9375 Viscount Blvd, El Paso, TX 79925
Stonehaven
Monthly Cost Breakdown at Shadow Ridge Apts.
The listed rent isn't the whole number. Here's what Shadow Ridge Apts. actually costs each month once you add required fees and insurance.
Renters Insurance at Shadow Ridge Apts.
We found a few insurance details on Shadow Ridge Apts.'s website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Shadow Ridge Apts. can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
Water/Leak Issues
7 mentions in Google reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1356/100K (14% below national average)
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Shadow Ridge Apts. based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Shadow Ridge Apts.:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.
El Paso property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in El Paso track closely with national baselines. Shadow Ridge Apts. also has on-site security features (Package service, Property manager on site, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, El Paso (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Shadow Ridge Apts..
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Shadow Ridge Apts.. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
Dog Fee
Charged per pet.
Dog Rent
Charged per pet.
Cat Fee
Charged per pet.
Cat Rent
Charged per pet.
Parking Fees
Parking Fee
Max of 1. Charged per vehicle.
Parking Fee
Max of 1. Charged per vehicle.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Shadow Ridge Apts. allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Shadow Ridge Apts.
From the property listing:
You will appreciate the finesse of our carefully planned, contemporary community. Our distinctive amenities ensure comfort, convenience and elegance. Our ten spacious floor plans include studios, one, two and three bedroom apartments that feature fully equipped kitchens, built-in bookshelves, washer/dryer connections and private patios or balconies. You're about to discover what home really feels like. Welcome to Shadow Ridge Apartments, an inviting apartment community that combines smart convenience with affordable comfort.
Other Options Nearby
Still weighing your choices? These communities are in the same part of El Paso — compare rent and estimated insurance cost side by side.
Arbor Apartments
Stonehaven
Desert Ridge Apartments
Stonehaven
High Ridge Apts.
Stonehaven
La Plaza Apartments
Stonehaven
San Mateo Apartments
Stonehaven
SPRING PARK Apartments
Stonehaven
Frequently Asked Questions
Does Shadow Ridge Apts. require renters insurance?
How much is renters insurance at Shadow Ridge Apts.?
What will I actually pay per month at Shadow Ridge Apts.?
Does Shadow Ridge Apts. allow pets?
How safe is the area around Shadow Ridge Apts.?
What floor plans does Shadow Ridge Apts. offer?
Get Renters Insurance for Shadow Ridge Apts.
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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