305 W Commerce St, Dallas, TX 75208
West Dallas
Monthly Cost Breakdown at LTD West Commerce Apartments
The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at LTD West Commerce Apartments is higher than the sticker price. Here's the full picture.
What You Need to Know About Insurance at LTD West Commerce Apartments
What Affects Your Premium Here
Every building is different. These factors specific to LTD West Commerce Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
What You'll Likely Pay
$12
Est. Monthly
$147
Est. Annual
$11
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for LTD West Commerce Apartments based on the rent level and building features.
Personal Property Coverage
Liability Coverage
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near LTD West Commerce Apartments:
| Carrier | Est. Monthly | Est. Annual | Tier | Digital |
|---|---|---|---|---|
| Lemonade | $8 | $96 | budget | Yes |
| USAA | $9 | $108 | budget | — |
| State Farm | $12 | $144 | mid | — |
| Progressive | $13 | $156 | mid | Yes |
| Safeco | $13 | $156 | mid | — |
| Travelers | $14 | $168 | mid | — |
| Allstate | $15 | $180 | mid | — |
| Nationwide | $15 | $180 | mid | — |
| Farmers | $16 | $192 | premium | — |
| Liberty Mutual | $18 | $216 | premium | — |
Discounts You May Qualify For
Gated community
Up to 5% off
Controlled access
Up to 3% off
Sprinkler system
Up to 5% off
Claims-free (if applicable)
Up to 10% off
Pay-in-full annual
Up to 7% off
Paperless/autopay
Up to 3% off
Multi-policy bundle
Up to 10% off
Compare renters insurance quotes — it's free
Fees Beyond Rent
These are the extra charges LTD West Commerce Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.
Required Fees
Stormwater / Drainage Admin Fee
Management of community stormwater drainage and runoff infra... Read Morestructure Read Less
Community Amenity Set Up
Administrative fee for community amenity setup and resident ... Read Moreprogram enrollment. Read Less
Trash Services - Doorstep
Fee for doorstep trash and recycle pickup service.
Trash Admin
Administrative costs for managing trash service billing, coo... Read Morerdination, and related expenses for your apartment. Read Less
Pest Control Services
Regular pest prevention and treatment services.
Parking
Fee for reserved or designated parking space use and mainten... Read Moreance Read Less
Utility Water / Wastewater Admin Fee
Covers administrative costs associated with billing and mana... Read Moreging water utility services. Read Less
Utility - Electric
Cost of electricity usage for your apartment.
Utility - Stormwater / Drainage
Local stormwater management and drainage system fee.
Utility - Water / Sewer
Water usage and wastewater removal costs.
Utility- Gas
Cost of gas usage for your apartment.
Common Area Utilities
Shared utility costs in community common areas.
Admin Fee
Fee to process rental application and background check
Application Fee Per Applicant
Application Fee
Administrative processing fee to cover lease preparation.
Administrative Fee
Pets Fees
Pet Fee
Fee for allowing pets in the home.
Pet Rent
Monthly charge for keeping a pet in the home.
Pet / Animal Lease Violation
Fee issued for unauthorized pets or violations of pet policy... Read More. Read Less
Parking Fees
Parking Reserved
Fee for a designated parking spot on-site.
Addons Fees
Storage Space Rental
Fee for an on-site storage unit.
Renters Liability / Content Property Program
Fee for not maintaining required renter?s liability insuranc... Read Moree coverage. Read Less
Amenity / Clubhouse Rental Fee
Fee for reserving the community clubhouse for events or gath... Read Moreerings. Read Less
Parking EV Charging
Fee for on-site electric vehicle charging access.
Situational Fees
Intra-Community Transfer Fee
Charge for transferring to another home within the same comm... Read Moreunity. Read Less
Security Deposit (Refundable)
Refundable deposit covering potential damages and unpaid ren... Read Moret per lease terms. Read Less
Security Deposit Additional (Refundable)
Extra refundable deposit for added risk, damages, or lease c... Read Moreonditions. Read Less
Security Deposit Alternative
Alternative to a standard security deposit typically issued ... Read Morethrough a surety bond. Read Less
Rent Payment Credit Building Service
Rent Payment Credit Building Service
Renters Liability Non-Compliance
Fee for not maintaining required renter?s liability insuranc... Read Moree coverage. Read Less
Trash Container - Replacement
Charge for replacing a lost, stolen, or damaged trash bin.
Access Device Replacement
Access Device Replacement
Non-Sufficient Funds (NSF)
Charge for returned payments due to non-sufficient funds.
Late Fee (Percentage)
Calculated as a percentage of the base rent amount.
Insufficient Move-out Notice Fee
Insufficient Move-out Notice Fee
Reletting Fee
An expense associated with re-renting a unit after early lea... Read Morese termination. Read Less
Utility Non-transferred Utility Fee
Charge for utility costs not moved to resident?s name.
Utility Vacant Cost Recovery
Utility Vacant cost Recovery
MTM Flat Fee
Month to Month Flat Fee
Concession Repayment
Tenant repayment of rent discounts if lease terms are not me... Read Moret. Read Less
Early Termination Fee
Early Termination Fee
Legal / Eviction Fee
Costs associated with an eviction proceeding.
Lease Violation Fee
Lease Violation Fee
Renter Liability - Third Party
Fee for not maintaining required renter?s liability insuranc... Read Moree coverage. Read Less
Trash Services - Hauling
Cost of trash collection, removal, and hauling services.
Safety & Security
The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around LTD West Commerce Apartments.
On-Site Security
Amenities
Special Features
Community Features
Floor Plan Amenities
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around LTD West Commerce Apartments.
Pharmacy
- CVS Pharmacy 4.0
- CVS Pharmacy 4.1
- Avita Pharmacy 1028 4.4
Hospital
- Methodist Dallas Medical Center Emergency Room 2.5
- Baylor University Medical Center, part of Baylor Scott & White Health Emergency Room 3.6
- William P. Clements Jr. University Hospital Emergency Room 2.6
Gym
- Vantage Elite Fitness 4.9
- Anytime Fitness Bishop Arts District Dallas TX 4.7
- 24 Hour Fitness 3.9
Restaurant
- Grimaldi's Pizzeria 4.2
- PINSTACK 4.3
- Commerce Fork Food Co 4.6
Park
- The Star, Home of the Dallas Cowboys 4.7
- Kidd Springs Park 4.6
- Lake Cliff Park 4.5
Bank
- Bank of Texas - Oak Cliff 4.1
- Bank of America ATM 2.4
- Bank of America Financial Center 2.2
Gas
- Good Luck Oil Co 3.5
- QuikTrip 3.5
- Shell
Pet Policy
Bringing a pet? Here's what LTD West Commerce Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Dogs and Cats Allowed
About LTD West Commerce Apartments
LTD West Commerce features a collection of modern studios, one- and two-bedroom apartments homes with styled interiors and designer amenities all in a walkable location that mixes indie retail, hip restaurants, cafes, craft coffee and cocktails, emerging art and a friendly vibe. It's the new creative and cultural hub of Dallas, and now you can call it yours, with a styled home that's tailored for modern living.
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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