Dallas, TX

The Drakestone Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at The Drakestone Apartments in Downtown Dallas? Rent here runs $1,700 – $4,688, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1309 Main St, Dallas, TX 75202

Downtown Dallas

Managed by Cushman & Wakefield Built 2019 20 stories 183 units
2 reviews Apt. Finder
$1,700 – $4,688 /month

Renters Insurance at The Drakestone Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Drakestone Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Drakestone Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Drakestone Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Dallas.

On-Site Security

Package service Controlled access Property manager on site Concierge Gated Doorman Covered parking

Fees Beyond Rent

These are the additional charges beyond base rent at The Drakestone Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Administrative Fee

$200

Pets Fees

Cat Deposit

$200

Dog Deposit

$200

Cat Fee

$300

Dog Fee

$300

Cat Rent

$20 / mo

Dog Rent

$20 / mo

Parking Fees

Parking Fee

$85 - $130 / mo

Amenities

Special Features

65 unique floor plans BBQ Grills Bellhops Dallas Movers Boutique Style Lobby Ceiling fans with dimmers Direct Access to the Dallas Tunnel System Expansive windows with solar shades Exposed concrete ceilings and ductwork Granite enclosed garden tubs and showers Historic Cupola Historic Terrazzo Tile Flooring Incredible Skyline Views* Move-in Deposit Free with Jetty Restaurants and Retail on-site Rooftop garden cabana Stainless shelving over kitchen sink Updater Moving Partner

Community Features

Wi-Fi Maintenance on site 24 Hour Access On-Site Retail Recycling Dry Cleaning Service House Sitter Services Online Services Planned Social Activities Health Club Discount Pet Play Area Key Fob Entry Elevator Business Center Clubhouse Lounge Multi Use Room Breakfast/Coffee Concierge Storage Space Disposal Chutes Vintage Building Conference Rooms Roof Terrace Cabana Grill Fitness Center Pool Media Center/Movie Theatre

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Trash Compactor Storage Space Double Vanities Tub/Shower Handrails Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Refrigerator Freezer Tile Floors Dining Room Family Room Office Recreation Room Vaulted Ceiling Bay Window Skylights Walk-In Closets Linen Closet Loft Layout Window Coverings Large Bedrooms Balcony Greenhouse

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around The Drakestone Apartments.

Grocery

  • Ari's Pantry - Downtown 4.8
  • Whole Foods Market 4.5
  • BERKLEY's Market 3.9

Hospital

  • Baylor University Medical Center, part of Baylor Scott & White Health Emergency Room 3.6
  • William P. Clements Jr. University Hospital Emergency Room 2.6
  • Methodist Dallas Medical Center Emergency Room 2.5

Gym

  • Conquer Fitness and Performance Personal Training 5.0
  • Rio Jiu Jitsu Lifestyle, Gym 5.0
  • Cowboys Fit 4.3

Restaurant

  • Amyfinehouse Luxury Downtown Stay 4.6
  • PINSTACK 4.3
  • The Exchange Food Hall 4.5

Park

  • Fritz's Adventure - The Colony 4.4
  • Civic Garden 4.4
  • Klyde Warren Park 4.7

Bank

  • Credit Union of Texas 3.5
  • RBFCU - Garland 4.5
  • Bank of America Financial Center 2.2

Gas

  • Texaco 3.9
  • 7-Eleven Fuel
  • Exxon 4.0

Pet Policy

Bringing a pet? Here's what The Drakestone Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Pet policies are negotiable.

About The Drakestone Apartments

Year Built: 2019
Stories: 20 stories
Units: 183
Management: Cushman & Wakefield
Phone: (855) 559-3233

From the property listing:

Come home to a unique design-minded space dedicated to art, innovation, and culture. Elegant amenities and concierge services set a new standard for urban living. In a class of its own, The Drakestone Dallas TX Apartments offers a new perspective on life in a vibrant, growing city

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does The Drakestone Apartments require renters insurance?
We didn't find a public insurance requirement for The Drakestone Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Drakestone Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). The Drakestone Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is below average.
Does The Drakestone Apartments allow pets?
Pet policies at The Drakestone Apartments are handled on a case-by-case basis — contact the leasing office for details.
What floor plans does The Drakestone Apartments offer?
There are 57 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $1,700 – $4,688. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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