Kessler Bluffs Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Kessler Bluffs Apartments in West Dallas? With rent at $2,922 - $3,896 and renters insurance running about $13/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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1000 Fort Worth Ave, Dallas, TX 75208

West Dallas

Managed by ZRS Management Built 2023 3 stories 146 units
4/5
$2,922 - $3,896 /month

Monthly Cost Breakdown at Kessler Bluffs Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Kessler Bluffs Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $3,103 – $4,077
Base Rent $2,922 – $3,896
Required Monthly Fees $168
Est. Renters Insurance $13/mo

What You Need to Know About Insurance at Kessler Bluffs Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Kessler Bluffs Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Kessler Bluffs Apartments based on the rent level and building features.

Personal Property Coverage

$75,000 recommended
Low: $40,000 High: $100,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Kessler Bluffs Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Kessler Bluffs Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Amenity Fee

AMENITY FEE

$15 / mo

Trash Reimb

TRASH REIMB

$30 / mo

Technology Fee

1GB Internet

$70 / mo

PEST

PEST

$8 / mo

Administrative Fees

Adminstrative Fees

$250

Application Fee

Online Application Fee

$75

Package Lockers

Package Lockers

$45

Pets Fees

Pet Fees Or Charges

Pet Fees Or Charges - Cat

$350

Parking Fees

Garage - Parking

Garage - Parking

$200 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Kessler Bluffs Apartments.

On-Site Security

Package lockers Covered parking

Amenities

Special Features

A1 Adjust C1 Floorplan price drops Direct Pool View Highway View Large Yard Medium Yard Small Yard Special Pricing Two Car Garage Unit Special 1 Unit Special 2

Community Features

Pet Play Area Clubhouse Pool Walking/Biking Trails

Floor Plan Amenities

Air Conditioning Dishwasher Yard

Pet Policy

Bringing a pet? Here's what Kessler Bluffs Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

About Kessler Bluffs Apartments

Find your new home at Kessler Bluffs! Our West Dallas townhomes feature unique spaces and a stunning selection of homes that are sure to accommodate every lifestyle. In each layout, you will find new appliances and luxurious details that will offer the perfect backdrop for your new home. Throughout our community, the variety of indoor and outdoor spaces will allow you to find the perfect place to spend your days. Whatever you’re in search of, it can be found at our townhomes in Downtown Dallas. See why our luxury townhomes in Dallas should be your new home and explore all that can be yours. Contact us at Kessler Bluffs today for more information!

Year Built: 2023
Stories: 3
Total Units: 146
Management: ZRS Management
Phone: (469) 472-5930

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Kessler Bluffs Apartments require renters insurance?
We didn't find a public insurance requirement for Kessler Bluffs Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Kessler Bluffs Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Kessler Bluffs Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Kessler Bluffs Apartments?
Plan for $3,103 to $4,077/month all-in. That's base rent ($2,922 - $3,896), plus $168/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Kessler Bluffs Apartments allow pets?
Yes, Kessler Bluffs Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Kessler Bluffs Apartments offer?
There are 4 floor plans to choose from, spanning 2-bedroom, 3-bedroom layouts. Rent ranges from $2,922 - $3,896. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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