Grand Prairie, TX

Alpine Village Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Alpine Village Apartments in Grand Prairie? Rent here runs $1,551 – $3,418, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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965 Duncan Perry Rd, Grand Prairie, TX 75050

Grand Prairie

Managed by Greystar Built 2024 3 stories 314 units
4.7/5 ·175 reviews Google
4/5 ·10 reviews Apt. Finder
$1,551 – $3,418 /month

Monthly Cost Breakdown at Alpine Village Apartments

The listed rent isn't the whole number. Here's what Alpine Village Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,697 – $3,564
Base Rent $1,551 – $3,418
Required Monthly Fees $133
Est. Renters Insurance $13/mo

Renters Insurance at Alpine Village Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Alpine Village Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1378/100K (13% below national average)

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Alpine Village Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Alpine Village Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Grand Prairie.

Grand Prairie property crime rate

1,378

per 100K residents

13% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
125 / 200
Larceny / theft
1,055 / 1,172
Vehicle theft
198 / 206

U.S. average

Near-average property crime means insurance premiums in Grand Prairie track closely with national baselines. Alpine Village Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Gated, Sprinklers, Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, Grand Prairie (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
Noise Mentioned

On-Site Security

Package service Controlled access Property manager on site Gated Sprinklers Perimeter fencing

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Alpine Village Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Alpine Village Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash Services - Doorstep

Amount for doorstep trash removal from rental home. Charged per unit.

$30 / mo

Pest Control Services

Amount for pest control services. Charged per unit.

$6 / mo

Package Services

Amount for package services. Charged per unit.

$7 / mo

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party. Charged per unit. Payable to 3rd Party

Varies / mo

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services Charged per unit.

Varies / mo

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resident's provider of choice. Charged per leaseholder. Payable to 3rd Party

Varies / mo

Utility - Water/Wastewater Submeter Admin Fee

Amount for water billing services calculated as a percentageof consumption as allowed by regulation. Charged per unit.

Varies / mo

Administrative Fee

Amount to facilitate move-in process for a resident. Chargedper unit.

$200

Application Fee

Amount to process application, initiate screening, and take a rental home off the market. Charged per applicant.

$35

Security Deposit (Refundable)

Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit type.

$150 - $350

Pets Fees

Pet Fee

We accept two pets per household, with exception of restricted breeds. Please call our Leasing Office for complete Pet Policy information.

$500

Pet Rent

Max of 1. Monthly amount for authorized pet. Charged per pet

$25 / mo

Parking Fees

Parking Fee

Max of 1. Amount for garage parking space/services. May be subject to availability. Charged per rentable item.

$125 - $250 / mo

Parking Fee

Max of 1. Amount for covered parking space/services. May besubject to availability. Charged per rentable item.

$50 / mo

Other

Please call us regarding our Parking Policy.

Surface Lot

Please call us regarding our Parking Policy.

Addons Fees

Common Area/Clubhouse Rental

Amount to rent a shared common area space, including clubhouse. May be subject to availability. Charged per unit.

$250 / occurence

Security Deposit Alternative

Amount for alternate program in lieu of paying a traditionalsecurity deposit. Charged per unit. Payable to 3rd Party

Varies one-time

Situational Fees

Month-to-Month Fee

Amount, in addition to base rent, for a month-to-month leaseCharged per unit.

$500 / mo

Access Device - Replacement

Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes. Charged per device.

$100 / occurence

Access/Lock Change Fee

Amount to change or reprogram access to rental home. Chargedper unit.

$100 / occurence

Returned Payment Fee (NSF)

Amount for returned payment. Charged per unit.

$100 / occurence

Renters Liability Only - Non-Compliance

Amount for not maintaining required Renters Liability PolicyCharged per unit.

$15 / occurence

Lease Violation

Amount for violation of community policies and/or per lease terms. Charged per unit.

$25 / occurence

Common Area/Clubhouse Deposit (Refundable)

Amount to rent a shared community amenity space. Refund processed in accordance with amenity/clubhouse rental agreement. May be subject to availability. Charged per unit.

$250 / occurence

Trash Container - Replacement

Amount to replace trash/waste container. Charged per unit.

$40 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.Charged per unit.

$50 / occurence

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within community. Charged per unit.

$500 / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; excludes rent and other charges. Charged per unit.

200% of base rent / occurence

Reletting Fee

Marketing fee related to early lease termination; excludes rent and other charges. Charged per unit.

85% of base rent / occurence

Late Fee

Amount for paying after rent due date; per terms of lease. Charged per unit.

9.99% of base rent / occurence

Payment Services - Third Party

Amount for using a third party, electronic payment processing service (i.e. credit card, ACH, etc.). Charged per unit. Payable to 3rd Party

Varies / occurrence

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations. Charged per unit.

Varies / occurrence

Utility - Vacant Cost Recovery

Usage-Based (Utilities).Amount for utility usage not transferred to resident responsibility any time during occupancy. Charged per unit.

Varies / occurrence

Pet/Animal - Lease Violation

Amount for violation of community policies related to pet orassistance animal. Charged per unit.

Varies / occurrence

Security Deposit - Additional (Refundable)

Additional amount, based on screening results, intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.

Varies one-time

Amenities

Special Features

Conference Room Custom Lighting Designer Color Schemes Dog Wash On-site Walking Trail Outdoor Gaming Area Pickleball Court Smart Thermostats Spacious Islands Two Coworking Spaces Two Dog Parks Wood-Plank Flooring

Community Features

Wi-Fi Maintenance on site 24 Hour Access Trash Pickup - Door to Door Recycling Online Services Planned Social Activities Pet Play Area Pet Washing Station Car Charging Station Elevator Clubhouse Lounge Multi Use Room Conference Rooms Fenced Lot Sundeck Cabana Courtyard Grill Picnic Area Fitness Center Pool Walking/Biking Trails Pickleball Court

Floor Plan Amenities

Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Double Vanities Sprinkler System Framed Mirrors Dishwasher Disposal Ice Maker Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Hardwood Floors Carpet High Ceilings Built-In Bookshelves Walk-In Closets Linen Closet Window Coverings Large Bedrooms Balcony Patio Porch Yard

Pet Policy

Bringing a pet? Here's what Alpine Village Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$25 Monthly Pet Rent
$500 Fee
2 Pet Limit

About Alpine Village Apartments

Year Built: 2024
Stories: 3 stories
Units: 314
Management: Greystar
Phone: (469) 606-3085

From the property listing:

At Alpine Village, Grand Prairie's newest community, your story finds its perfect setting. Expansive outdoor spaces and versatile living options create the ideal backdrop for your life’s journey. Whether you're seeking the convenience of an apartment, the spaciousness of a townhome, or the privacy of a single-family home, our rental community caters to your evolving needs. Experience quality finishes and the flexibility to grow with your lifestyle in a community designed for every stage of life.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Grand Prairie — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Alpine Village Apartments require renters insurance?
We didn't find a public insurance requirement for Alpine Village Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Alpine Village Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Alpine Village Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Alpine Village Apartments?
Plan for $1,697 to $3,564/month all-in. That's base rent ($1,551 – $3,418), plus $133/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Alpine Village Apartments allow pets?
Yes, Alpine Village Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $25 Monthly Pet Rent. $500 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Alpine Village Apartments?
Property crime in Grand Prairie sits near the national average — 1,378 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 125/100K here. On the property itself, you'll find package service, controlled access, property manager on site, gated — features that can qualify for premium discounts.
What floor plans does Alpine Village Apartments offer?
There are 13 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,551 – $3,418. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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