San Mateo Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at San Mateo Apartments in Stonehaven? Rent here runs $790 – $1,430, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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9300 Viscount Blvd, El Paso, TX 79925

Stonehaven

Built 1973 2 stories 248 units
3.3/5 ·106 reviews Google
4/5 ·8 reviews Apt. Finder
$790 – $1,430 /month

Monthly Cost Breakdown at San Mateo Apartments

The listed rent isn't the whole number. Here's what San Mateo Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $806 – $1,446
Base Rent $790 – $1,430
Est. Renters Insurance $16/mo

Renters Insurance at San Mateo Apartments

We found a few insurance details on San Mateo Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to San Mateo Apartments can push your insurance cost up or down:

Older Building

Built in 1973 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1356/100K (14% below national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for San Mateo Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near San Mateo Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.

El Paso property crime rate

1,356

per 100K residents

14% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
117 / 200
Larceny / theft
966 / 1,172
Vehicle theft
272 / 206

U.S. average

Near-average property crime means insurance premiums in El Paso track closely with national baselines. San Mateo Apartments also has on-site security features (Package service, Property manager on site, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, El Paso (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Slip/Fall Hazards Mentioned
Pest Issues Mentioned
Fire Mentioned

On-Site Security

Package service Property manager on site Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for San Mateo Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at San Mateo Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$65

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$150

Pet Deposit

Max of 2. Charged per pet.

$350

Monthly Pet Fee

Max of 2. Charged per pet.

$30 / mo

Parking Fees

Parking Fee

Max of 1. Charged per vehicle.

$35 / mo

Amenities

Special Features

Two 24-Hour Laundry Facilities Freeway Access Largest Living Room on the Block Cable $33 Covered Parking Wood Burning Fireplaces Breakfast Bar Townhomes Easy I-10 Access Patio* Refrigerated Air Conditioning Closet Pets welcome

Community Features

Laundry Facilities Maintenance on site 24 Hour Access Laundry Service Pet Play Area Public Transportation Clubhouse Walk-Up Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Air Conditioning Heating Ceiling Fans Smoke Free Fireplace Dishwasher Disposal Pantry Eat-in Kitchen Kitchen Refrigerator Carpet Tile Floors Walk-In Closets Wet Bar Patio

Pet Policy

Bringing a pet? Here's what San Mateo Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$350 Deposit
$30 Monthly Pet Rent
$150 Fee
29 lb Weight Limit
2 Pet Limit

About San Mateo Apartments

Year Built: 1973
Stories: 2 stories
Units: 248
Phone: (915) 465-2093

From the property listing:

If you are looking for a beautiful, comfortable and convenient apartment home, your search is over! Outstanding customer service, gigantic homes and a community that you can call yours for years to come. San Mateo places you minutes from Ft. Bliss, shopping, dining, nightlife, the airport and I-10. A place where the world is at your finger tips! Come visit us today, and you will be happy you did.

Other Options Nearby

Still weighing your choices? These communities are in the same part of El Paso — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does San Mateo Apartments require renters insurance?
We found specific coverage details on San Mateo Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at San Mateo Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at San Mateo Apartments?
Plan for $806 to $1,446/month all-in. That's base rent ($790 – $1,430), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does San Mateo Apartments allow pets?
Yes, San Mateo Apartments is pet-friendly. Here are the details: Cats Allowed. $350 Deposit. $30 Monthly Pet Rent. $150 Fee. 29 lb Weight Limit. 2 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around San Mateo Apartments?
Property crime in El Paso sits near the national average — 1,356 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 117/100K here. On the property itself, you'll find package service, property manager on site, covered parking — features that can qualify for premium discounts.
What floor plans does San Mateo Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $790 – $1,430. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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