - Returned Check Fee

$50

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Dallas Urby Apartments.

On-Site Security

Package service Controlled access Property manager on site Concierge Gated Doorman Sprinklers

Amenities

Special Features

24/7 Gym BBQ Grills Bike Racks Cafe Hideaway Keyless Apartment Entry Library Light-Filled Apartment Online Rent Payments Yoga Studio

Community Features

Community-Wide WiFi Wi-Fi Maintenance on site Doorman 24 Hour Access Furnished Units Available Recycling Renters Insurance Program Online Services Planned Social Activities Pet Play Area Pet Washing Station Car Charging Station Elevator Lounge Multi Use Room Storage Space Sundeck Courtyard Grill Picnic Area Pool Playground Bicycle Storage Walking/Biking Trails Individual Locking Bedrooms Private Bathroom Individual Leases Available

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Smoke Free Cable Ready Tub/Shower Sprinkler System Wheelchair Accessible (Rooms) Dishwasher Granite Countertops Kitchen Microwave Oven Range Refrigerator Freezer Hardwood Floors Dining Room Office Views Walk-In Closets Linen Closet Window Coverings Large Bedrooms Deck Lawn Garden Greenhouse

Pet Policy

Bringing a pet? Here's what Dallas Urby Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $50 Monthly Pet Rent
  • $50 Fee
  • 2 Pet Limit

About Dallas Urby Apartments

Welcome to Dallas Urby. A few steps from the Katy and Trinity Skyline Trail, our 27-story masterpiece brings luxury, high-rise apartment living to the Design District. Explore our enchanting gardens or dip into our Prismatic Pool designed by Bas Smets. Take in panoramic views or get-it-done at our work-from-home Library. Grab a bite at the Meteor Café or venture out into the neighborhood. Do it all, or do your thing in a home that is uniquely yours.

Year Built: 2022
Stories: 27
Total Units: 747
Phone: (469) 436-5952

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Dallas Urby Apartments require renters insurance?
We didn't find a public insurance requirement for Dallas Urby Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Dallas Urby Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Dallas Urby Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Dallas Urby Apartments?
Plan for $2,175 to $4,562/month all-in. That's base rent ($1,763 - $4,150), plus $400/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Dallas Urby Apartments allow pets?
Yes, Dallas Urby Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $50 Monthly Pet Rent. $50 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Dallas Urby Apartments offer?
There are 30 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,763 - $4,150. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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