Dallas, TX

Providence Mockingbird Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Providence Mockingbird Apartments in West Dallas? Rent here runs $954 – $1,599, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1853 W Mockingbird Ln, Dallas, TX 75235

West Dallas

Built 1973 8 stories 251 units
3/5 ·3 reviews Apt. Finder
$954 – $1,599 /month

Monthly Cost Breakdown at Providence Mockingbird Apartments

The listed rent isn't the whole number. Here's what Providence Mockingbird Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $969 – $1,614
Base Rent $954 – $1,599
Est. Renters Insurance $15/mo

Renters Insurance at Providence Mockingbird Apartments

We found a few insurance details on Providence Mockingbird Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Providence Mockingbird Apartments can push your insurance cost up or down:

Older Building

Built in 1973 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$184

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Providence Mockingbird Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Providence Mockingbird Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Dallas.

On-Site Security

Package service Property manager on site

Fees Beyond Rent

These are the additional charges beyond base rent at Providence Mockingbird Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee

$45

Administrative Fee

Free

Pets Fees

Monthly Pet Fee

$30 / mo

One-Time Pet Fee

$400

Parking Fees

Parking Fee

$50 / mo

Amenities

Special Features

NightPatrol

Community Features

Laundry Facilities Maintenance on site 24 Hour Access Online Services Planned Social Activities Public Transportation Elevator Business Center Clubhouse Storage Space Picnic Area Fitness Center Pool Playground

Floor Plan Amenities

Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Satellite TV Storage Space Double Vanities Tub/Shower Dishwasher Ice Maker Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Hardwood Floors Carpet Tile Floors Vinyl Flooring Dining Room High Ceilings Family Room Office Vaulted Ceiling Bay Window Walk-In Closets Loft Layout Double Pane Windows Large Bedrooms Balcony Patio

Pet Policy

Bringing a pet? Here's what Providence Mockingbird Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
$25 Monthly Pet Rent
$400 Fee
2 Pet Limit

About Providence Mockingbird Apartments

Year Built: 1973
Stories: 8 stories
Units: 251
Phone: (972) 972-9411

From the property listing:

Feel right at home with full access to our community amenities. If you’re looking to play, relax, workout, or hang out, you’ve found the perfect spot in Dallas to live. Get the most out of your new home. Providence Mockingbird’s affordable one, two, and three bedroom apartments are conveniently located near the Love Field Airport. Enjoy everything the city has to offer – great schools, top employers, and boundless opportunities to shop, dine, and explore. Whether it’s food, work, or play, you’ll find plenty to love about the neighborhood.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Providence Mockingbird Apartments require renters insurance?
We found specific coverage details on Providence Mockingbird Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Providence Mockingbird Apartments?
For this zip code and building type, expect to pay around $15/month ($184/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Providence Mockingbird Apartments?
Plan for $969 to $1,614/month all-in. That's base rent ($954 – $1,599), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Providence Mockingbird Apartments allow pets?
Yes, Providence Mockingbird Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $25 Monthly Pet Rent. $400 Fee. 2 Pet Limit. 999 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Providence Mockingbird Apartments offer?
There are 8 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $954 – $1,599. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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