High Ridge Apts.: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at High Ridge Apts. in Stonehaven? Rent here runs $920 – $1,400, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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9353 Viscount Blvd, El Paso, TX 79925

Stonehaven

Built 1983 3 stories 296 units
4.4/5 ·242 reviews Google
5/5 ·12 reviews Apt. Finder
$920 – $1,400 /month

Monthly Cost Breakdown at High Ridge Apts.

The listed rent isn't the whole number. Here's what High Ridge Apts. actually costs each month once you add required fees and insurance.

Total Monthly Cost $935 – $1,415
Base Rent $920 – $1,400
Est. Renters Insurance $15/mo

Renters Insurance at High Ridge Apts.

We found a few insurance details on High Ridge Apts.'s website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to High Ridge Apts. can push your insurance cost up or down:

Older Building

Built in 1983 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

Security System Issues

1 mentions of broken gates, cameras, or locks in reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1356/100K (14% below national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for High Ridge Apts. based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near High Ridge Apts.:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.

El Paso property crime rate

1,356

per 100K residents

14% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
117 / 200
Larceny / theft
966 / 1,172
Vehicle theft
272 / 206

U.S. average

Near-average property crime means insurance premiums in El Paso track closely with national baselines. High Ridge Apts. also has on-site security features (Package service, Property manager on site) that insurers recognize with discounts.

Source: FBI UCR Program, El Paso (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Theft Mentioned
Water Damage Mentioned
Pest Issues Mentioned
Security System Failures Mentioned

On-Site Security

Package service Property manager on site

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for High Ridge Apts..

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at High Ridge Apts.. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$75

Pets Fees

Dog Fee

Charged per pet.

$500

Dog Rent

Charged per pet.

$30 / mo

Cat Fee

Charged per pet.

$500

Cat Rent

Charged per pet.

$30 / mo

Parking Fees

Parking Fee

Max of 2. Charged per vehicle.

Free

Amenities

Special Features

Pet Waste Stations Refrigerated A/C Carpeting Dishwasher Easy Access to I-35, I-240, I-40, I-44 Exterior Storage Patio Roommate Floor Plan BBQ/Picnic Area Near Ft. Bliss Professional Maintenance Staff Close to I-35 Corporate Units Available Extra Storage Large Closets Microwave Wood Burning Fireplaces* Ceiling Fan Disposal Edmond School District Full-Size Washer/Dryer Connections Refrigerator

Community Features

Wi-Fi Laundry Facilities Maintenance on site 24 Hour Access Online Services Business Center Storage Space Conference Rooms Corporate Suites Walk-Up Grill Picnic Area Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Ceiling Fans Smoke Free Cable Ready Satellite TV Fireplace Dishwasher Disposal Pantry Kitchen Microwave Oven Range Refrigerator Freezer Vinyl Flooring Dining Room Built-In Bookshelves Walk-In Closets Furnished Wet Bar Balcony Patio

Pet Policy

Bringing a pet? Here's what High Ridge Apts. allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$30 Monthly Pet Rent
$500 Fee
80 lb Weight Limit
2 Pet Limit

About High Ridge Apts.

Year Built: 1983
Stories: 3 stories
Units: 296
Phone: (915) 975-7685

From the property listing:

Our style and quality at High Ridge Apartments will make you feel right at home. We offer spacious one & two bedroom floor plans to meet your needs. All units come with washer/dryer connections, large walk-in closets, and additional exterior storage. Irresistible majestic beauty, captured by our affordable prices, your new home offers you total relaxation with swimming, sunning or the simple enjoyment of the breathtaking views you'll experience from strolling around the community or from your patio or balcony. As a resident at High Ridge, you can have high lifestyle expectations.

Other Options Nearby

Still weighing your choices? These communities are in the same part of El Paso — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does High Ridge Apts. require renters insurance?
We found specific coverage details on High Ridge Apts.'s website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at High Ridge Apts.?
For this zip code and building type, expect to pay around $15/month ($176/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at High Ridge Apts.?
Plan for $935 to $1,415/month all-in. That's base rent ($920 – $1,400), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does High Ridge Apts. allow pets?
Yes, High Ridge Apts. is pet-friendly. Here are the details: Cats and Dogs Allowed. $30 Monthly Pet Rent. $500 Fee. 80 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around High Ridge Apts.?
Property crime in El Paso sits near the national average — 1,356 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 117/100K here. On the property itself, you'll find package service, property manager on site — features that can qualify for premium discounts.
What floor plans does High Ridge Apts. offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $920 – $1,400. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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