606 W IH 30, Grand Prairie, TX 75050
Grand Prairie
Monthly Cost Breakdown at Derby Park Apartments
The listed rent isn't the whole number. Here's what Derby Park Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Derby Park Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Derby Park Apartments can push your insurance cost up or down:
Older Building
Built in 1984 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1378/100K (13% below national average)
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$13
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Derby Park Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$10,000
If you own more
$25,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Derby Park Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $13/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Grand Prairie.
Grand Prairie property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in Grand Prairie track closely with national baselines. Derby Park Apartments also has on-site security features (Property manager on site, Gated, Doorman, Sprinklers) that insurers recognize with discounts.
Source: FBI UCR Program, Grand Prairie (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Derby Park Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Derby Park Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Pets Fees
One-Time Pet Fee
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
PETFEE
Charged per pet.
Parking Fees
Parking Fee
Charged per vehicle.
Parking
Charged per vehicle.
Addons Fees
Appliances
Charged per unit.
Liability Waiver - Concierge
Charged per unit.
PETRENT
Charged per unit.
VALET TRASH -Concierge
Charged per unit.
LEASELOCK
Charged per unit.
ELECTMETERFEE
Charged per unit.
NSFFEE
Charged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Derby Park Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Derby Park Apartments
From the property listing:
Perfectly situated between Arlington and Dallas, Grand Prairie is the ideal location in the Metroplex - and Derby Park is the ideal apartment community to enjoy both major cities! Derby Park is located off I-30 for easy commutes, just minutes from major attractions such as the Verizon Theatre, Lone Star Park, and Six Flags Over Texas. In addition to a fantastic location, Derby Park offers a variety of one- and two-bedroom floor plans designed for style and comfort. Select apartments feature upgrades such as wood plank flooring, designer lighting, and new appliances.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Grand Prairie — compare rent and estimated insurance cost side by side.
Alpine Village Apartments
Grand Prairie
Canyon Grove Apartments
Grand Prairie
Evria Terraces (NEW) Apartments
Grand Prairie
Grand Manor Apartments
Grand Prairie
Grand View Apartments
Grand Prairie
Greenhill Apartments
Grand Prairie
Frequently Asked Questions
Does Derby Park Apartments require renters insurance?
How much is renters insurance at Derby Park Apartments?
What will I actually pay per month at Derby Park Apartments?
Does Derby Park Apartments allow pets?
How safe is the area around Derby Park Apartments?
What floor plans does Derby Park Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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